Welcome to this lovely townhouse in North Providence, Rhode Island. This home is move-in ready with a complete refresh having been done including paint, flooring, and appliances. The updated and spacious rooms allow you to entertain friends and family with ease. There are oversized bedrooms that provide quiet areas to retreat to at the end of the day and the large closets allow for ample storage. On cooler evenings, stay inside and enjoy the ambiance that comes with a warm and cozy fireplace. When the weather is warm, you'll be able to spend time relaxing outdoors on your deck reading, planting, or just enjoying the sunshine. For more to do outdoors, a short drive will take you to Governor John Notte Memorial Park. Local amenities such as shopping and restaurants are nearby, and commuting is easy with Route 15 close by giving you quick access to Route 146 and I-295. Contact us today to schedule your private showing and see what North Providence, Rhode Island has to offer you. ________________________________________________________________________________________________________ This home is a Certified Pre-Owned Home . Please see attachments for details. *$1,889 Per Month @ 6.31% APR. *0% Down 30-Year to those who qualify. *Taxes insurance not included. *Rates As of May 2024.
Property Details
Property Features
Property Information:
Year Built: 1988
Stories: 2
Living Area: 1,070 SqFt
Listing Office:
Office Name: Your Home Sold Guaranteed, NCT
Office Phone: (401) 232-7661
Interior Features
Interior Information:
Appliances: Dryer, Dishwasher, Gas Water Heater, Microwave, Oven, Range, Refrigerator, Range Hood, Washer
Basement: No
Flooring Type: Hardwood
Fireplace: None
Bedroom and Bathroom Information:
Partial Bathrooms: 1
Full Bathrooms: 1
Total Bedroom Count: 2
Exterior Features
Exterior Information:
Exterior: Deck, Patio, Paved Driveway
Parking Information:
Parking: Assigned, No Garage
Virtual/3D Tour
3D Tour: 626 Smithfield Rd Unit 1005
3D Tour
Lot Features
Lot Information:
Lot: Private, Paved, Secluded
Utilities
Utilities Information:
Heating: Natural Gas
Cooling: Central Air
School Info
Assigned Schools Information:
North Providence High School, Public District Grades 9-12
Dr. Edward Ricci School, Public District Grades 6-8
Greystone School, Public District Grades PK-5
Price Information
Listing Price Info
Price Summary:
List Price: $304,900
Price Per SqFt: $285/SqFt
HOA Fees:
Amount: $345
Frequency: Monthly
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in North Providence, RI.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,934
Per Month
Principal & Interest
$1,522
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$345
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$981
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
8
/10
Greystone School
100 Morgan Ave
Distance between this listing and this school0.69 miles
Public District Grades PK-5
Middle School
6
/10
Dr. Edward Ricci School
51 Intervale Ave
Distance between this listing and this school1.26 miles
Public District Grades 6-8
High School
4
/10
North Providence High School
1828 Mineral Spring Ave
Distance between this listing and this school0.67 miles
Public District Grades 9-12
Assigned Schools
8
/10
Greystone School
100 Morgan Ave
Distance between this listing and this school0.69 miles
Public District Grades PK-5
Nearby Schools
2
/10
Centredale School
41 Angell Ave
Distance between this listing and this school0.66 miles
Public District Grades PK-5
5
/10
James L. Mcguire School
55 Central Ave
Distance between this listing and this school0.81 miles
Public District Grades KG-5
Assigned Schools
6
/10
Dr. Edward Ricci School
51 Intervale Ave
Distance between this listing and this school1.26 miles
Public District Grades 6-8
Nearby Schools
8
/10
Birchwood Middle School
10 Birchwood Dr
Distance between this listing and this school1.02 miles
Public District Grades 6-8
3
/10
Esek Hopkins Middle School
480 Charles St
Distance between this listing and this school2.87 miles
Public District Grades 6-8
Assigned Schools
4
/10
North Providence High School
1828 Mineral Spring Ave
Distance between this listing and this school0.67 miles
Public District Grades 9-12
Nearby Schools
1
/10
Mount Pleasant High School
434 Mount Pleasant Ave
Distance between this listing and this school2.03 miles
Public District Grades 9-12
3
/10
E-Cubed Academy
812 Branch Ave
Distance between this listing and this school2.03 miles
The neighbors living near this home have an average income of $27,681. Residents of North Providence, RI typically earn less than $35k each year. Typical family type is single, no kids. Typical level of education for residents in this area is high school diploma.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 626 Smithfield Rd Unit 1005
What is the listing price of this property?
The listing price of 626 Smithfield Rd Unit 1005 property is $304,900.
What type of property is this?
The property 626 Smithfield Rd Unit 1005 is a condo located in North Providence, Rhode Island, 02904.
Is this property for sale now?
Active Listing: 626 Smithfield Rd Unit 1005 is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 626 Smithfield Rd Unit 1005 are: Greystone School: GreatSchools Rating 8/10Dr. Edward Ricci School: GreatSchools Rating 6/10North Providence High School: GreatSchools Rating 4/10
How many bedrooms and bathrooms does this property have?
The property at 626 Smithfield Rd Unit 1005 has 2 bedrooms and 1 full and 1 half bathrooms.
What is the square footage of this property?
The property 626 Smithfield Rd Unit 1005 is 1,070 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 626 Smithfield Rd Unit 1005 is 1988.
This home is located at 626 Smithfield Rd Unit 1005 in North Providence, RI and zip code 02904. This 1,070 square foot home was built in 1988. Features: 2 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since April 26, 2024 and is currently priced at $304,900.
In April 2024, from all listings sold in North Providence, RI there were more than 20 sold above asking price, over 9 sold below and more than 4 were sold right at the asked price. Between March 2024 and April 2024, North Providence, RI real estate market has seen increase in the number of listings by 5.8%. Listings spent 24 days on the market in April 2024, and had a median list price of $375,000 during the same period.
From Rocket Homes Real Estate and based on county public records data.