Amazing opportunity to own a new construction modern build in downtown Lexington! This property was thoughtfully designed by Gibson Taylor Thompson Architects and features all the amenities needed for downtown living. Great location with easy access to Transylvania University, West 6th Brewery, County Club and much more. Seller is a licensed real estate agent in the state of Kentucky.
Property Details
Property Features
Property Information:
Architectural Style: Contemporary
Year Built: 2023
Stories: 1
Listing Office:
Office Name: The Brokerage
Office Phone: (859) 983-7365
Interior Features
Interior Information:
Appliances: Cooktop, Dishwasher, Down Draft, Electric Water Heater, Range, Refrigerator
Flooring Type: Concrete
Interior: Bedroom First Floor, Breakfast Bar
Bedroom and Bathroom Information:
Full Bathrooms: 2
Total Bedroom Count: 2
Exterior Features
Exterior Information:
Exterior: Porch
Lot Features
Lot Information:
Lot Size: 0.05 Acres
Utilities
Utilities Information:
Heating: Electric, Forced Air
Cooling: Electric
School Info
Assigned Schools Information:
Lafayette High School, Public Magnet Grades 9-12
Lexington Trad Magnet School, Public Magnet Grades 6-8
Harrison Elementary School, Public District Grades PK-5
Other
Directions Information:
Directions: From downtown Lexington, head north on South Broadway, left on W 4th St, right on Smith.
Price Information
Listing Price Info
Price Summary:
List Price: $285,000
Tax Information:
Annual Amount: $383
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Lexington, KY.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,490
Per Month
Principal & Interest
$1,423
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$921
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
1
/10
Harrison Elementary School
161 Bruce St
Distance between this listing and this school0.44 miles
Public District Grades PK-5
Middle School
2
/10
Lexington Trad Magnet School
350 N Limestone
Distance between this listing and this school0.53 miles
Public Magnet Grades 6-8
High School
8
/10
Lafayette High School
401 Reed Ln
Distance between this listing and this school2.69 miles
Public Magnet Grades 9-12
Assigned Schools
1
/10
Harrison Elementary School
161 Bruce St
Distance between this listing and this school0.44 miles
Public District Grades PK-5
Nearby Schools
2
/10
Arlington Elementary School
122 Arceme Ave
Distance between this listing and this school0.93 miles
Public District Grades PK-5
1
/10
William Wells Brown Elementary School
555 E Fifth St
Distance between this listing and this school1.10 miles
Public District Grades PK-5
Assigned Schools
2
/10
Lexington Trad Magnet School
350 N Limestone
Distance between this listing and this school0.53 miles
Public Magnet Grades 6-8
Nearby Schools
2
/10
Winburn Middle School
1060 Winburn Dr
Distance between this listing and this school2.27 miles
Public District Grades 6-8
6
/10
Morton Middle School
1225 Tates Creek Rd
Distance between this listing and this school2.29 miles
Public District Grades 6-8
Assigned Schools
8
/10
Lafayette High School
401 Reed Ln
Distance between this listing and this school2.69 miles
Public Magnet Grades 9-12
Nearby Schools
9
/10
Steam Academy
1126 Russell Cave Rd
Distance between this listing and this school0.97 miles
Public District Grades 9-12
2
/10
Bryan Station High School
201 Eastin Rd
Distance between this listing and this school2.19 miles
The neighbors living near this home have an average income of $24,391. Typical income of Lexington, KY residents is less than $35k annually. Typical family type is single, no kids. Most residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 451 Smith St
What is the listing price of this property?
The listing price of 451 Smith St property is $285,000.
What type of property is this?
The property 451 Smith St is a house located in Lexington, Kentucky, 40508.
Is this property for sale now?
Active Listing: 451 Smith St is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 451 Smith St are: Harrison Elementary School: GreatSchools Rating 1/10Lexington Trad Magnet School: GreatSchools Rating 2/10Lafayette High School: GreatSchools Rating 8/10
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $383 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on July 20, 2021 for $40,000. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 451 Smith St has 2 bedrooms and 2 bathrooms.
Which year was this property built?
The year of construction for 451 Smith St is 2023.
This home is located at 451 Smith St in Lexington, KY and zip code 40508 in the District 1 neighborhood. This home, which was built in 2023, sits on a 0.05 acre lot. Features: 2 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since May 07, 2024 and is currently priced at $285,000.
Over 95 listings were sold over their listed price in April 2024 in Lexington, KY. In the same period over 106 listings were sold below the listed price and 97 listings were sold for the listed price. The number of listings in Lexington, KY increased by 11.5% between March 2024 and April 2024. In April 2024 median list price was $313,312 and the average listing age was 16 days.
From Rocket Homes Real Estate and based on county public records data.