Found the perfect home, nestled in the right neighborhood? Ready to put in an offer and make the home yours? Get your approval letter in minutes.
With an approval letter at this stage, you are one step ahead of other buyers. Get approved and be "offer-ready" early.
Find out how much you can afford, and set the pace for your home-buying journey so you know exactly what to look for as soon as you’re ready.
Lock your interest rate for up to 90 days while you shop for a new home. Get peace of mind knowing that if rates go up, your rate stays. If rates go down, your rate drops. Either way, you win!Get Started
Get a customizable mortgage solution based on today’s rates.Get Approved
¹RateShield Approval locks your initial interest rate for up to 90 days on 30-year conventional, FHA and VA fixed-rate purchase loan products. Your exact interest rate will depend on the date you lock your rate. Once you submit your signed purchase agreement, we’ll compare your rate to our published rates for that date and re-lock your interest rate at the lower of the two rates for an additional 40 to 60 days. Quicken Loans reserves the right to cancel this offer at any time. Acceptance of this offer constitutes the acceptance of these terms and conditions, which are subject to change at the sole discretion of Quicken Loans. This is not a commitment to lend. Additional conditions or exclusions may apply.