Welcome to this meticulously maintained ranch home boasting over 3,200 finished square feet in a coveted neighborhood and overlooking a peaceful pond in the backyard. As you step inside, you'll be greeted by an abundance of natural light flooding the main floor and creating a warm and inviting atmosphere throughout. The living room, dining room and kitchen all flow into one another and share a double-sided fireplace that adds class and functionality to your home. The views of the pond spill over into the master suite which features a generous en-suite bath and walk-in closet. Two additional bedrooms, a full bath, and laundry room complete the main floor. You will find a large and versatile family room and office nook in the basement that is ready to accommodate anything you can think of. With a separate entrance that exits to both the backyard and garage, there is even opportunity for a mother-in-law or guest suite. The huge 3 car garage with tons of extra storage is a hobbyist's dream. You'll have plenty of room for vehicles, motorized toys, and anything else you can't live without. Much of your time will surely be spent on the back deck or backyard that offers serene views of the tranquil pond. You will also have peace of mind for years to come with a new roof and gutters installed in 2023 and siding in 2021-2022. Don't miss this opportunity to make this spacious and charming home yours and experience the perfect blend of comfort and convenience. Schedule your showing now!
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$3,277
Per Month
Principal & Interest
$3,194
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$16
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,985
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
6
/10
Kate Mitchell Elementary School
3521 Jewel Dr
Distance between this listing and this school2.54 miles
Public District Grades KG-5
Middle School
4
/10
Ames Middle School
3915 Mortensen Rd
Distance between this listing and this school1.77 miles
Public District Grades 6-8
High School
5
/10
Ames High School
1921 Ames High Dr
Distance between this listing and this school3.37 miles
Public District Grades 9-12
Assigned Schools
6
/10
Kate Mitchell Elementary School
3521 Jewel Dr
Distance between this listing and this school2.54 miles
Public District Grades KG-5
Nearby Schools
5
/10
Edwards Elementary School
3622 Woodland St
Distance between this listing and this school2.43 miles
Public District Grades KG-5
3
/10
Abbie Sawyer Elementary School
4316 Ontario St
Distance between this listing and this school3.14 miles
Public District Grades KG-5
Assigned Schools
4
/10
Ames Middle School
3915 Mortensen Rd
Distance between this listing and this school1.77 miles
Public District Grades 6-8
Nearby Schools
7
/10
Ballard Community Middle School
509 N Main Ave
Distance between this listing and this school6.90 miles
Public District Grades 6-8
8
/10
Gilbert Middle School
201 E Mathews Dr
Distance between this listing and this school8.03 miles
Public District Grades 6-8
Assigned Schools
5
/10
Ames High School
1921 Ames High Dr
Distance between this listing and this school3.37 miles
Public District Grades 9-12
Nearby Schools
6
/10
Ballard Community Senior High School
701 Ballard Dr
Distance between this listing and this school6.60 miles
Public District Grades 9-12
9
/10
Gilbert High School
312 Gretten St
Distance between this listing and this school7.59 miles
The neighbors living near this home have an average income of $65,201. Most Story County, IA residents have annual incomes between $35k-100k. Typical family type is single, no kids. The majority of residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 2608 Cottonwood Rd
What is the listing price of this property?
The listing price of 2608 Cottonwood Rd property is $639,900.
What type of property is this?
The property 2608 Cottonwood Rd is a house located in Ames, Iowa, 50014.
Is this property for sale now?
Active Listing: 2608 Cottonwood Rd is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 2608 Cottonwood Rd are: Kate Mitchell Elementary School: GreatSchools Rating 6/10Ames Middle School: GreatSchools Rating 4/10Ames High School: GreatSchools Rating 5/10
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $7,490 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on March 4, 2008 for $97,000. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 2608 Cottonwood Rd has 4 bedrooms and 3 bathrooms.
What is the square footage of this property?
The property 2608 Cottonwood Rd is 2,002 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 2608 Cottonwood Rd is 2010.
This home is located at 2608 Cottonwood Rd in Ames, IA and zip code 50014. This 2,002 square foot home was built in 2010. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since April 11, 2024 and is currently priced at $639,900.
Over 8 listings were sold over their listed price in March 2024 in Story County, IA. In the same period over 25 listings were sold below the listed price and 17 listings were sold for the listed price. The number of listings in Story County, IA increased by 3.5% between February 2024 and March 2024. Listings spent 56 days on the market in March 2024, and had a median list price of $282,500 during the same period.
From Rocket Homes Real Estate and based on county public records data.