100 ft of BLACK LAKE!!! This 3 bedroom, 1.5 bath year-round home is perfect for the outdoor lover. When walking in the front door, you are greeted with views of the lake through the large glass doors in the living room. You can build a fire in the beautiful stone fireplace for the cool evenings. The sellers have been busy over the last couple of years putting on a new roof, adding a new heating and cooling system, and new plex plumbing. The 2 car garage gives you ample room for all outdoor toys. When the sellers were asked what some of their favorite things about living here were, they responded with the beautiful sunsets, the quietness of the area, the maintenance free decking, and being so close to the trails that allowed them to explore the Black Mountain area.
Property Details
Property Features
Property Information:
Architectural Style: Ranch
Living Area: 1,047 SqFt
Listing Office:
Office Name: Coldwell Banker Fairbairn Realty
Office Phone: 231.548.9336
Listing Agent: Jim Bell
Interior Features
Interior Information:
Interior: Fireplace
Fireplace: Fireplace
Bedroom and Bathroom Information:
Partial Bathrooms: 1
Full Bathrooms: 1
Total Bedroom Count: 3
Exterior Features
Parking Information:
Garage Space: 2 spaces
Attached Garage: No
Utilities
Utilities Information:
Heating: Forced Air, Natural Gas
School Info
Assigned Schools Information:
Onaway Senior High School, Public District Grades 9-12
Onaway Middle School, Public Magnet Grades 6-8
Onaway Elementary School, Public Magnet Grades KG-5
Other
Directions Information:
Directions: N Black River Rd. Left on Twin Lakes Rd. to Doriva Beach Rd., right on Black Mountain Rd., Right on Ash Highway, left onto Bluffs Hwy. Property on right.
Price Information
Listing Price Info
Price Summary:
List Price: $429,900
Price Per SqFt: $411/SqFt
Tax Information:
Annual Amount: $3,392
Tax Year: 2021
What can I afford?
Understand what home price range makes sense for your budget.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,213
Per Month
Principal & Interest
$2,146
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,355
Powered By
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
3
/10
Onaway Elementary School
4549 M 33
Distance between this listing and this school9.09 miles
Public Magnet Grades KG-5
Middle School
5
/10
Onaway Middle School
4549 M 33
Distance between this listing and this school9.09 miles
Public Magnet Grades 6-8
High School
7
/10
Onaway Senior High School
4549 M 33
Distance between this listing and this school9.09 miles
Public District Grades 9-12
Assigned Schools
3
/10
Onaway Elementary School
4549 M 33
Distance between this listing and this school9.09 miles
Public Magnet Grades KG-5
Nearby Schools
3
/10
Inland Lakes Elementary School
4363 S Straits Hwy
Distance between this listing and this school19.15 miles
Public District Grades KG-6
4
/10
Rogers City Elementary School
532 W Erie St
Distance between this listing and this school21.11 miles
Public District Grades KG-5
Assigned Schools
5
/10
Onaway Middle School
4549 M 33
Distance between this listing and this school9.09 miles
Public Magnet Grades 6-8
Nearby Schools
6
/10
Cheboygan Middle School
905 W Lincoln Ave
Distance between this listing and this school16.14 miles
Public District Grades 4-8
Assigned Schools
7
/10
Onaway Senior High School
4549 M 33
Distance between this listing and this school9.09 miles
Public District Grades 9-12
Nearby Schools
1
/10
Presque Isle Academy II
21045 M 68 Hwy
Distance between this listing and this school8.60 miles
Public Charter Grades 9-12
2
/10
Cheboygan Virtual Academy
7461 N Straits Hwy
Distance between this listing and this school14.76 miles
The neighbors living near this home have an average income of $44,494. Most Presque Isle County, MI residents have annual incomes between $35k-100k. Most families are married, no kids. Residents of this area typically have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 21913 Bluffs Hwy
What is the listing price of this property?
The listing price of 21913 Bluffs Hwy property is $429,900.
What type of property is this?
The property 21913 Bluffs Hwy is a house located in Onaway, Michigan, 49765.
Is this property for sale now?
Accepting Backup Offers: 21913 Bluffs Hwy is Accepting Backup Offers (Active Under Contract), there is still a chance to have your real estate agent submit an offer.
What are the assigned schools for this property?
The assigned schools for 21913 Bluffs Hwy are: Onaway Elementary School: GreatSchools Rating 3/10Onaway Middle School: GreatSchools Rating 5/10Onaway Senior High School: GreatSchools Rating 7/10
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $3,392 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on September 27, 2013 for $180,000. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 21913 Bluffs Hwy has 3 bedrooms and 1 full and 1 half bathrooms.
What is the square footage of this property?
The property 21913 Bluffs Hwy is 1,047 SqFt (source: MLS/tax record).
This home is located at 21913 Bluffs Hwy in Onaway, MI and zip code 49765. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since May 07, 2024 and is currently priced at $429,900.
In April 2024, from all listings sold in Presque Isle County, MI there were more than 2 sold above asking price, over 6 sold below and more than 4 were sold right at the asked price. The inventory of homes for sale in Presque Isle County, MI between March 2024 and April 2024 increased by 13.7%.
From Rocket Homes Real Estate and based on county public records data.