Introducing 239 19 ½ Avenue North in St. Cloud. This duplex was built in 1926 and provides a great investment opportunity at an affordable entry point for investors or owner-occupants seeking an income-generating property.This property features an up-and-down duplex configuration, providing two separate living units that can generate rental income or accommodate multi-generational living arrangements. Both units are two bedrooms and 1 bathroom and utilize separate utilities and mechanicals allowing for efficient and independent management of utilities.. Unit one is a main floor unit that offers two bedrooms, a full bathroom and also has access to the basement for extra storage and laundry. Unit two is an upper level unit with an efficient kitchen/dining space, living room, two bedrooms and ¾ bath. Main unit is rented for $950 and upper unit is rented for $750. The property is located in a convenient location with easy access to parks, public transit, retail, and dining.
Property Details
Property Features
Property Information:
Year Built: 1926
Living Area: 1,229 SqFt
Listing Office:
Office Name: Your Next Place Real Estate
Interior Features
Interior Information:
Basement: Yes
Exterior Features
Parking Information:
Garage Space: 1 space
Attached Garage: No
Parking: Detached, Gravel
Lot Features
Lot Information:
Lot: Few Trees
Utilities
Utilities Information:
Heating: Forced Air
School Info
Assigned Schools Information:
Apollo High School, Public District Grades 9-12
Discovery Community School, Public District Grades PK-5
Other
Directions Information:
Directions: From 3rd St N, south on 19 1/2.
Price Information
Listing Price Info
Price Summary:
List Price: $179,900
Price Per SqFt: $146/SqFt
Tax Information:
Annual Amount: $1,806
Tax Year: 2021
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Saint Cloud, MN.
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers. Some or all of the property listings above may have been submitted to the Regional Multiple Listing Service (RMLS) by the listing broker for distribution to cooperating brokers through Broker reciprocity. Attribution of the listing broker may be found on the detail page for all properties. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision.
Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. No part of this search utility may be reproduced, adapted, translated, stored in a retrieval system or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise. Home sale information is not an appraisal, competitive or comparative market analysis, CMA or home valuation.
DMCA Notice Data displayed may be a portion of, and not a complete set of all listings published in the MLS. Last updated on: 4/27/2024, 8:22:16 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
Listing History
DATE
EVENT
PRICE
Sep 12, 2018
Sep 12, 2018Home Sold
$120,000
Tax History
YEAR
PROP. TAX
ASSESSMENT
2021
$1,806
$104,600
2020
$1,768
$102,300
2019
$958
$97,200
2017
$880
$53,800
History based on county public records data.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$965
Per Month
Principal & Interest
$898
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$606
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
5
/10
Discovery Community School
700 7th St S
Distance between this listing and this school2.52 miles
Public District Grades PK-5
High School
4
/10
Apollo High School
1000 44th Ave N
Distance between this listing and this school1.69 miles
Public District Grades 9-12
Assigned Schools
5
/10
Discovery Community School
700 7th St S
Distance between this listing and this school2.52 miles
Public District Grades PK-5
Nearby Schools
2
/10
Madison Elementary School
2805 9th St N
Distance between this listing and this school0.92 miles
Public District Grades KG-5
1
/10
Lincoln Elementary School
336 5th Ave SE
Distance between this listing and this school1.67 miles
Public District Grades KG-5
Nearby Schools
3
/10
Stride Academy Middle School
3241 Oakham Ln
Distance between this listing and this school1.65 miles
Public Charter Grades 4-8
5
/10
Sauk Rapids-Rice Middle School
901 1st St S
Distance between this listing and this school2.68 miles
Public District Grades 6-8
7
/10
Sartell Middle School
627 3rd Ave N
Distance between this listing and this school5.28 miles
Public District Grades 5-8
Assigned Schools
4
/10
Apollo High School
1000 44th Ave N
Distance between this listing and this school1.69 miles
Public District Grades 9-12
Nearby Schools
4
/10
Technical High School
233 12th Ave S
Distance between this listing and this school0.80 miles
Public District Grades 9-12
3
/10
St Cloud Hospital Progs-Residential
1406 6th Ave N
Distance between this listing and this school1.31 miles
The neighbors living near this home have an average income of $42,981. The most common annual income of people living in Saint Cloud, MN is between $35k-100k. Typical family type is single, no kids. The majority of residents in this area have high school diploma education.
This home is located at 239 19 1/2 Ave N in Saint Cloud, MN and zip code 56303. This 1,229 square foot home was built in 1926. It has been listed on Rocket Homes since August 28, 2023 and is currently priced at $179,900.
Saint Cloud, MN housing market in March 2024 saw over 16 listings sold above listed price, more than 15 sold at listed price and over 21 sold below. The inventory of homes for sale in Saint Cloud, MN between February 2024 and March 2024 increased by 6.5%. The median list price of listings available in March 2024 was $235,000, while the average time on the real estate market was 50 days.
From Rocket Homes Real Estate and based on county public records data.