Dreaming of your perfect home? This beautifully remodeled gem checks all the boxes—whether you're a first-time buyer, an investor looking for a rental property, or simply ready to downsize in style. Major updates include a new HVAC system, sleek LVP flooring, and fresh paint throughout. The cozy living room, complete with an electric fireplace, seamlessly flows into a modern kitchen boasting quartz countertops, a large island with bar seating, and stainless steel appliances. This move-in-ready home is a must-see—pack your bags and don't miss out on this incredible opportunity!
This property is $120.1K less than the Median Sold Price and $2/SqFt more than other homes in Paducah, KY.
Based on homes sold in September 2024
MLS Details
MLS Information:
MLS Number: #128556
Listing Office:
Office Name: HRE Advisors
Listing Agent: Kelly Hack
Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Listings displayed are the property of the Western Kentucky Regional MLS (WKMLS) and provided here for consumer's personal, non-commercial use, and may not be used for any purposes other than to identify prospective properties consumers may be interested in purchasing. Each potential buyer is responsible for conducting his or her own independent inspections,investigations, measurements, inquiries and due diligence concerning the property. Although all information contained herein is believed to be accurate, the Real Estate Broker and the Seller of the property make no warranty or guarantee, actual or implied. Copyright 2024 Western Kentucky Regional MLS, Inc. Data displayed may be a portion of, and not a complete set of all listings published in the MLS. Last updated on: 10/4/2024, 1:20:49 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
Tax History
YEAR
PROP. TAX
ASSESSMENT
2020
$529
$53,150
2019
$529
$25,000
2018
$244
$25,000
2017
-
$25,000
History based on county public records data.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$766
Per Month
Principal & Interest
$699
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$486
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Middle School
6
/10
Reidland Middle School
5347 Benton Rd
Distance between this listing and this school5.70 miles
Public District Grades 6-8
Nearby Schools
9
/10
Symsonia Elementary School
11730 State Route 131
Distance between this listing and this school4.12 miles
Public District Grades PK-6
6
/10
Reidland Elementary School
5741 Benton Rd
Distance between this listing and this school5.16 miles
Public District Grades PK-5
9
/10
Hendron Lone Oak Elementary School
2501 Marshall Ave
Distance between this listing and this school7.34 miles
Public District Grades PK-5
Assigned Schools
6
/10
Reidland Middle School
5347 Benton Rd
Distance between this listing and this school5.70 miles
Public District Grades 6-8
Nearby Schools
8
/10
Lone Oak Middle School
225 John E Robinson Dr
Distance between this listing and this school7.64 miles
Public District Grades 6-8
3
/10
Paducah Middle School
342 Lone Oak Rd
Distance between this listing and this school8.66 miles
Public District Grades 6-8
Nearby Schools
1
/10
McCracken Open Campus School
435 Berger Rd
Distance between this listing and this school8.12 miles
Public District Grades 6-12
4
/10
Paducah Tilghman High School
2400 Washington St
Distance between this listing and this school8.85 miles
Public District Grades 9-12
8
/10
McCracken County High School
6601 Old Us Hwy 60
Distance between this listing and this school11.60 miles
The neighbors living near this home have an average income of $53,395. Typical income of Paducah, KY residents is between $35k-100k annually. Typical family type is married, no kids. Most residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Living In Paducah, KY
Content displayed has been generated by an AI model trained on a diverse range of data. While efforts have been made to ensure the quality and reliability of the content, there may be limitations or inaccuracies. The content should not be considered as a substitute for professional advice, and we recommend consulting with appropriate experts and independent sources for specific information or guidance. We assume no responsibility for any consequences arising from the use of this content.
Types of housing in Paducah, KY.
Paducah's housing market offers a diverse array of options, with single-family homes being a significant component. Architectural styles in the area range from charming historic homes to contemporary new constructions. The market is balanced, providing opportunities for both homeownership and rental options. While the exact composition of the housing market can vary, there is a healthy mix of older homes with character and modern developments that cater to a range of preferences.
What is it like to live in Paducah, KY?
Paducah is celebrated for its vibrant arts scene and rich cultural heritage. The community prides itself on its annual events, such as the Lowertown Arts & Music Festival, which showcases the city's creative spirit. The downtown area, with its historic buildings and the famous floodwall murals, reflects the city's commitment to preserving its unique character while fostering a sense of community.
Is it easy to get around Paducah, KY without a car?
The community is served by a number of public schools, offering educational opportunities from elementary to high school levels. Healthcare services are available through local clinics and a regional hospital, providing residents with access to essential medical care. The public library system supports lifelong learning with a range of programs and resources. Retail and dining options in Paducah reflect the local culture, with an emphasis on independent businesses and regional cuisine.
Transportation in Paducah, KY.
Transportation in Paducah includes a network of roads that connect residents to the city center and surrounding areas. Public transit options are available, with schedules that cater to the needs of commuters and those without private vehicles. The community's walkability varies by area, with the downtown district being particularly pedestrian-friendly. Bike paths and lanes are also present, encouraging alternative modes of transportation. Ride-sharing services operate in the area, complementing the existing transport infrastructure.
Frequently Asked Questions About 4520 Hardmoney Rd
What is the listing price of this property?
The listing price of 4520 Hardmoney Rd property is $139,900.
What type of property is this?
The property 4520 Hardmoney Rd is a house located in Paducah, Kentucky, 42003.
Is this property for sale now?
Active Listing: 4520 Hardmoney Rd is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 4520 Hardmoney Rd are: Reidland Middle School: GreatSchools Rating 6/10
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $529 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 4520 Hardmoney Rd has 2 bedrooms and 1 bathroom.
What is the square footage of this property?
The property 4520 Hardmoney Rd is 1,042 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 4520 Hardmoney Rd is 1926.
This home is located at 4520 Hardmoney Rd in Paducah, KY and zip code 42003. This 1,042 square foot home, which was built in 1926, sits on a 0.60 acre lot. Features: 2 bedrooms, 1 bathroom. It has been listed on Rocket Homes since August 29, 2024 and is currently priced at $139,900.
Over 15 listings were sold over their listed price in September 2024 in Paducah, KY. In the same period over 34 listings were sold below the listed price and 14 listings were sold for the listed price. The inventory of homes for sale in Paducah, KY between August 2024 and September 2024 increased by 3.9%. In September 2024, listings were on the market for 9 days. During the same period, the median list price in this real estate market was $260,000.
From Rocket Homes Real Estate and based on county public records data.