This property is $112.3K less than the Median Sold Price in Cumberland, MD.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Name: BRIGHT
MLS Number: #MDAL2005650
Listing Office:
Office Name: Homes & Land Real Estate
Office Phone: (301) 722-9292
Listing Agent: Dennis W White
Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.
The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have sold or are no longer being offered for sale. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller. This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$177
Per Month
Principal & Interest
$110
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$132
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
5
/10
John Humbird Elementary School
120 E Mary St
Distance between this listing and this school0.69 miles
Public District Grades PK-5
Middle School
4
/10
Washington Middle School
200 MASSACHUSETTS AVE
Distance between this listing and this school0.96 miles
Public District Grades 6-8
High School
4
/10
Fort Hill High School
500 Greenway Ave
Distance between this listing and this school0.99 miles
Public District Grades 9-12
Assigned Schools
5
/10
John Humbird Elementary School
120 E Mary St
Distance between this listing and this school0.69 miles
Public District Grades PK-5
Nearby Schools
3
/10
South Penn Elementary School
500 E Second St
Distance between this listing and this school0.36 miles
Public District Grades PK-5
5
/10
West Side Elementary School
425 Paca St
Distance between this listing and this school1.11 miles
Public District Grades PK-5
Assigned Schools
4
/10
Washington Middle School
200 MASSACHUSETTS AVE
Distance between this listing and this school0.96 miles
Public District Grades 6-8
Nearby Schools
6
/10
Braddock Middle School
909 Holland St
Distance between this listing and this school2.17 miles
Public District Grades 6-8
5
/10
Frankfort Middle School
356 Golden Rd
Distance between this listing and this school5.28 miles
Public District Grades 5-8
Assigned Schools
4
/10
Fort Hill High School
500 Greenway Ave
Distance between this listing and this school0.99 miles
Public District Grades 9-12
Nearby Schools
5
/10
Allegany High School
616 Sedgwick St
Distance between this listing and this school1.59 miles
Public District Grades 9-12
7
/10
Center For Career & Technology Education
14211 Mcmullen Hwy SW
Distance between this listing and this school3.51 miles
The neighbors living near this home have an average income of $34,409. The most common annual income of people living in Cumberland, MD is less than $35k. Typical family type is single, no kids. Residents of this area typically have high school diploma education.
All data provided by Home Junction and Claritas
Living In Cumberland, MD
What type of housing is available in Cumberland, MD?
In Cumberland, the majority of buildings are single detached homes, but small apartment buildings are also present in the housing stock. This part of Allegany county offers mainly two bedroom and three bedroom homes. Homeowners occupy roughly two thirds of the units in the city whereas the rest are rented. Most homes in this city were built before the 1960s, during its biggest building boom.
Is Cumberland, MD a good place to live?
Cumberland is fairly good for those who enjoy quiet surroundings, as there tend to be low levels of noise from traffic - although there are still several noisier sections, especially close to National Freeway or one of the railway lines.
Are things conveniently located in Cumberland, MD?
The closest supermarket in Cumberland is usually only a rather short walk away. A small number of restaurants and cafes are available as well. With regards to education, locals will welcome the proximity to both primary and secondary schools, which are within walking distance from the majority of properties for sale in Cumberland. Along with public schools, there are private elementary and high schools.
What does the transportation in Cumberland, MD look like?
Driving is an excellent medium of transportation in Cumberland. It is especially convenient to find a place to park, and the majority of homes for sale are a reasonably short drive from the nearest highway, such as National Freeway. However, the public transit network in Cumberland is rather limited. Nonetheless, there are a few bus lines traversing the city, and bus stops are not very far away from most homes. Cumberland is not especially suitable for walking as few daily needs can be met on foot.
Powered by Local Logic
Frequently Asked Questions About 300 Virginia Ave
What is the listing price of this property?
The listing price of 300 Virginia Ave property is $22,000.
What type of property is this?
The property 300 Virginia Ave is land located in Cumberland, Maryland, 21502.
Is this property for sale now?
Active Listing: 300 Virginia Ave is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 300 Virginia Ave are: John Humbird Elementary School: GreatSchools Rating 5/10Washington Middle School: GreatSchools Rating 4/10Fort Hill High School: GreatSchools Rating 4/10
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $95 (source: MLS/based on county public records data).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 300 Virginia Ave in Cumberland, MD and zip code 21502. This home sits on a 0.09 acre lot. It has been listed on Rocket Homes since March 17, 2023 and is currently priced at $22,000.
While more than 6 listings in Cumberland, MD in March 2024 were sold above asking price, there were more than 1 listings sold at asking price, and more than 20 were sold below. The inventory of homes for sale in Cumberland, MD between February 2024 and March 2024 increased by 4.9%. While the average time on the market in March 2024 was 65 days, the median list price was $134,375.
From Rocket Homes Real Estate and based on county public records data.