Craftsman style home with approximately 4.21 acres and pond in serene, established neighborhood. Large, level backyard. Kitchen recently updated with new appliances, cabinets, tile backsplash and tile flooring. Four bedroom, two bath. Three bedrooms on main level and bedroom/office space upstairs. Laundry room on main level. Separate dining room with bay window. Spacious concrete driveway with additional area to park RV or boat. Close to scenic area with hiking trails, fishing, canoeing and extensive horseback riding trails. Interior photos coming soon.
Property Details
Property Features
Property Information:
Year Built: 1996
Stories: 1
Listing Office:
Office Name: Wright Realty
Office Phone: (606) 376-3000
Interior Features
Interior Information:
Flooring Type: Carpet, Parquet
Interior: Primary First Floor
Bedroom and Bathroom Information:
Full Bathrooms: 2
Total Bedroom Count: 4
Lot Features
Lot Information:
Lot Size: 4.21 Acres
Utilities
Utilities Information:
Heating: Heat Pump
Cooling: Heat Pump
School Info
Assigned Schools Information:
McCreary Central High School, Public District Grades 9-12
McCreary County Middle School, Public District Grades 7-8
Other
Directions Information:
Directions: From Hwy 27 onto Hwy 1651. Right onto Hwy 741 then right onto Hwy 742. Approx. 1 mile right onto Murphy Subdivision. Property on right.
Price Information
Listing Price Info
Price Summary:
List Price: $285,000
What can I afford?
Understand what home price range makes sense for your budget.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,490
Per Month
Principal & Interest
$1,423
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$921
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Middle School
6
/10
McCreary County Middle School
180 Raider Way
Distance between this listing and this school2.66 miles
Public District Grades 7-8
High School
4
/10
McCreary Central High School
400 Raider Way
Distance between this listing and this school2.75 miles
Public District Grades 9-12
Nearby Schools
6
/10
Whitley City Elementary School
2819 N Highway 27
Distance between this listing and this school3.84 miles
Public District Grades KG-6
4
/10
Oneida Elementary School
330 Claude Terry Dr
Distance between this listing and this school11.40 miles
Public District Grades PK-5
5
/10
Huntsville Elementary School
3221 Baker Hwy
Distance between this listing and this school18.39 miles
Public District Grades PK-4
Assigned Schools
6
/10
McCreary County Middle School
180 Raider Way
Distance between this listing and this school2.66 miles
Public District Grades 7-8
Nearby Schools
5
/10
Winfield Elementary School
23366 Scott Hwy
Distance between this listing and this school9.28 miles
Public District Grades PK-8
5
/10
Oneida Middle School
376 N Main St
Distance between this listing and this school11.80 miles
Public District Grades 6-8
Assigned Schools
4
/10
McCreary Central High School
400 Raider Way
Distance between this listing and this school2.75 miles
Public District Grades 9-12
Nearby Schools
7
/10
Oneida High School
372 N Main St
Distance between this listing and this school11.81 miles
Public District Grades 9-12
5
/10
Williamsburg City School
1000 Main St
Distance between this listing and this school18.40 miles
The neighbors living near this home have an average income of $30,603. The majority of McCreary County, KY residents have income less than $35k annually. The majority of families are single, no kids. Residents of this area typically have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 258 Murphy Subdivision
What is the listing price of this property?
The listing price of 258 Murphy Subdivision property is $285,000.
What type of property is this?
The property 258 Murphy Subdivision is a house located in Stearns, Kentucky, 42647.
Is this property for sale now?
Active Listing: 258 Murphy Subdivision is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 258 Murphy Subdivision are: McCreary County Middle School: GreatSchools Rating 6/10McCreary Central High School: GreatSchools Rating 4/10
How many bedrooms and bathrooms does this property have?
The property at 258 Murphy Subdivision has 4 bedrooms and 2 bathrooms.
Which year was this property built?
The year of construction for 258 Murphy Subdivision is 1996.
This home is located at 258 Murphy Subdivision in Stearns, KY and zip code 42647. This home, which was built in 1996, sits on a 4.21 acre lot. Features: 4 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since April 01, 2024 and is currently priced at $285,000.
McCreary County, KY housing market in April 2024 saw over 0 listings sold above listed price, more than 2 sold at listed price and over 4 sold below. In April 2024 in McCreary County, KY there were 10.3% more homes for sale than in March 2024. The median list price of listings available in April 2024 was $151,000, while the average time on the real estate market was 86 days.
From Rocket Homes Real Estate and based on county public records data.