Great opportunity to build your dream home in Highlands of Kings Creek in Ophelia. 1.06 acre lot with 91 foot water frontage with already installed pier with water depth 3 to 4 feet. Pilings are in place for a boat lift. Located in Northumberland County on Bridgemans Back Creek into Little Wicomico Ricer only a few minutes boat ride to the Chesapeake Bay!
Property Details
Property Features
Listing Office:
Office Name: Hometown Realty Services, Inc.
Office Phone: (804) 730-7195
Listing Agent: Rachel Ann Douglas
Exterior Features
Exterior Information:
View: Water
Lot Features
Lot Information:
Lot: Wooded
Lot Size: 1.06 Acres
School Info
Assigned Schools Information:
Northumberland High School, Public District Grades 9-12
Northumberland Middle School, Public District Grades 6-8
Northumberland Elementary School, Public District Grades PK-5
Other
Directions Information:
Directions: Head East on Route 360 and then turn left onto Hacks Neck Road, continue 5.5 miles and turn right onto Ferry Road and then take a right onto Saw Blade drive and the property is the first wooded lot on the left.
Price Information
Listing Price Info
Price Summary:
List Price: $99,000
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Heathsville, VA.
This property is $352.2K less than the Median Sold Price in Heathsville, VA.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Name: BRIGHT
MLS Number: #VANV2000984
Listing Office:
Office Name: Hometown Realty Services, Inc.
Office Phone: (804) 730-7195
Listing Agent: Rachel Ann Douglas
Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.
The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have sold or are no longer being offered for sale. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller. This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$562
Per Month
Principal & Interest
$495
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$363
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
6
/10
Northumberland Elementary School
757 Academic Ln
Distance between this listing and this school8.79 miles
Public District Grades PK-5
Middle School
5
/10
Northumberland Middle School
175 Academic Ln
Distance between this listing and this school8.80 miles
Public District Grades 6-8
High School
5
/10
Northumberland High School
201 Academic Ln
Distance between this listing and this school8.75 miles
Public District Grades 9-12
Assigned Schools
6
/10
Northumberland Elementary School
757 Academic Ln
Distance between this listing and this school8.79 miles
Public District Grades PK-5
Nearby Schools
4
/10
Lancaster Primary School
36 Primary School Cir
Distance between this listing and this school12.36 miles
Public District Grades PK-3
6
/10
Ridge Elementary School
49430 Airedele Rd
Distance between this listing and this school15.59 miles
Public District Grades PK-5
Assigned Schools
5
/10
Northumberland Middle School
175 Academic Ln
Distance between this listing and this school8.80 miles
Public District Grades 6-8
Nearby Schools
2
/10
Lancaster Middle School
191 School St
Distance between this listing and this school13.72 miles
Public District Grades 4-8
7
/10
Spring Ridge Middle School
19856 Three Notch Rd
Distance between this listing and this school22.85 miles
Public District Grades 6-8
Assigned Schools
5
/10
Northumberland High School
201 Academic Ln
Distance between this listing and this school8.75 miles
Public District Grades 9-12
Nearby Schools
3
/10
Lancaster High School
8815 Mary Ball Rd
Distance between this listing and this school12.98 miles
Public District Grades 9-12
5
/10
Crisfield Academy and High School
210 N Somerset Ave
Distance between this listing and this school24.60 miles
The neighbors living near this home have an average income of $46,283. Residents of Heathsville, VA typically earn between $35k-100k each year. The majority of families are married, no kids. Most residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 0 Loch Ln
What is the listing price of this property?
The listing price of 0 Loch Ln property is $99,000.
What type of property is this?
The property 0 Loch Ln is land located in Heathsville, Virginia, 22473.
Is this property for sale now?
Active Listing: 0 Loch Ln is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 0 Loch Ln are: Northumberland Elementary School: GreatSchools Rating 6/10Northumberland Middle School: GreatSchools Rating 5/10Northumberland High School: GreatSchools Rating 5/10
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 0 Loch Ln in Heathsville, VA and zip code 22473. This home sits on a 1.06 acre lot. It has been listed on Rocket Homes since January 13, 2024 and is currently priced at $99,000.
In April 2024, from all listings sold in Heathsville, VA there were more than 0 sold above asking price, over 2 sold below and more than 1 were sold right at the asked price. The inventory of homes for sale in Heathsville, VA between March 2024 and April 2024 increased by 40.7%. In April 2024 median list price was $451,250 and the average listing age was 61 days.
From Rocket Homes Real Estate and based on county public records data.
Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement. 
Hunting
Hunting
Figure Skating
NASCAR
Dillards
Dollar General
Dick's Sporting Goods
Cracker Barrel
Applebees
Texas Roadhouse
Cadillac
Subaru
Ram
News/Talk/Information
Classic Country
New Country