This charming solid brick bungalow located in the historic Limerick neighborhood has so much to offer including new windows, new air, a waterproofed basement and tankless water heater. Through the front door the one of a kind foyer with navy and gold accent wallpaper welcomes you. This home features refinished yellow heart pine flooring throughout. There are two downstairs living spaces which have ornamental fireplaces and are perfect for a flexible layout. The dining room offers ample space and flows seamlessly between the living room and kitchen. The kitchen has all new white shaker style cabinetry with an abundance of storage, new stainless steel appliances and black granite countertops. Upstairs there are two large bedrooms both with two closets and lots of extra storage space. The bathroom features new tile floors, a custom tiled shower and all new brushed gold fixtures. The private backyard includes a new wood privacy fence and covered back porch. The seller is offering a one year HSA Home Warranty. Schedule your private showing today!
Property Details
Property Features
Property Information:
Year Built: 1905
Stories: 2
Living Area: 1,550 SqFt
Listing Office:
Office Name: Weichert Realtors-ABG
Interior Features
Interior Information:
Basement: Yes
Bedroom and Bathroom Information:
Full Bathrooms: 1
Total Bedroom Count: 2
Exterior Features
Exterior Information:
Exterior: Porch
Parking Information:
Attached Garage: No
Parking: Street
Virtual/3D Tour
3D Tour: 1040 S 5th St
3D Tour
Lot Features
Lot Information:
Lot: Sidewalk, Cleared, Level
Lot Size: 0.05 Acres
Utilities
Utilities Information:
Heating: Forced Air, Natural Gas
Cooling: Central Air
School Info
Assigned Schools Information:
Brown School, Public District Grades KG-12
Jeffersontown High School, Public Magnet Grades 9-12
Western Middle School, Public District Grades 6-8
Highland Middle School, Public District Grades 6-8
Engelhard Elementary School, Public District Grades PK-5
Lincoln Elementary Performing Arts, Public District Grades KG-5
Other
Directions Information:
Directions: 65 S to St Catherine exit. Right off exit then turn right on S 5th St. House is on the left.
Price Information
Listing Price Info
Price Summary:
List Price: $255,000
Price Per SqFt: $165/SqFt
Tax Information:
Annual Amount: $1,556
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Louisville, KY.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,340
Per Month
Principal & Interest
$1,273
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$831
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
2
/10
Engelhard Elementary School
1004 S 1st St
Distance between this listing and this school0.33 miles
Public District Grades PK-5
5
/10
Lincoln Elementary Performing Arts
930 E Main St
Distance between this listing and this school1.79 miles
Public District Grades KG-5
Middle School
4
/10
Western Middle School
2201 W Main St
Distance between this listing and this school2.12 miles
Public District Grades 6-8
3
/10
Highland Middle School
1700 Norris Pl
Distance between this listing and this school3.13 miles
Public District Grades 6-8
High School
8
/10
Brown School
546 S 1st St
Distance between this listing and this school0.92 miles
Public District Grades KG-12
1
/10
Jeffersontown High School
9600 Old Six Mile Ln
Distance between this listing and this school10.08 miles
Public Magnet Grades 9-12
Assigned Schools
2
/10
Engelhard Elementary School
1004 S 1st St
Distance between this listing and this school0.33 miles
Public District Grades PK-5
5
/10
Lincoln Elementary Performing Arts
930 E Main St
Distance between this listing and this school1.79 miles
Public District Grades KG-5
Nearby Schools
7
/10
Cochran Elementary School
500 W Gaulbert Ave
Distance between this listing and this school0.96 miles
Public District Grades PK-5
Assigned Schools
4
/10
Western Middle School
2201 W Main St
Distance between this listing and this school2.12 miles
Public District Grades 6-8
3
/10
Highland Middle School
1700 Norris Pl
Distance between this listing and this school3.13 miles
Public District Grades 6-8
Nearby Schools
4
/10
Meyzeek Middle School
828 S Jackson St
Distance between this listing and this school0.78 miles
Public Magnet Grades 6-8
Assigned Schools
8
/10
Brown School
546 S 1st St
Distance between this listing and this school0.92 miles
Public District Grades KG-12
1
/10
Jeffersontown High School
9600 Old Six Mile Ln
Distance between this listing and this school10.08 miles
Public Magnet Grades 9-12
Nearby Schools
3
/10
Central High School
1130 W Chestnut St
Distance between this listing and this school0.95 miles
The neighbors living near this home have an average income of $13,167. Most Louisville, KY residents have annual incomes less than $35k. Most families are single, no kids. The most common level of education of people living in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 1040 S 5th St
What is the listing price of this property?
The listing price of 1040 S 5th St property is $255,000.
What type of property is this?
The property 1040 S 5th St is a house located in Louisville, Kentucky, 40203.
Is this property for sale now?
Active Listing: 1040 S 5th St is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 1040 S 5th St are: Engelhard Elementary School: GreatSchools Rating 2/10Lincoln Elementary Performing Arts: GreatSchools Rating 5/10Western Middle School: GreatSchools Rating 4/10Highland Middle School: GreatSchools Rating 3/10Brown School: GreatSchools Rating 8/10Jeffersontown High School: GreatSchools Rating 1/10
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $1,556 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 1040 S 5th St has 2 bedrooms and 1 bathroom.
What is the square footage of this property?
The property 1040 S 5th St is 1,550 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 1040 S 5th St is 1905.
This home is located at 1040 S 5th St in Louisville, KY and zip code 40203 in the Limerick neighborhood. This 1,550 square foot home, which was built in 1905, sits on a 0.05 acre lot. Features: 2 bedrooms, 1 bathroom. It has been listed on Rocket Homes since March 06, 2024 and is currently priced at $255,000.
Over 237 listings were sold over their listed price in April 2024 in Louisville, KY. In the same period over 318 listings were sold below the listed price and 199 listings were sold for the listed price. The number of listings in Louisville, KY increased by 3.6% between March 2024 and April 2024. While the average time on the market in April 2024 was 18 days, the median list price was $245,988.
From Rocket Homes Real Estate and based on county public records data.