MOVE IN READY - Located along the pristine waters of the Des Moines River lies our incredibly sought-after community, The Banks. When you choose to purchase a home at The Banks, you are choosing a life of urban excellence without losing out on a spacious home interior that you have always desired. The always popular Azure plan showcases modern, designer detail at every turn! The open living area is spacious with large kitchen that is perfect for entertaining! Don’t miss this chance to find a home that you can’t help but show off! The Banks offers a 6 yr. tax abatement. Use our preferred lender and receive $1,750 towards closing cost. Not valid with any other offer and subject to change without notice.
Property Details
Property Features
Property Information:
Architectural Style: Three Story
Year Built: 2022
Stories: 3
Living Area: 2,296 SqFt
Listing Office:
Office Name: Hubbell Homes of Iowa, LLC
Office Phone: (515) 468-3073
Listing Agent: Rob Burditt
Interior Features
Interior Information:
Appliances: Dishwasher, Microwave, Stove
Flooring Type: Carpet
Interior: Cable TV
Fireplace: Electric
Bedroom and Bathroom Information:
Partial Bathrooms: 1
Full Bathrooms: 1
Total Bedroom Count: 3
Exterior Features
Exterior Information:
Exterior: Patio
Parking Information:
Garage Space: 2 spaces
Attached Garage: Yes
Parking: Attached, Garage, Two Car Garage
Utilities
Utilities Information:
Heating: Forced Air, Natural Gas
Cooling: Central Air
School Info
Assigned Schools Information:
East High School, Public District Grades 9-12
Hiatt Middle School, Public District Grades 6-8
Goodrell Middle School, Public District Grades 6-8
Cowles Elementary School, Public District Grades PK-8
Carver Elementary School, Public District Grades PK-5
Other
Directions Information:
Directions: Take Exit 8A for E 6th St. towards Penn Ave, turn right onto E6th St. turn right onto Des Moines St, turn right on to E. 2nd
Price Information
Listing Price Info
Price Summary:
List Price: $729,980
Price Per SqFt: $318/SqFt
HOA Fees:
Amount: $240
Frequency: Monthly
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Des Moines, IA.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$3,951
Per Month
Principal & Interest
$3,644
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$240
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$2,255
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
1
/10
Carver Elementary School
705 E University Ave
Distance between this listing and this school0.48 miles
Public District Grades PK-5
Middle School
1
/10
Hiatt Middle School
1430 University Ave
Distance between this listing and this school1.17 miles
Public District Grades 6-8
1
/10
Goodrell Middle School
3300 E 29th St
Distance between this listing and this school3.53 miles
Public District Grades 6-8
9
/10
Cowles Elementary School
6401 College Ave
Distance between this listing and this school4.71 miles
Public District Grades PK-8
High School
2
/10
East High School
815 E 13th St
Distance between this listing and this school0.85 miles
Public District Grades 9-12
Assigned Schools
1
/10
Carver Elementary School
705 E University Ave
Distance between this listing and this school0.48 miles
Public District Grades PK-5
Nearby Schools
3
/10
Walnut Street School
901 Walnut St
Distance between this listing and this school0.85 miles
Public District Grades PK-5
1
/10
Edmunds Fine Arts Academy
950 15th St
Distance between this listing and this school1.12 miles
Public District Grades PK-5
Assigned Schools
1
/10
Hiatt Middle School
1430 University Ave
Distance between this listing and this school1.17 miles
Public District Grades 6-8
1
/10
Goodrell Middle School
3300 E 29th St
Distance between this listing and this school3.53 miles
Public District Grades 6-8
9
/10
Cowles Elementary School
6401 College Ave
Distance between this listing and this school4.71 miles
Public District Grades PK-8
Assigned Schools
2
/10
East High School
815 E 13th St
Distance between this listing and this school0.85 miles
Public District Grades 9-12
Nearby Schools
3
/10
North High School
501 Holcomb Ave
Distance between this listing and this school1.74 miles
Public District Grades 9-12
1
/10
Ruby Van Meter School
710 28th St
Distance between this listing and this school2.07 miles
The neighbors living near this home have an average income of $23,458. Most Des Moines, IA residents have annual incomes less than $35k. Most families are single, no kids. Residents of this area typically have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 812 E 2nd St
What is the listing price of this property?
The listing price of 812 E 2nd St property is $729,980.
What type of property is this?
The property 812 E 2nd St is a condo located in Des Moines, Iowa, 50309.
Is this property for sale now?
Active Listing: 812 E 2nd St is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 812 E 2nd St are: Carver Elementary School: GreatSchools Rating 1/10Hiatt Middle School: GreatSchools Rating 1/10Goodrell Middle School: GreatSchools Rating 1/10Cowles Elementary School: GreatSchools Rating 9/10East High School: GreatSchools Rating 2/10
How many bedrooms and bathrooms does this property have?
The property at 812 E 2nd St has 3 bedrooms and 1 full and 1 half bathrooms.
What is the square footage of this property?
The property 812 E 2nd St is 2,296 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 812 E 2nd St is 2022.
This home is located at 812 E 2nd St in Des Moines, IA and zip code 50309 in the Historic East Village neighborhood. This 2,296 square foot home was built in 2022. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since June 08, 2023 and is currently priced at $729,980.
Des Moines, IA housing market in May 2024 saw over 68 listings sold above listed price, more than 68 sold at listed price and over 119 sold below. The number of homes for sale in Des Moines, IA decreased by 1.5% between April 2024 and May 2024. In May 2024 median list price was $209,989 and the average listing age was 29 days.
From Rocket Homes Real Estate and based on county public records data.