ParkingAttached, Garage Door Opener, Garage Faces Front, Off Street
Attached Garage2 spaces
Year Built2006
HeatingHeat Pump
CoolingCentral Air
Fireplace1
MLS #100426619
Lot Size0.03 Acres
StatusAccepting Backup Offers (Pending with Showings)
About 118 Coastal Cay
Whether you're looking for your forever home or an investment property, this coastal charmer has it all! Location, ocean views, sound views, beach access, and amenities...Own one of the largest floor plans in the premier community of The Live Oaks of Topsail. This well-maintained residence offers 4 Bedrooms, each with their own private deck and ensuite bathroom, a reverse floor plan with the living area on the top floor to capitalize on the ocean and ICW views from two additional decks. The three stop elevator, LVP flooring throughout, tankless water heater, laundry room and a tandem two car garage with storage area are just a few of this home's notable features. Community amenities include a swimming pool, clubhouse with pool table, and a boardwalk out to the sound for beautiful views and kayaking. Enjoy the salt life and extraordinary living at its finest!
Property Details
Property Features
Property Information:
Year Built: 2006
Stories: 3
Living Area: 2,710 SqFt
Listing Office:
Office Name: RE/MAX Now
Interior Features
Interior Information:
Appliances: Disposal, Dryer, Microwave, Refrigerator, Electric Oven, Electric Stove, Washer
This property is $433K more than the Median Sold Price and $18/SqFt less than other homes in Surf City, NC.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Number: #100426619
Listing Office:
Office Name: RE/MAX Now
Copyright 2024 North Carolina Regional MLS LLC. All rights reserved. The data relating to real estate on this web site comes in part from the Internet Data Exchange program of North Carolina Regional MLS LLC (NCRMLS). All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor this firm shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS. Data displayed may be a portion of, and not a complete set of all listings published in the MLS. Last updated on: 4/28/2024, 12:25:18 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
Listing History
DATE
EVENT
PRICE
Sep 29, 2011
Sep 29, 2011Home Sold
$220,000
Sep 23, 2011
Sep 23, 2011Home Sold
$220,000
Oct 07, 2010
Oct 07, 2010Home Sold
$414,000
Sep 30, 2010
Sep 30, 2010Home Sold
$414,000
Mar 23, 2009
Mar 23, 2009Home Sold
$2,044,000
Tax History
YEAR
PROP. TAX
ASSESSMENT
2021
$2,866
$388,557
2020
$2,758
$373,977
2018
$3,164
$407,003
2017
$3,164
$407,003
History based on county public records data.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$5,183
Per Month
Principal & Interest
$5,116
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$3,140
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
8
/10
North Topsail Elementary School
1310 Sloop Point Loop Rd
Distance between this listing and this school4.37 miles
Public District Grades PK-5
Middle School
8
/10
Topsail Middle School
17445 Us Highway 17 N
Distance between this listing and this school6.70 miles
Public District Grades 6-8
High School
7
/10
Topsail High School
245 North St Johns Rd
Distance between this listing and this school6.95 miles
Public District Grades 9-12
10
/10
Pender Early College High School
100 Industrial Dr
Distance between this listing and this school22.33 miles
Public District Grades 9-12
Assigned Schools
8
/10
North Topsail Elementary School
1310 Sloop Point Loop Rd
Distance between this listing and this school4.37 miles
Public District Grades PK-5
Nearby Schools
10
/10
Topsail Elementary School
17385 Us Highway 17 N
Distance between this listing and this school6.82 miles
Public District Grades PK-6
9
/10
South Topsail Elementary School
997 Hoover Rd
Distance between this listing and this school8.90 miles
Public District Grades PK-5
Assigned Schools
8
/10
Topsail Middle School
17445 Us Highway 17 N
Distance between this listing and this school6.70 miles
Public District Grades 6-8
Nearby Schools
6
/10
Dixon Middle School
200 Dixon School Rd
Distance between this listing and this school12.76 miles
Public District Grades 6-8
4
/10
Holly Shelter Middle School
3921 Roger Haynes Dr
Distance between this listing and this school19.22 miles
Public District Grades 6-8
Assigned Schools
7
/10
Topsail High School
245 North St Johns Rd
Distance between this listing and this school6.95 miles
Public District Grades 9-12
10
/10
Pender Early College High School
100 Industrial Dr
Distance between this listing and this school22.33 miles
Public District Grades 9-12
Nearby Schools
5
/10
Dixon High School
160 Dixon School Rd
Distance between this listing and this school12.55 miles
The neighbors living near this home have an average income of $63,426. Residents of Surf City, NC typically earn between $35k-100k each year. The majority of families are married, no kids. Most residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 118 Coastal Cay
What is the listing price of this property?
The listing price of 118 Coastal Cay property is $1,025,000.
What type of property is this?
The property 118 Coastal Cay is a house located in Surf City, North Carolina, 28445.
Is this property for sale now?
Accepting Backup Offers: 118 Coastal Cay is Accepting Backup Offers (Active Under Contract), there is still a chance to have your real estate agent submit an offer.
What are the assigned schools for this property?
The assigned schools for 118 Coastal Cay are: North Topsail Elementary School: GreatSchools Rating 8/10Topsail Middle School: GreatSchools Rating 8/10Topsail High School: GreatSchools Rating 7/10Pender Early College High School: GreatSchools Rating 10/10
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $2,866 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on September 29, 2011 for $220,000. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 118 Coastal Cay has 4 bedrooms and 4 full and 1 half bathrooms.
What is the square footage of this property?
The property 118 Coastal Cay is 2,710 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 118 Coastal Cay is 2006.
This home is located at 118 Coastal Cay in Surf City, NC and zip code 28445. This 2,710 square foot home, which was built in 2006, sits on a 0.03 acre lot. Features: 4 bedrooms, 5 bathrooms. It has been listed on Rocket Homes since February 09, 2024 and is currently priced at $1,025,000.
While more than 5 listings in Surf City, NC in March 2024 were sold above asking price, there were more than 2 listings sold at asking price, and more than 6 were sold below. The number of listings in Surf City, NC increased by 12.4% between February 2024 and March 2024. Listings spent 34 days on the market in March 2024, and had a median list price of $592,000 during the same period.
From Rocket Homes Real Estate and based on county public records data.