229 NW Thomas Ct, Fort Walton Beach, FL, 32548

ASSUMABLE INTEREST RATE OF 2.625% that will save you up to $1,000/month VS a current rate mortgage! This centrally located 3BR/2.5BA/1,960 SqFt/2-Car Garage TOWNHOUSE is unlike any other in the area of Fort Walton Beach! Its been beautifully & recently renovated throughout to include 2022 HVAC, 2020 ROOF, 2016 water heater, double paned windows, LVP flooring (carpet is only on stairs), tile in kitchen & full bathrooms, a screened-in & covered back deck - Zen Den, & solar panels (August 2022)! It boasts a thoughtful floorplan with the master bedroom, laundry & half bath, living room, dining area, & kitchen on 1st floor. 2nd floor has 2 guest bedrooms that share a Jack & Jill bathroom with each room having their own sinks. Enjoy having sidewalks, a cul-de-sac, sprinklers, & NO HOA!!! Sellers have an assumable VA loan interest rate of 2.625% that they are willing to allow VA and non VA to assume if approved to do so! Assuming their loan/rate will save you between $500-$1,200 per month compared to what current rates would make your monthly payment be!!! Sellers understand it could take several months to close if buyer(s) want to assume their loan! Sellers owe $312,093.13 on their home loan with PennyMac. Buyer will need to assume the solar panel loan which will save a buyer around $100 per month compared to what FPL costs without solar panels!!! Sellers owe $41,214.15 on the 25 year solar panel loan with Enium Capital Group, LLC. (Almost 23 years left on the loan.) Enphase is the solar company that installed the solar panels. The solar panel loan payment is $179.66 per month. Solar panels were installed in August 2022. FPL is a minimum of $29.99 a month to maintain service. (Before the solar panels were installed, the electric bill was around or over $300/month!) Sellers average $154 per month for water/trash/sewer (City of Fort Walton Beach Water Department). Irrigation is city water. Sellers currently pay $2,930 for home insurance (Citizens). All curtains will not convey, but the curtain rods will convey. Outdoor shed will convey. Security camera at back door and at front door will convey. Sellers currently use ADT for their security system company. Upstairs closet doors were taken off but are located in garage. Short-term rentals are not allowed due to the Fort Walton Beach city ordinance. Edwins Elementary School, Bruner Middle School, and Fort Walton Beach High School are all just 1 mile away! Cinco Baptist School is 2 miles away and Saint Mary Catholic Church and School is only away. Hurlburt Air Force Base is only 6 miles away and Eglin Air Force Base is only 10 miles away. The beaches on Okaloosa Island are only 4.5 miles from this townhome. Vista Park is less than 1 mile away and Liza Jackson Park and boat ramp is 1.5 miles away. The Fort Walton Beach Tennis Center (tennis & pickleball) is just 1 mile away and the Jet Drive Park (pickleball) is a mile away! Enjoy being SO CLOSE to everything!!! Copy and paste the following link to virtually tour the home: https://matterport.com/discover/space/ypPyDKAnF1D.