Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$392
Per Month
Principal & Interest
$325
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$261
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
2
/10
Delaware Elementary School
700 N Garvin St
Distance between this listing and this school0.55 miles
Public District Grades KG-6
High School
7
/10
New Tech Institute
1901 Lynch Rd
Distance between this listing and this school2.59 miles
Public District Grades 9-12
7
/10
North High School
15331 Highway 41 N
Distance between this listing and this school8.99 miles
Public District Grades 9-12
Assigned Schools
2
/10
Delaware Elementary School
700 N Garvin St
Distance between this listing and this school0.55 miles
Public District Grades KG-6
Nearby Schools
4
/10
Joshua Academy
1230 E Illinois St
Distance between this listing and this school1.38 miles
Public Charter Grades KG-6
2
/10
Evans School
2727 N Evans Ave
Distance between this listing and this school1.58 miles
Public District Grades PK-6
Nearby Schools
2
/10
Cedar Hall Community School
2100 N Fulton Ave
Distance between this listing and this school1.20 miles
Public District Grades PK-8
1
/10
Lincoln School
635 Lincoln Ave
Distance between this listing and this school1.32 miles
Public District Grades KG-8
7
/10
Helfrich Park STEM Academy
2603 W Maryland St
Distance between this listing and this school2.07 miles
Public District Grades 6-8
Assigned Schools
7
/10
New Tech Institute
1901 Lynch Rd
Distance between this listing and this school2.59 miles
Public District Grades 9-12
7
/10
North High School
15331 Highway 41 N
Distance between this listing and this school8.99 miles
Public District Grades 9-12
Nearby Schools
10
/10
Signature School Inc
610 Main St
Distance between this listing and this school0.96 miles
The neighbors living near this home have an average income of $27,000. Most Evansville, IN residents have annual incomes less than $35k. Most families are single, no kids. Typical level of education for residents in this area is high school diploma.
This home is located at 1000 Baker Ave in Evansville, IN and zip code 47710 in the Jacobsville neighborhood. This home was built in 1919. It has been listed on Rocket Homes since December 04, 2023 and is currently priced at $65,000.
The number of homes for sale in Evansville, IN increased by 98.4% between February 2024 and March 2024. The median list price of listings available in March 2024 was $179,900, while the average time on the real estate market was 55 days.
From Rocket Homes Real Estate and based on county public records data.