This sprawling 3 bed, 2.5 bath home is full of charm. You are welcomed into an open foyer with tray ceilings overhead. Walking through the parlor, the office sits with 2 sets of french doors on either side, a nice compliment to the natural sunlight that fills the room. You will find a large dining room–fit with antique corner cabinets– just before entering the kitchen. The kitchen opens to a large living room which is fit with newer carpet. The 3 bedrooms are located upstairs–each with hardwood floors. The primary bedroom has an full ensuite and there is a full guest bath upstairs. This brick-exterior home sits on an impressive 0.55 Acres with a circular drive and is now looking for its new owner!
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,489
Per Month
Principal & Interest
$1,422
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$921
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
5
/10
Lafayette Park Elementary School
919 Korby St
Distance between this listing and this school0.15 miles
Public District Grades PK-5
4
/10
Pettit Park School
901 W Havens St
Distance between this listing and this school0.27 miles
Public District Grades PK-5
7
/10
Wallace Elementary School
2326 W Jefferson St
Distance between this listing and this school0.97 miles
Public District Grades KG-6
Nearby Schools
5
/10
Central Middle School
303 E Superior St
Distance between this listing and this school1.15 miles
Public District Grades 6-8
4
/10
Bon Air Middle School
2796 N Apperson Way
Distance between this listing and this school1.71 miles
Public District Grades 6-8
4
/10
Maple Crest Middle School
2727 S Washington St
Distance between this listing and this school2.71 miles
Public District Grades 6-8
Nearby Schools
1
/10
The Excel Center - Kokomo
101 W Superior St
Distance between this listing and this school0.99 miles
Public Charter Grades 9-11
5
/10
Kokomo High School
2501 S Berkley Rd
Distance between this listing and this school2.72 miles
Public District Grades 9-12
8
/10
Northwestern Sr High School
3431 N 400 W
Distance between this listing and this school3.74 miles
The neighbors living near this home have an average income of $36,861. Residents of Kokomo, IN typically earn less than $35k each year. Most families are single, no kids. Residents of this area typically have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 1001 N Philips St
What is the listing price of this property?
The listing price of 1001 N Philips St property is $284,900.
What type of property is this?
The property 1001 N Philips St is a house located in Kokomo, Indiana, 46901.
Is this property for sale now?
Active Listing: 1001 N Philips St is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $2,846 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 1001 N Philips St has 3 bedrooms and 2 full and 1 half bathrooms.
Which year was this property built?
The year of construction for 1001 N Philips St is 1924.
This home is located at 1001 N Philips St in Kokomo, IN and zip code 46901. This home was built in 1924. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since May 10, 2024 and is currently priced at $284,900.
In April 2024 more than 24 listings in Kokomo, IN were sold above the asking price. During the same period more than 9 listings were sold at asking price, while more than 19 were sold below. Between March 2024 and April 2024, Kokomo, IN real estate market has seen increase in the number of listings by 95.6%. Listings spent -3 days on the market in April 2024, and had a median list price of $181,550 during the same period.
From Rocket Homes Real Estate and based on county public records data.