RARE Otsego Lakefront property!! Location, Location, Location!! Off of State Highway 80, onto a private lane. Plenty of parking for family and guest! This 2 home scenario does need a renovation in the cottage, or take down and rebuild your dream lake home! Some TLC in the boathouse is needed, but so many possibilities are abundant through-out this perfect lakefront property! The cottage sits high above the boathouse, waiting for a new life! The bones of the boathouse are in good shape, so you can live comfortable, while your dream house or remodel is being completed. The boat house has a double bay, plenty of room for a boat, waverunners, kayaks, etc... The rustic living quarters include 2 bedrooms, 1 bath, open kitchen, dining room, living room, with a sweet loft for kids to sleep and play games. There is no central heat , but many possibilities for upgrading heat and air. An expansive deck wraps around the boat house for outside entertainment or just relaxing. An easy in and out of boat docks for Winter storage. This property is being sold in AS IS condition! Inspections for your own personal knowledge is welcomed. The view from this property is GORGEOUS!!
Property Details
Property Features
Property Information:
Architectural Style: Cottage, Other
Year Built: 1960
Listing Office:
Office Name: Cedar Ridge Realty
Office Phone: (607) 435-5133
Listing Agent: Vicki E. Bloomfield
Interior Features
Interior Information:
Appliances: Electric Water Heater
Flooring Type: Hardwood, Varies
Interior: Cathedral Ceiling(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living/Dining Room, Bedroom on Main Level
Exterior Features
Exterior Information:
Waterfront: Beach, Lake Front, Water Access
View: Scenic, Water
Exterior: Balcony, See Remarks
Parking Information:
Parking: Driveway
Lot Features
Lot Information:
Lot: Rectangular Lot, Gentle Sloping, Waterfront
Lot Size: 0.27 Acres
Utilities
Utilities Information:
Heating: None
Other
Directions Information:
Directions: State Highway 80 (West Lake Rd) to Badger Lane on right. Look for signs
Price Information
Listing Price Info
Price Summary:
List Price: $675,000
What can I afford?
Understand what home price range makes sense for your budget.
MLS Details
MLS Information:
MLS Name: NYS
MLS Number: #R1503159
Listing Office:
Office Name: Cedar Ridge Realty
Office Phone: (607) 435-5133
Listing Agent: Vicki E. Bloomfield
The data relating to real estate on this website comes in part from the Internet Data Exchange (IDX) Program of NYSAMLS’s. Real estate listings held by other firms are marked with theListing Broker’s Firm Name. Data provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties that consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor this firm shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
This advertisement does not suggest that the broker has a listing in this property or properties or that any property is currently available. Last updated on: 5/5/2024, 4:20:33 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$3,436
Per Month
Principal & Interest
$3,369
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$2,090
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
5
/10
Cooperstown Elementary School
21 Walnut St
Distance between this listing and this school6.32 miles
Public District Grades KG-6
3
/10
Mount Markham Elementary School
500 Fairground Rd
Distance between this listing and this school16.26 miles
Public District Grades PK-4
5
/10
Harry Hoag School
25 High St
Distance between this listing and this school17.05 miles
Public District Grades PK-6
Nearby Schools
3
/10
Mount Markham Middle School
500 Fairground Rd
Distance between this listing and this school16.26 miles
Public District Grades 5-8
4
/10
Gregory B Jarvis Middle School
28 Grove St
Distance between this listing and this school16.68 miles
Public District Grades 5-8
5
/10
Canajoharie Middle School
25 School District Rd
Distance between this listing and this school18.88 miles
Public District Grades 6-8
Nearby Schools
7
/10
Cooperstown Junior/Senior High School
39 Linden Ave
Distance between this listing and this school6.54 miles
Public District Grades 7-12
6
/10
Richfield Springs Central School
93 Main St
Distance between this listing and this school6.90 miles
Public District Grades PK-12
5
/10
Cherry Valley-Springfield Central School
597 County Highway 54
Distance between this listing and this school7.06 miles
The neighbors living near this home have an average income of $71,875. Residents of Otsego County, NY typically earn between $35k-100k each year. The majority of families are married, no kids. Most residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 106 Badger Ln
What is the listing price of this property?
The listing price of 106 Badger Ln property is $675,000.
What type of property is this?
The property 106 Badger Ln is land located in Otsego, New York, 13326.
Is this property for sale now?
Active Listing: 106 Badger Ln is For Sale (Active/New) which means the seller is accepting offers.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 106 Badger Ln in Otsego, NY and zip code 13326. This home, which was built in 1960, sits on a 0.27 acre lot. It has been listed on Rocket Homes since October 09, 2023 and is currently priced at $675,000.
In April 2024 more than 7 listings in Otsego County, NY were sold above the asking price. During the same period more than 5 listings were sold at asking price, while more than 16 were sold below. In April 2024 in Otsego County, NY there were 2% more homes for sale than in March 2024. In April 2024 median list price was $226,500 and the average listing age was 76 days.
From Rocket Homes Real Estate and based on county public records data.
The data relating to real estate on this website comes in part from the Internet Data Exchange (IDX) Program of NYSAMLS’s. Real estate listings held by other firms are marked with theListing Broker’s Firm Name. Data provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties that consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor this firm shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally 
Hunting
Hunting
Figure Skating
NASCAR
Dillards
Dick's Sporting Goods
Dollar General
Cracker Barrel
Texas Roadhouse
Applebees
Cadillac
Subaru
Ram
News/Talk/Information
New Country
Classic Country