Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,560
Per Month
Principal & Interest
$1,493
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$963
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
4
/10
Harrowgate Elementary School
15501 Harrowgate Rd
Distance between this listing and this school0.85 miles
Public District Grades PK-5
Middle School
2
/10
Carver Middle School
3800 Cougar Trl
Distance between this listing and this school0.68 miles
Public District Grades 6-8
High School
4
/10
Matoaca High School
17700 Longhouse Ln
Distance between this listing and this school2.63 miles
Public District Grades 9-12
Assigned Schools
4
/10
Harrowgate Elementary School
15501 Harrowgate Rd
Distance between this listing and this school0.85 miles
Public District Grades PK-5
Nearby Schools
6
/10
North Elementary School
3201 Dale Ave
Distance between this listing and this school1.65 miles
Public District Grades KG-5
5
/10
Lakeview Elementary School
401 Taswell Ave
Distance between this listing and this school1.97 miles
Public District Grades PK-5
Assigned Schools
2
/10
Carver Middle School
3800 Cougar Trl
Distance between this listing and this school0.68 miles
Public District Grades 6-8
Nearby Schools
4
/10
Colonial Heights Middle School
500 Conduit Rd
Distance between this listing and this school3.49 miles
Public District Grades 6-8
3
/10
Matoaca Middle School
20300 Halloway Ave
Distance between this listing and this school4.39 miles
Public District Grades 6-8
Assigned Schools
4
/10
Matoaca High School
17700 Longhouse Ln
Distance between this listing and this school2.63 miles
Public District Grades 9-12
Nearby Schools
6
/10
Colonial Heights High School
3600 Conduit Rd
Distance between this listing and this school2.52 miles
Public District Grades 9-12
1
/10
Chesterfield Community High School
12400 Branders Bridge Rd
Distance between this listing and this school4.61 miles
The neighbors living near this home have an average income of $61,526. Most Chester, VA residents have annual incomes between $35k-100k. Residents typically live in single, no kids family. Most residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 3814 Seamist Rd
What is the listing price of this property?
The listing price of 3814 Seamist Rd property is $299,000.
What type of property is this?
The property 3814 Seamist Rd is a house located in Chester, Virginia, 23831.
Is this property for sale now?
Sale Pending: 3814 Seamist Rd is Sale Pending (Pending), which means that the seller has accepted an offer but the sale is not finalized.
What are the assigned schools for this property?
The assigned schools for 3814 Seamist Rd are: Harrowgate Elementary School: GreatSchools Rating 4/10Carver Middle School: GreatSchools Rating 2/10Matoaca High School: GreatSchools Rating 4/10
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $1,818 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on October 5, 2010 for $139,900. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 3814 Seamist Rd has 3 bedrooms and 1 full and 1 half bathrooms.
What is the square footage of this property?
The property 3814 Seamist Rd is 1,536 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 3814 Seamist Rd is 1979.
This home is located at 3814 Seamist Rd in Chester, VA and zip code 23831. This 1,536 square foot home, which was built in 1979, sits on a 0.23 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since May 01, 2024 and is currently priced at $299,000.
Over 29 listings were sold over their listed price in May 2024 in Chester, VA. In the same period over 12 listings were sold below the listed price and 15 listings were sold for the listed price. In May 2024 in Chester, VA there were 2.7% more homes for sale than in April 2024. Listings spent 27 days on the market in May 2024, and had a median list price of $362,545 during the same period.
From Rocket Homes Real Estate and based on county public records data.