Rocket Mortgage Rate Shield
NMLS #3030

Mortgages Made Simple

Get Approved No Matter What Stage You’re At

I'm ready now,
I've found a home

Found the perfect home, nestled in the right neighborhood? Ready to put in an offer and make the home yours? Get your approval letter in minutes.

I want to start looking
at homes to buy

With an approval letter at this stage, you are one step ahead of other buyers. Get approved and be "offer-ready" early.

I'm just researching
my options

Find out how much you can afford, and set the pace for your home-buying journey so you know exactly what to look for as soon as you’re ready.

RateShield Approval

Protect Yourself Against
Rising Interest Rates

Lock your interest rate for up to 90 days while you shop for a new home. Get peace of mind knowing that if rates go up, your rate stays. If rates go down, your rate drops. Either way, you win!

Get Started

Explore Loan Options

Get a customizable mortgage solution based on today’s rates.

Get Approved

¹RateShield Approval locks your initial interest rate for up to 90 days on 30-year conventional, FHA and VA fixed-rate purchase loan products. Your exact interest rate will depend on the date you lock your rate. Once you submit your signed purchase agreement, we’ll compare your rate to our published rates for that date and re-lock your interest rate at the lower of the two rates for an additional 40 to 60 days. Quicken Loans reserves the right to cancel this offer at any time. Acceptance of this offer constitutes the acceptance of these terms and conditions, which are subject to change at the sole discretion of Quicken Loans. This is not a commitment to lend. Additional conditions or exclusions may apply.