Experience the best of waterfront living with this exceptional property nestled on the banks of Otter Creek with direct access to Lake Champlain. This unique property boasts not just one, but two charming homes, offering a rare opportunity to live in one while capitalizing on rental income from the other. The main home features breathtaking views of the creek and the surrounding natural landscape. Open concept living spaces offer a comfortable and inviting living environment. Outside, the private deck and patio are perfect for enjoying the tranquil waterfront setting or entertaining guests. Adjacent to the main residence, the second home presents a fantastic opportunity for generating rental income or accommodating guests. This standalone property offers privacy and independence, complete with its own living spaces, kitchen, and bedroom. Whether leased out seasonally or on a long-term basis, this second home presents a versatile opportunity to offset ownership costs or simply share the beauty of the location with others. The property's direct access to Lake Champlain opens up a world of recreational possibilities, from boating and water sports to fishing. The serene Otter Creek provides an idyllic backdrop for kayaking, birdwatching, or simply unwinding by the water's edge. This unique two home property is the epitome of peaceful waterfront living, and is even further enhanced by the alluring potential for rental income.
Property Details
Property Features
Property Information:
Year Built: 2021
Stories: 1
Living Area: 1,848 SqFt
Listing Office:
Office Name: Coldwell Banker Hickok and Boardman
Office Phone: (802) 863-1500
Listing Agent: Kieran Donnelly
Interior Features
Interior Information:
Basement: No
Exterior Features
Exterior Information:
Exterior: Deck, Porch - Screened, Private Dock
Parking Information:
Garage Space: 2 spaces
Parking: Attached
Lot Features
Lot Information:
Lot Size: 0.50 Acres
Utilities
Utilities Information:
Heating: Heat Pump
Cooling: Zoned
School Info
Assigned Schools Information:
Vergennes Uhsd #5, Public District Grades 7-12
Ferrisburgh Central School, Public District Grades PK-6
Price Information
Listing Price Info
Price Summary:
List Price: $965,000
Price Per SqFt: $522/SqFt
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Reports are calculated by Rocket Homes Real Estate, LLC and based on information from the MLS. Data displayed may be a portion of, and not a complete set of all listings published in the MLS. Last updated on: 5/18/2024, 9:20:36 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$4,884
Per Month
Principal & Interest
$4,817
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$2,960
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
10
/10
Ferrisburgh Central School
56 Little Chicago Rd
Distance between this listing and this school3.70 miles
Public District Grades PK-6
High School
8
/10
Vergennes Uhsd #5
50 Monkton Rd
Distance between this listing and this school4.46 miles
Public District Grades 7-12
Assigned Schools
10
/10
Ferrisburgh Central School
56 Little Chicago Rd
Distance between this listing and this school3.70 miles
Public District Grades PK-6
Nearby Schools
4
/10
Vergennes Uesd #44
43 East St
Distance between this listing and this school4.36 miles
Public District Grades PK-6
6
/10
Addison Central School
121 Vt Route 17 W
Distance between this listing and this school8.80 miles
Public District Grades PK-6
Nearby Schools
9
/10
Charlotte Central School
408 Hinesburg Rd
Distance between this listing and this school9.19 miles
Public District Grades PK-8
8
/10
Shelburne Community School
345 Harbor Rd
Distance between this listing and this school13.15 miles
Public District Grades PK-8
9
/10
Hinesburg Elementary School
10888 Route 116
Distance between this listing and this school13.68 miles
Public District Grades PK-8
Assigned Schools
8
/10
Vergennes Uhsd #5
50 Monkton Rd
Distance between this listing and this school4.46 miles
Public District Grades 7-12
Nearby Schools
6
/10
Westport Central School
25 Sisco St
Distance between this listing and this school6.15 miles
Public District Grades KG-12
5
/10
Willsboro Central School
29 School Ln
Distance between this listing and this school11.78 miles
The neighbors living near this home have an average income of $67,080. The most common annual income of people living in Addison County, VT is between $35k-100k. Most families are single, no kids. The most common level of education of people living in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 46 Riverview St
What is the listing price of this property?
The listing price of 46 Riverview St property is $965,000.
What type of property is this?
The property 46 Riverview St is land located in Ferrisburgh, Vermont, 05491.
Is this property for sale now?
Active Listing: 46 Riverview St is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 46 Riverview St are: Ferrisburgh Central School: GreatSchools Rating 10/10Vergennes Uhsd #5: GreatSchools Rating 8/10
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 46 Riverview St in Ferrisburgh, VT and zip code 05491. This 1,848 square foot home, which was built in 2021, sits on a 0.50 acre lot. It has been listed on Rocket Homes since December 07, 2023 and is currently priced at $965,000.
The inventory of homes for sale in Addison County, VT between March 2024 and April 2024 increased by 106.3%. In April 2024, listings were on the market for 57 days. During the same period, the median list price in this real estate market was $439,000.
From Rocket Homes Real Estate and based on county public records data.
© Copyright 2024 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. 
Hunting
Hunting
Figure Skating
NASCAR
Dillards
Dick's Sporting Goods
Wal-Mart
Cracker Barrel
Texas Roadhouse
Hardee's
Cadillac
Subaru
Ram
News/Talk/Information
New Country
Classic Country