StatusAccepting Backup Offers (Pending Continue to Show)
About 2228 Spruce St
This home is a keeper!!! New everything in 2018. This 4 bedroom home has vaulted ceilings and has been very well taken care of. The open floor plan has a great kitchen with lots of cabinets and a very large island with a seperate coffee bar and a large walk-in pantry. The master bedroom has an attached master bath with double sinks and two seperate closets. The lower level has extra tall ceilings and large open family and game area. The bar is ready for friends that want to party. The back yard is privacy fenced and the garage is 26x28. Back covered porch is 6x17 and the patio is 14x20. Custom built home. You do not want to miss this one-owner home!
This property is $95K more than the Median Sold Price and $7/SqFt less than other homes in Quincy, IL.
Based on homes sold in April 2024
MLS Details
MLS Information:
MLS Name: RMLSA
MLS Number: #QC4252114
Listing Office:
Office Name: Zanger & Associates, Inc.
Office Phone: (217) 223-8851
Listing Agent: Greg Zanger
Listings courtesy of RMLS Alliance as distributed by MLS GRID.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,290
Per Month
Principal & Interest
$1,223
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$801
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
High School
2
/10
Quincy Sr High School
3322 Maine St
Distance between this listing and this school1.50 miles
Public District Grades 10-12
Nearby Schools
4
/10
Dewey Elementary School
2040 Cherry St
Distance between this listing and this school0.22 miles
Public District Grades KG-3
4
/10
Madison School
2435 Maine St
Distance between this listing and this school0.98 miles
Public District Grades KG-3
6
/10
Washington Elementary School
1400 N 8th St
Distance between this listing and this school1.22 miles
Public District Grades KG-3
Nearby Schools
3
/10
Quincy Jr High School
100 S 14th St
Distance between this listing and this school1.32 miles
Public District Grades 7-9
4
/10
Palmyra Middle School
600 W Line St
Distance between this listing and this school13.08 miles
Public District Grades 5-8
5
/10
Hannibal Middle School
4700 Mcmasters Ave
Distance between this listing and this school15.37 miles
Public District Grades 6-8
Assigned Schools
2
/10
Quincy Sr High School
3322 Maine St
Distance between this listing and this school1.50 miles
Public District Grades 10-12
Nearby Schools
5
/10
Unity High School
453 W Collins St
Distance between this listing and this school10.93 miles
Public District Grades 9-12
3
/10
Seymour High School
420 W Brainard St
Distance between this listing and this school11.28 miles
The neighbors living near this home have an average income of $44,960. Most Quincy, IL residents have annual incomes between $35k-100k. The majority of families are single, no kids. The majority of residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 2228 Spruce St
What is the listing price of this property?
The listing price of 2228 Spruce St property is $245,000.
What type of property is this?
The property 2228 Spruce St is a house located in Quincy, Illinois, 62301.
Is this property for sale now?
Accepting Backup Offers: 2228 Spruce St is Accepting Backup Offers (Active Under Contract), there is still a chance to have your real estate agent submit an offer.
What are the assigned schools for this property?
The assigned schools for 2228 Spruce St are: Quincy Sr High School: GreatSchools Rating 2/10
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $2,664 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 2228 Spruce St has 4 bedrooms and 3 bathrooms.
What is the square footage of this property?
The property 2228 Spruce St is 2,634 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 2228 Spruce St is 2018.
This home is located at 2228 Spruce St in Quincy, IL and zip code 62301. This 2,634 square foot home, which was built in 2018, sits on a 0.22 acre lot. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since April 26, 2024 and is currently priced at $245,000.
Quincy, IL housing market in April 2024 saw over 12 listings sold above listed price, more than 9 sold at listed price and over 22 sold below. In April 2024 in Quincy, IL there were 3.9% less homes for sale than in March 2024. In April 2024, listings were on the market for 37 days. During the same period, the median list price in this real estate market was $150,000.
From Rocket Homes Real Estate and based on county public records data.