The possibilities are endless with this unique private retreat in Lake Toxaway Estates. Two lots combine to create a 5.2-acre oasis for nature lovers, with frontage on Lake Cardinal and Cardinal Creek. The meticulously crafted two-bedroom, three-bedroom home boasts an additional bonus space with a separate entrance, perfect for a guest suite, art studio, or home office. Enjoy your view of the lake from the screened porch, surrounded by lush landscaping, or follow one of the trails down to the dock and swimming area to take in the vista of Panthertail Mountain. A classic brick fireplace and oversized picture windows create an inviting living space. Outdoor enthusiasts will appreciate the nearby Toxaway River Trail, the entrance to Panthertown Valley, and Raven Rock Falls, just a short hike from home. The Lake Toxaway Country Club, Marina, and Greystone Inn are just minutes away by car. Seize this incredible opportunity to make your dreams a reality.
Property Details
Property Features
Property Information:
Architectural Style: Cottage
Year Built: 1982
Living Area: 2,304 SqFt
Listing Office:
Office Name: SILVER CREEK REAL ESTATE GROUP, INC
Interior Features
Interior Information:
Appliances: Dishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator, Washer/Dryer
Basement: Yes
Flooring Type: Tile, Wood
Interior: Vaulted Ceiling(s)
Fireplace: Living Room, Wood Burning
Bedroom and Bathroom Information:
Full Bathrooms: 3
Total Bedroom Count: 2
Exterior Features
Exterior Information:
Waterfront: Dock, Other
View: Water
Parking Information:
Attached Garage: No
Parking: Detached Garage
Utilities
Utilities Information:
Heating: Electric, Heat Pump
Cooling: Central Air, Electric, Heat Pump
Other
Directions Information:
Directions: From the Cashiers Crossroads travel 13 miles on US-64 East. Turn left onto NC-281. Take a slight left turn onto Cold Mountain Road and keep left at fork. 2.6 miles turn left on Cardinal Drive East and .2 miles the destination is on your left.
Price Information
Listing Price Info
Price Summary:
List Price: $1,998,000
Price Per SqFt: $867/SqFt
HOA Fees:
Amount: $3687
Frequency: Annually
Tax Information:
Annual Amount: $7,067
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Lake Toxaway, NC.
This property is $1.4M more than the Median Sold Price and $537/SqFt more than other homes in Lake Toxaway, NC.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Number: #4106059
Listing Office:
Office Name: SILVER CREEK REAL ESTATE GROUP, INC
Listings courtesy of Canopy MLS as distributed by MLS GRID.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$10.3K
Per Month
Principal & Interest
$9,972
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$307
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$6,057
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
5
/10
T C Henderson Elementary School
11839 Rosman Hwy
Distance between this listing and this school4.50 miles
Public District Grades KG-5
4
/10
Rosman Elementary School
167 Rosman School Rd
Distance between this listing and this school7.73 miles
Public District Grades PK-5
4
/10
Blue Ridge School
95 Bobcat Dr
Distance between this listing and this school9.03 miles
Public District Grades KG-6
Nearby Schools
6
/10
Rosman Middle School
2770 Old Rosman Hwy
Distance between this listing and this school8.06 miles
Public District Grades 6-8
5
/10
Summit Charter
370 Mitten Ln
Distance between this listing and this school8.80 miles
Public Charter Grades KG-8
7
/10
Brevard Academy
299 Andante Ln
Distance between this listing and this school13.51 miles
Public Charter Grades KG-8
Nearby Schools
6
/10
Rosman High School
749 Pickens Hwy
Distance between this listing and this school8.05 miles
Public District Grades 9-12
3
/10
Blue Ridge Early College
95 Bobcat Dr
Distance between this listing and this school9.03 miles
Public District Grades 7-12
9
/10
Brevard High School
609 Country Club Rd
Distance between this listing and this school13.62 miles
The neighbors living near this home have an average income of $58,250. Most Lake Toxaway, NC residents have annual incomes between $35k-100k. The majority of families are married, no kids. Residents of this area typically have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 209 Cardinal Dr E
What is the listing price of this property?
The listing price of 209 Cardinal Dr E property is $1,998,000.
What type of property is this?
The property 209 Cardinal Dr E is a house located in Lake Toxaway, North Carolina, 28747.
Is this property for sale now?
Active Listing: 209 Cardinal Dr E is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $7,067 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on November 16, 2009 for $1,425,000. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 209 Cardinal Dr E has 2 bedrooms and 3 bathrooms.
What is the square footage of this property?
The property 209 Cardinal Dr E is 2,304 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 209 Cardinal Dr E is 1982.
This home is located at 209 Cardinal Dr E in Lake Toxaway, NC and zip code 28747. This 2,304 square foot home was built in 1982. Features: 2 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since February 03, 2024 and is currently priced at $1,998,000.
While more than 0 listings in Lake Toxaway, NC in April 2024 were sold above asking price, there were more than 0 listings sold at asking price, and more than 5 were sold below. The number of homes for sale in Lake Toxaway, NC increased by 12.9% between March 2024 and April 2024. While the average time on the market in April 2024 was 31 days, the median list price was $545,388.
From Rocket Homes Real Estate and based on county public records data.