Welcome to an extraordinary opportunity to own this unique piece of land nestled in the heart of Bay St. Louis's vibrant Main Street! This strategically located gem, zoned C-1 (Central Business District), offers boundless possibilities for visionary investors and developers. With this coveted zoning designation, the potential for development is vast and varied. Whether your vision involves sleek condominiums, chic multi-family residences, a boutique hotel, or a trendy restaurant, the possibilities are as limitless as your imagination.Rest easy knowing that this property is situated in Flood Zone X, meaning no flood insurance is required. This invaluable advantage ensures peace of mind and reduces overhead costs, allowing you to focus on realizing your development dreams.Boasting a coveted address on Main Street and just footsteps to the Municipal Harbor, this parcel enjoys unparalleled visibility and accessibility. With its central position in Bay St. Louis, it offers the perfect blend of convenience and prestige, attracting both locals and tourists alike.Bay St. Louis is experiencing a renaissance, making it an opportune time to invest in its burgeoning real estate market. Seize the chance to capitalize on the area's growth and establish a lucrative presence in this thriving community. Don't miss your chance to be part of Bay St. Louis's exciting future.
Property Details
Property Features
Listing Office:
Office Name: John Mcdonald Realty, Llc
Office Phone: (228) 467-5500
Listing Agent: Regan Kane
Exterior Features
Exterior Information:
Waterfront: Beach
Lot Features
Lot Information:
Lot: City Lot, Cleared
Lot Size: 0.10 Acres
School Info
Assigned Schools Information:
Bay High School, Public District Grades 9-12
Bay Waveland Middle School, Public District Grades 6-8
North Bay Elementary School, Public District Grades 3-5
Price Information
Listing Price Info
Price Summary:
List Price: $489,000
Tax Information:
Annual Amount: $808
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Bay Saint Louis, MS.
This property is $63.1K more than the Median List Price in Bay Saint Louis, MS.
Based on homes listed in the last 12 months
MLS Details
MLS Information:
MLS Number: #4076683
Listing Office:
Office Name: John Mcdonald Realty, Llc
Office Phone: (228) 467-5500
Listing Agent: Regan Kane
Information is deemed to be reliable but not guaranteed. Copyright 2024, MLS United, LLC. Buyer and/or Buyer's Agent should verify data and evaluate source. This information is furnished by MLS United, LLC. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of MLS United, LLC. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. Neither the MLS nor the Listing Broker will be held responsible for any typographical errors, misinformation and misprints and shall be held totally harmless. All properties are subject to prior sale, change or withdrawal. Data displayed may be a portion of, and not a complete set of all listings published in the MLS. Last updated on: 4/29/2024, 2:25:21 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
Tax History
YEAR
PROP. TAX
ASSESSMENT
2020
$808
$6,452
2019
$808
$6,452
2018
$808
$6,452
2017
$808
$6,452
History based on county public records data.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,508
Per Month
Principal & Interest
$2,441
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,533
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
6
/10
North Bay Elementary School
602 Pine St
Distance between this listing and this school1.42 miles
Public District Grades 3-5
Middle School
5
/10
Bay Waveland Middle School
600 Pine St
Distance between this listing and this school1.48 miles
Public District Grades 6-8
High School
9
/10
Bay High School
750 Blue Meadow Rd
Distance between this listing and this school1.47 miles
Public District Grades 9-12
Assigned Schools
6
/10
North Bay Elementary School
602 Pine St
Distance between this listing and this school1.42 miles
Public District Grades 3-5
Nearby Schools
7
/10
Pass Christian Elementary School
270 W Second St
Distance between this listing and this school4.39 miles
Public District Grades KG-5
9
/10
Delisle Elementary School
6303 W Wittman Rd
Distance between this listing and this school5.80 miles
Public District Grades KG-5
Assigned Schools
5
/10
Bay Waveland Middle School
600 Pine St
Distance between this listing and this school1.48 miles
Public District Grades 6-8
Nearby Schools
6
/10
Pass Christian Middle School
280 W Second St
Distance between this listing and this school4.37 miles
Public District Grades 6-8
8
/10
Hancock Middle School
7070 Stennis Airport Rd
Distance between this listing and this school7.90 miles
Public District Grades 6-8
Assigned Schools
9
/10
Bay High School
750 Blue Meadow Rd
Distance between this listing and this school1.47 miles
Public District Grades 9-12
Nearby Schools
9
/10
Pass Christian High School
720 W North St
Distance between this listing and this school3.69 miles
Public District Grades 9-12
7
/10
Hancock High School
7084 Stennis Airport Rd
Distance between this listing and this school7.92 miles
The neighbors living near this home have an average income of $38,000. Residents of Bay Saint Louis, MS typically earn less than $35k each year. The most common type of family is single, no kids. Typical level of education for residents in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 140 Main St
What is the listing price of this property?
The listing price of 140 Main St property is $489,000.
What type of property is this?
The property 140 Main St is land located in Bay Saint Louis, Mississippi, 39520.
Is this property for sale now?
Active Listing: 140 Main St is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 140 Main St are: North Bay Elementary School: GreatSchools Rating 6/10Bay Waveland Middle School: GreatSchools Rating 5/10Bay High School: GreatSchools Rating 9/10
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $808 (source: MLS/based on county public records data).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 140 Main St in Bay Saint Louis, MS and zip code 39520. This home sits on a 0.10 acre lot. It has been listed on Rocket Homes since April 15, 2024 and is currently priced at $489,000.
Between February 2024 and March 2024, Bay Saint Louis, MS real estate market has seen increase in the number of listings by 21.6%. In March 2024, listings were on the market for 197 days. During the same period, the median list price in this real estate market was $425,870.
From Rocket Homes Real Estate and based on county public records data.
Figure Skating
Figure Skating
Extreme Sports
NASCAR
Kmart
Academy Sports & Outdoors
Dollar General
Bob Evans
Little Caesars
Cracker Barrel
Buick
Chevrolet
Ram
Oldies
Country