10 months on rocket

201 N Water St, Chestertown, MD, 21620

$1,725,000

Home List Price

$10,000*

Closing Credit

4 Bedrooms
4 Full Baths, 1 Partial
5,195 SqFt
$332/SqFt
House
Schools Nearby

Location

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201 N Water St, Chestertown$1,725,000

Buyer Closing Credits

$10,000*

1.25% Loan Amount

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Contact Us Phone Number1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence
ParkingAdditional Storage Area, Garage - Front Entry, Brick Driveway, Detached Garage, Driveway, On Street, Off Street
Garage2 spaces
Year Built1760
HeatingRadiant
CoolingHeat Pump, Zoned
BasementYes
WaterfrontNone
FireplaceElectric, Equipment, Gas/Propane, Mantel(s), Non-Functioning
ViewRiver, Water
MLS #MDKE2002790
Lot Size0.39 Acres
StatusActive
(ACTIVE)

About 201 N Water St

SMITH-RINGGOLD HOUSE. This exceptional property is a rare find: an authentic waterfront 18th century home with 21st century comfort. Originally a merchant’s home in the heart of historic Chestertown, the Smith-Ringgold house has been modified representing four defined periods and enlarged over the course of its 250-year history. The present owner took two years to restore the home’s structural integrity from the foundation to the attic, adding a river-side addition and porch, replacing the cedar shingle roof, and completely redoing the plumbing, wiring, heat and A/C systems. The wood floors throughout the house have been beautifully restored. Modern storm windows are energy efficient and all but eliminate street noise. Aside from your own personal touches, this house is move-in-ready. The ground floor has a large double parlor, cozy sitting room, formal dining room, breakfast room, and a stunning chef’s kitchen. An important feature is the hand painted dining room mural by noted artist Jack Schroeder. The front hall, redesigned in about 1860, replaced a steep stairway with a grand and gracefully curving staircase. The second floor contains three large en-suite bedrooms and a laundry room that is also accessible from the kitchen via a “secret” staff stairway. The third floor has a large sitting room, bathroom, and bedroom, with part of the home’s original c. 1759 roof forming a unique design element. The backyard was extensively terraced, probably in the late 1700s, in descending levels down to the Chester River. The free-standing brick garage dates from the early 20th century, when car garages replaced horse barns. This structure could easily be repurposed as an artist’s studio or home workshop. A wide driveway area provides additional off-street parking. Truly an inviting residence for intimate family evenings or grand parties. Perfect setting for one's collection of antiques or for the simplicity of contemporary furniture which emphasizes the wonderful architecture. CHESTERTOWN IN THE COUNTY OF KENT Chestertown was founded in 1706 on the broad Chester River and served as an important shipping hub for trade with England and between the colonies. As the U.S. population center moved westward, Kent County settled into two hundred years of quiet agricultural and commercial fishing activities. Chestertown is home to a surprisingly large number of elegant, historical Georgian homes as well as Victorian “painted ladies.” With a population of 5,600, Chestertown is only an hour from Annapolis or Wilmington, about two hours from Baltimore, Philadelphia or Washington, and under four hours from New York City. Centrally located Washington College (founded in 1782 with the personal support of George Washington) provides Chestertown a mix of athletic competitions, music and drama, adult education, and visiting speakers. The town boasts a weekly Farmers Market, excellent coffee bars, restaurants, and art galleries—but no big box stores. The Chester River Yacht & Country Club offers an 18-hole golf course as well as a sailing program. The whole community supports major events like the annual Tea Party, commemorating a Revolutionary War protest; a Dickens Christmas Street Fair; and Down-rigging Weekend, when tall ships offer tours and sails on the Chester River. Today Chestertown is a vibrant mix of old families, newcomers, college students, full time residents with children, and involved weekenders.

Property Details

Property Features

Property Information:

  • Architectural Style: Colonial, Georgian
  • Year Built: 1760
  • Living Area: 5,195 SqFt

Listing Office:

  • Office Name: Maryland Heritage Properties
  • Office Phone: (443) 480-7342
  • Listing Agent: Nancy McD McGuire

Interior Features

Interior Information:

  • Appliances: Microwave, Range, Dishwasher, Disposal, Dryer, Ice Maker, Refrigerator, Stove, Washer
  • Basement: Yes
  • Flooring Type: Wood
  • Interior: Additional Stairway, Attic, Breakfast Area, Built-Ins, Ceiling Fan(s), Chair Railings, Crown Moldings, Curved Staircase, Exposed Beams, Floor Plan - Traditional, Kitchen - Gourmet, Primary Bath(s), Recessed Lighting, Skylight(s), Wood Floors
  • Fireplace: Electric, Equipment, Gas/Propane, Mantel(s), Non-Functioning

Bedroom and Bathroom Information:

  • Partial Bathrooms: 1
  • Full Bathrooms: 4
  • Total Bedroom Count: 4

Exterior Features

Exterior Information:

  • Waterfront: None
  • View: River, Water
  • Exterior: Exterior Lighting, Sidewalks, Street Lights

Parking Information:

