Very nice location in a great subdivision. Great views of Lake Chatuge and convenient location approximately 2 miles from Hiawassee. Paved roads easy drive.
Property Details
Property Features
Listing Office:
Office Name: ReMax Town & Country-Hiawassee
Listing Agent: Benny Kimsey
Exterior Features
Exterior Information:
View: Lake
Lot Features
Lot Information:
Lot: Other
Lot Size: 0.65 Acres
School Info
Assigned Schools Information:
Towns County High School, Public District Grades 9-12
Towns County Middle School, Public District Grades 6-8
Towns County Elementary School, Public District Grades KG-5
Other
Directions Information:
Directions: From Hiawassee go east on HWY 76 approximately 2 miles then left on Bugscuffle then left on McRidge Road see listing company sign on the left.
Price Information
Listing Price Info
Price Summary:
List Price: $29,900
Tax Information:
Annual Amount: $179
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Hiawassee, GA.
All information provided is deemed reliable but is not guaranteed and should be independently verified. GAMLS, this broker and their affiliates provide the MLS and all content therein “AS IS” and without any warranty, express or implied. The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser GAMLS and this broker assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law.
DMCA Notice Data displayed may be a portion of, and not a complete set of all listings published in the MLS. Last updated on: 6/1/2024, 12:20:36 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
Tax History
YEAR
PROP. TAX
ASSESSMENT
2020
$179
$14,000
2019
$179
$14,000
2018
$182
$8,000
2017
$111
$8,000
History based on county public records data.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$217
Per Month
Principal & Interest
$150
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$156
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
5
/10
Towns County Elementary School
1150 Konahetah Rd
Distance between this listing and this school0.59 miles
Public District Grades KG-5
Middle School
8
/10
Towns County Middle School
1400 Highway 76 E
Distance between this listing and this school0.65 miles
Public District Grades 6-8
High School
6
/10
Towns County High School
1400 Highway 76 E
Distance between this listing and this school0.65 miles
Public District Grades 9-12
Assigned Schools
5
/10
Towns County Elementary School
1150 Konahetah Rd
Distance between this listing and this school0.59 miles
Public District Grades KG-5
Nearby Schools
5
/10
Hayesville Elementary School
72 Elementary Dr
Distance between this listing and this school8.44 miles
Public District Grades PK-4
5
/10
Union County Elementary School
165 Elementary Way
Distance between this listing and this school13.09 miles
Public District Grades 3-5
Assigned Schools
8
/10
Towns County Middle School
1400 Highway 76 E
Distance between this listing and this school0.65 miles
Public District Grades 6-8
Nearby Schools
6
/10
Hayesville Middle School
135 School Dr
Distance between this listing and this school8.46 miles
Public District Grades 5-8
6
/10
Union County Middle School
367 Wellborn St
Distance between this listing and this school13.06 miles
Public District Grades 6-8
Assigned Schools
6
/10
Towns County High School
1400 Highway 76 E
Distance between this listing and this school0.65 miles
Public District Grades 9-12
Nearby Schools
7
/10
Hayesville High School
205 Yellow Jacket Dr
Distance between this listing and this school8.39 miles
Public District Grades 9-12
9
/10
Union County High School
153 Panther Cir
Distance between this listing and this school12.78 miles
The neighbors living near this home have an average income of $42,869. Typical income of Hiawassee, GA residents is between $35k-100k annually. Typical family type is single, no kids. The most common level of education of people living in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 631 Mcridge Rd
What is the listing price of this property?
The listing price of 631 Mcridge Rd property is $29,900.
What type of property is this?
The property 631 Mcridge Rd is land located in Hiawassee, Georgia, 30546.
Is this property for sale now?
Active Listing: 631 Mcridge Rd is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 631 Mcridge Rd are: Towns County Elementary School: GreatSchools Rating 5/10Towns County Middle School: GreatSchools Rating 8/10Towns County High School: GreatSchools Rating 6/10
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $179 (source: MLS/based on county public records data).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 631 Mcridge Rd in Hiawassee, GA and zip code 30546. This home sits on a 0.65 acre lot. It has been listed on Rocket Homes since May 07, 2024 and is currently priced at $29,900.
While more than 1 listings in Hiawassee, GA in April 2024 were sold above asking price, there were more than 0 listings sold at asking price, and more than 7 were sold below. In April 2024 in Hiawassee, GA there were 36.7% more homes for sale than in March 2024. Listings spent 100 days on the market in April 2024, and had a median list price of $383,000 during the same period.
From Rocket Homes Real Estate and based on county public records data.