Wonderful opportunity to own a unit in the Costa Vista Townhomes neighborhood. This is a small, 4 unit community with two units per building. Each unit shares a pool and is within an easy walk or bike ride to the beach. One of the best layouts for a townhome - living, dining, kitchen and one bedroom along with the washer/dryer on the first floor. Two bedrooms on the second floor and a huge bunk room on the 3rd floor with a large walk out deck with gulf views. The unit has an elevator for ease of access to the 2-3 floors. The first floor features tile throughout the living, dining, & kitchen with carpet in the bedrooms. The kitchen features granite countertops and stainless steel appliances. The location is ideal being less than 1/2 a mile to the gulf and just a couple miles from restaurants, marinas, activities for children, etc. This unit is being priced below recent comps due to existing water leaks and visible damage in certain areas. Please inquire with listing agent for more information.
Property Details
Property Features
Property Information:
Architectural Style: Duplex
Year Built: 2006
Living Area: 2,324 SqFt
Listing Office:
Office Name: Inlet Beach Real Estate
Interior Features
Interior Information:
Appliances: Washer/Dryer Stacked, Electric Cooktop, Electric Range, Electric Water Heater, Refrigerator
Interior: Kitchen Island, Pantry
Bedroom and Bathroom Information:
Partial Bathrooms: 1
Full Bathrooms: 3
Total Bedroom Count: 4
Exterior Features
Exterior Information:
View: Gulf
Utilities
Utilities Information:
Heating: Central
Cooling: Central Air
School Info
Assigned Schools Information:
J.R. Arnold High School, Public District Grades 9-12
Surfside Middle School, Public District Grades 6-8
Patronis Elementary School, Public District Grades PK-5
Other
Directions Information:
Directions: South on Thomas Drive continue right at curve to stay on Thomas drive. Turn right on Hurt Street. Home is on the corner of Beach Drive and Hurt St.
Price Information
Listing Price Info
Price Summary:
List Price: $699,000
Price Per SqFt: $301/SqFt
HOA Fees:
Amount: $1000
Frequency: Quarterly
Tax Information:
Annual Amount: $2,808
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Panama City, FL.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$3,889
Per Month
Principal & Interest
$3,489
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$333
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$2,162
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
7
/10
Patronis Elementary School
7400 Patronis Dr
Distance between this listing and this school1.82 miles
Public District Grades PK-5
Middle School
5
/10
Surfside Middle School
300 Nautilus St
Distance between this listing and this school7.30 miles
Public District Grades 6-8
High School
5
/10
J.R. Arnold High School
550 N Alf Coleman Rd
Distance between this listing and this school5.39 miles
Public District Grades 9-12
Assigned Schools
7
/10
Patronis Elementary School
7400 Patronis Dr
Distance between this listing and this school1.82 miles
Public District Grades PK-5
Nearby Schools
9
/10
University Academy (Sabl, Inc.)
4750 Collegiate Dr
Distance between this listing and this school3.65 miles
Public Charter Grades KG-4
1
/10
St. Andrew School
3001 W 15th St
Distance between this listing and this school3.79 miles
Public District Grades PK-5
Assigned Schools
5
/10
Surfside Middle School
300 Nautilus St
Distance between this listing and this school7.30 miles
Public District Grades 6-8
Nearby Schools
6
/10
Breakfast Point Academy
601 North Richard Jackson Blvd
Distance between this listing and this school4.72 miles
Public District Grades PK-8
7
/10
North Bay Haven Charter Academy Middle School
1104 Balboa Ave
Distance between this listing and this school5.10 miles
Public Charter Grades 6-8
Assigned Schools
5
/10
J.R. Arnold High School
550 N Alf Coleman Rd
Distance between this listing and this school5.39 miles
Public District Grades 9-12
Nearby Schools
9
/10
North Bay Haven Career Academy
1104 Balboa Ave
Distance between this listing and this school5.10 miles
Public Charter Grades 9-12
7
/10
Bay Virtual Franchise
1311 Balboa Ave
Distance between this listing and this school5.11 miles
The neighbors living near this home have an average income of $41,776. Residents of Panama City, FL typically earn between $35k-100k each year. Residents typically live in single, no kids family. Most residents in this area have high school diploma education.
This home is located at 5402 Beach Dr in Panama City Beach, FL and zip code 32408 in the Biltmore Beach neighborhood. This 2,324 square foot home was built in 2006. Features: 4 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since May 04, 2024 and is currently priced at $699,000.
Over 26 listings were sold over their listed price in May 2024 in Panama City, FL. In the same period over 138 listings were sold below the listed price and 72 listings were sold for the listed price. The inventory of homes for sale in Panama City, FL between April 2024 and May 2024 increased by 6.3%. In May 2024 median list price was $348,800 and the average listing age was 58 days.
From Rocket Homes Real Estate and based on county public records data.