  • Garage Space: 2 spaces
  • Parking: Additional Storage Area, Garage - Front Entry, Brick Driveway, Detached Garage, Driveway, On Street, Off Street

Lot Features

Lot Information:

  • Lot: Corner Lot
  • Lot Size: 0.39 Acres

Utilities

Utilities Information:

  • Heating: Radiant
  • Cooling: Heat Pump, Zoned

School Info

Assigned Schools Information:

  • Kent County High School, Public District Grades 9-12
  • Kent County Middle School, Public District Grades 6-8
  • H. H. Garnett Elementary School, Public District Grades PK-5

Other

Directions Information:

  • Directions: From center of Chestertown, travel South toward Chester River Bridge. BEFORE bridge, turn LEFT. House immediately on right. Brick. No. 201

Municipality:

  • Chestertown

Price Information

Listing Price Info

Price Summary:

  • List Price: $1,725,000
  • Price Per SqFt: $332/SqFt

Tax Information:

  • Annual Amount: $17,960
  • Tax Year: 2021
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Housing Market Comparison

See how this home compares to others in Chestertown, MD.

Med. Sold Price

$326.1K

Med. Price/SqFt

$199

Avg. Days On Market

31

# of Sold Homes

12

201 N Water St vs Chestertown

323 DAYS ON ROCKET

+292 Days

$1,725,000

+$1.3M More

$332/SqFt

+$132 More

KEY TAKEAWAY

This property is $1.3M more than the Median Sold Price and $132/SqFt more than other homes in Chestertown, MD.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

  • MLS Name: BRIGHT
  • MLS Number: #MDKE2002790

Listing Office:

  • Office Name: Maryland Heritage Properties
  • Office Phone: (443) 480-7342
  • Listing Agent: Nancy McD McGuire

IDX Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have sold or are no longer being offered for sale. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller. This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.

BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors. ©2024 BrightMLS. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 4/28/2024, 12:10:18 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Property Sales & Tax

Listing History

Mar 23, 2012Home Sold
$525,000

Tax History

YEARPROP. TAXASSESSMENT
2021$17,960$1,150,400
2020$17,960$1,146,000
2019$17,854$1,141,600
2018$17,740$1,141,600
2017$17,170$1,141,600

History based on county public records data.

Payment Calculator

$8,677

Per Month

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$5,238

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Schools

Schools Nearby

The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.

Elementary School

school-card-donut-1853021
4
/10
  • H. H. Garnett Elementary School

  • 320 Calvert St

  • 0.55 miles

  • Public District Grades PK-5

Middle School

school-card-donut-1853022
5
/10
  • Kent County Middle School

  • 402 E Campus Ave

  • 0.58 miles

  • Public District Grades 6-8

High School

school-card-donut-1853023
4
/10
  • Kent County High School

  • 25301 Lambs Meadow Rd

  • 5.26 miles

  • Public District Grades 9-12

Neighborhood

What Are The Neighbors Like?

The neighbors living near this home have an average income of $34,449. Typical income of Chestertown, MD residents is less than $35k annually. The majority of families are single, no kids. Most residents in this area have post secondary degree education.

All data provided by Home Junction and Claritas

Frequently Asked Questions About 201 N Water St

What is the listing price of this property?

The listing price of 201 N Water St property is $1,725,000.

What type of property is this?

The property 201 N Water St is a house located in Chestertown, Maryland, 21620.

Is this property for sale now?

Active Listing: 201 N Water St is For Sale (Active/New) which means the seller is accepting offers.

What are the assigned schools for this property?

The assigned schools for 201 N Water St are:
H. H. Garnett Elementary School: GreatSchools Rating 4/10
Kent County Middle School: GreatSchools Rating 5/10
Kent County High School: GreatSchools Rating 4/10

What is the annual property tax for this property?

According to the records, the last property tax for 2021 is $17,960 (source: MLS/based on county public records data).

When was this property sold last time and for how much?

The last sale was on March 23, 2012 for $525,000. (source: MLS/tax record).

How many bedrooms and bathrooms does this property have?

The property at 201 N Water St has 4 bedrooms and 4 full and 1 half bathrooms.

What is the square footage of this property?

The property 201 N Water St is 5,195 SqFt (source: MLS/tax record).

Which year was this property built?

The year of construction for 201 N Water St is 1760.

Rocket HomesMarylandKent CountyChestertown21620201 N Water St

This home is located at 201 N Water St in Chestertown, MD and zip code 21620. This 5,195 square foot home, which was built in 1760, sits on a 0.39 acre lot. Features: 4 bedrooms, 5 bathrooms. It has been listed on Rocket Homes since June 09, 2023 and is currently priced at $1,725,000.

Over 3 listings were sold over their listed price in March 2024 in Chestertown, MD. In the same period over 6 listings were sold below the listed price and 3 listings were sold for the listed price. The number of homes for sale in Chestertown, MD increased by 6.1% between February 2024 and March 2024. The median list price of listings available in March 2024 was $326,100, while the average time on the real estate market was 31 days.

From Rocket Homes Real Estate and based on county public records data.

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