Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$12.5K
Per Month
Principal & Interest
$12.4K
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$7,562
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
6
/10
Oak Street Elementary School
75 Oak St
Distance between this listing and this school1.54 miles
Public District Grades 1-5
Middle School
7
/10
Lakewood Middle School
755 Somerset Ave
Distance between this listing and this school2.23 miles
Public District Grades 6-8
High School
2
/10
Lakewood High School
855 Somerset Ave
Distance between this listing and this school1.02 miles
Public District Grades 9-12
Assigned Schools
6
/10
Oak Street Elementary School
75 Oak St
Distance between this listing and this school1.54 miles
Public District Grades 1-5
Nearby Schools
7
/10
Ella G Clarke Elementary School
455 Manetta Ave
Distance between this listing and this school0.55 miles
Public District Grades 1-5
7
/10
Clifton Ave Grade School
625 Clifton Ave
Distance between this listing and this school1.72 miles
Public District Grades 1-5
Assigned Schools
7
/10
Lakewood Middle School
755 Somerset Ave
Distance between this listing and this school2.23 miles
Public District Grades 6-8
Nearby Schools
6
/10
Howell Township Middle School South
1 Kuzminski Way
Distance between this listing and this school3.09 miles
Public District Grades 6-8
6
/10
Christa Mcauliffe Middle School
35 S Hope Chapel Rd
Distance between this listing and this school3.14 miles
Public District Grades 6-8
Assigned Schools
2
/10
Lakewood High School
855 Somerset Ave
Distance between this listing and this school1.02 miles
Public District Grades 9-12
Nearby Schools
3
/10
Jackson Liberty High School
125 N Hope Chapel Rd
Distance between this listing and this school2.87 miles
Public District Grades 9-12
3
/10
Brick Township High School
346 Chambersbridge Rd
Distance between this listing and this school3.08 miles
The neighbors living near this home have an average income of $23,096. Residents of Lakewood, NJ typically earn less than $35k each year. Most families are single, no kids. Typical level of education for residents in this area is high school diploma.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 26 Congress St S
What is the listing price of this property?
The listing price of 26 Congress St S property is $2,500,000.
What type of property is this?
The property 26 Congress St S is a house located in Lakewood, New Jersey, 08701.
Is this property for sale now?
Active Listing: 26 Congress St S is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 26 Congress St S are: Oak Street Elementary School: GreatSchools Rating 6/10Lakewood Middle School: GreatSchools Rating 7/10Lakewood High School: GreatSchools Rating 2/10
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $7,350 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on June 3, 2002 for $150,000. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 26 Congress St S has 3 bedrooms and 2 full and 1 half bathrooms.
What is the square footage of this property?
The property 26 Congress St S is 1,472 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 26 Congress St S is 1940.
This home is located at 26 Congress St S in Lakewood, NJ and zip code 08701. This 1,472 square foot home, which was built in 1940, sits on a 1.50 acre lot. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since March 27, 2024 and is currently priced at $2,500,000.
Over 8 listings were sold over their listed price in May 2024 in Lakewood, NJ. In the same period over 24 listings were sold below the listed price and 13 listings were sold for the listed price. The inventory of homes for sale in Lakewood, NJ between April 2024 and May 2024 increased by 6%. In May 2024 median list price was $325,225 and the average listing age was 45 days.
From Rocket Homes Real Estate and based on county public records data.