THREE LOTS, 15, 19 & 21 Lake Street being sold as one property. Don't miss this great opportunity to build your dream home! Two lots are waterfront on Gunpowder Creek Lake/"The Old Mill Pond." All are in Granite Falls Town Limits with public water, and public sewer and power. All utilities are believed to be in place for all 3 lots. Deed restrictions for water front lots state no single-wide mobile homes, but double-wides on permanent foundations and modular homes may be allowed. Please confirm with Town of Granite Falls that manufactured homes may be placed on any of the lots. A portion of the water-front lots adjacent to the water are in the flood plain. Public sewer easement runs across water front lots near the center, but should allow room to build above this area. Shared access to water front lots, 15 Lake Street is on the main portion of Lake Street. All three lots are being sold together. Water-front lots have docks, but condition of docks is unknown, or if they are useable.
Property Details
Property Features
Listing Office:
Office Name: Favoriteagent.com of Catawba Valley
Office Phone: (828) 267-1234
Listing Agent: Keith Stallings
Lot Features
Lot Information:
Lot Size: 1.02 Acres
School Info
Assigned Schools Information:
South Caldwell High School, Public District Grades 9-12
Caldwell Early College, Public District Grades 9-12
Caldwell Career Cen Middle Coll., Public District Grades 9-12
Granite Falls Middle School, Public District Grades 6-8
Granite Falls Elementary School, Public District Grades KG-5
Other
Directions Information:
Directions: I-40 W to Hickory, 321 N to Granite Falls exit, Rt @ top of ramp/Falls Ave., left on Lake St, 15 Lake St on right, no sign. 19 & 21 Lake St: Rt in cul-de-sac @ 23 Lake St, short distance turn right @ end: grass grown over gravel, but signs on both lots.
Price Information
Listing Price Info
Price Summary:
List Price: $200,000
Tax Information:
Annual Amount: $155
Tax Year: 2021
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Granite Falls, NC.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,066
Per Month
Principal & Interest
$999
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$666
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
5
/10
Granite Falls Elementary School
60 N Highland Ave
Distance between this listing and this school1.13 miles
Public District Grades KG-5
Middle School
4
/10
Granite Falls Middle School
90 N Main St
Distance between this listing and this school1.32 miles
Public District Grades 6-8
High School
4
/10
South Caldwell High School
7035 Spartan Dr
Distance between this listing and this school2.36 miles
Public District Grades 9-12
9
/10
Caldwell Early College
2859 Hickory Blvd
Distance between this listing and this school5.15 miles
Public District Grades 9-12
9
/10
Caldwell Career Cen Middle Coll.
2857 Hickory Blvd
Distance between this listing and this school5.15 miles
Public District Grades 9-12
Assigned Schools
5
/10
Granite Falls Elementary School
60 N Highland Ave
Distance between this listing and this school1.13 miles
Public District Grades KG-5
Nearby Schools
5
/10
Sawmills Elementary School
4436 Sawmills School Rd
Distance between this listing and this school3.74 miles
Public District Grades KG-5
6
/10
Dudley Shoals Elementary School
1500 Dudley Shoals Rd
Distance between this listing and this school3.78 miles
Public District Grades PK-5
Assigned Schools
4
/10
Granite Falls Middle School
90 N Main St
Distance between this listing and this school1.32 miles
Public District Grades 6-8
Nearby Schools
5
/10
Hudson Middle School
291 Pine Mountain Rd
Distance between this listing and this school4.74 miles
Public District Grades 6-8
6
/10
Northview Middle School
302 28th Ave NE
Distance between this listing and this school5.68 miles
Public District Grades 6-8
Assigned Schools
4
/10
South Caldwell High School
7035 Spartan Dr
Distance between this listing and this school2.36 miles
Public District Grades 9-12
9
/10
Caldwell Early College
2859 Hickory Blvd
Distance between this listing and this school5.15 miles
Public District Grades 9-12
9
/10
Caldwell Career Cen Middle Coll.
2857 Hickory Blvd
Distance between this listing and this school5.15 miles
The neighbors living near this home have an average income of $35,597. Typical income of Granite Falls, NC residents is less than $35k annually. The most common type of family is single, no kids. Most residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 15 Lake St
What is the listing price of this property?
The listing price of 15 Lake St property is $200,000.
What type of property is this?
The property 15 Lake St is land located in Granite Falls, North Carolina, 28630.
Is this property for sale now?
Sale Pending: 15 Lake St is Sale Pending (Pending), which means that the seller has accepted an offer but the sale is not finalized.
What are the assigned schools for this property?
The assigned schools for 15 Lake St are: Granite Falls Elementary School: GreatSchools Rating 5/10Granite Falls Middle School: GreatSchools Rating 4/10South Caldwell High School: GreatSchools Rating 4/10Caldwell Early College: GreatSchools Rating 9/10Caldwell Career Cen Middle Coll.: GreatSchools Rating 9/10
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $155 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on January 24, 2020 for $20,000. (source: MLS/tax record).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 15 Lake St in Granite Falls, NC and zip code 28630. It has been listed on Rocket Homes since April 27, 2024 and is currently priced at $200,000.
In March 2024 more than 3 listings in Granite Falls, NC were sold above the asking price. During the same period more than 1 listings were sold at asking price, while more than 5 were sold below. The number of homes for sale in Granite Falls, NC decreased by 3.3% between February 2024 and March 2024. In March 2024, listings were on the market for 26 days. During the same period, the median list price in this real estate market was $250,000.
From Rocket Homes Real Estate and based on county public records data.
Pro Wrestling
Pro Wrestling
Figure Skating
Extreme Sports
Wal-Mart
Kmart
Academy Sports & Outdoors
Sonic
Bob Evans
Little Caesars
Oldsmobile
Buick
Chevrolet
Contemporary Inspirational
Country