One of a kind acreage nestled in the rolling hills of St. Charles. Custom home built in 2022 with finished walkout lower level which boasts 3 additional bedrooms (one being non-confirming flex room) and 1 bath. The main level with an open floor plan and a high end kitchen meant for a chef! Off the garage is a large mudroom & 1st floor laundry, large primary bedroom with a large office connected to it. Enjoy the morning views from your private ensuite deck or any of the spacious windows gracing each side of the home. As you can see from the pictures, the home is in pristine condition and ready for a new owner to fully embrace the countryside and all its offerings. There is also a 40x60 horse barn with 8 enclosed stalls and tack room. Plenty of space for all your four legged family to enjoy. Adjacent lot with 7.5 acres M/L can be sold with this home to make this a complete package. Make an appointment today to view this breathtaking home.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$5,034
Per Month
Principal & Interest
$4,967
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$3,050
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
6
/10
Interstate 35 Elementary School
445 East North St
Distance between this listing and this school4.89 miles
Public District Grades PK-5
High School
5
/10
Interstate 35 Secondary School
405 East North St
Distance between this listing and this school4.82 miles
Public District Grades 6-12
Assigned Schools
6
/10
Interstate 35 Elementary School
445 East North St
Distance between this listing and this school4.89 miles
Public District Grades PK-5
Nearby Schools
3
/10
Winterset Elementary School
404 S 2nd Ave
Distance between this listing and this school7.66 miles
Public District Grades PK-3
7
/10
Martensdale Elementary School
390 Burlington Ave
Distance between this listing and this school11.24 miles
Public District Grades PK-6
Nearby Schools
5
/10
Winterset Middle School
706 W School
Distance between this listing and this school7.50 miles
Public District Grades 4-6
6
/10
Winterset Junior High School
720 Husky Dr
Distance between this listing and this school7.72 miles
Public District Grades 7-8
1
/10
Clarke Middle School School
800 N Jackson St
Distance between this listing and this school16.85 miles
Public District Grades 7-8
Assigned Schools
5
/10
Interstate 35 Secondary School
405 East North St
Distance between this listing and this school4.82 miles
Public District Grades 6-12
Nearby Schools
6
/10
Winterset Senior High School
624 Husky Dr
Distance between this listing and this school7.72 miles
Public District Grades 9-12
2
/10
Martensdale-St Marys Jr-Sr High School
390 Burlington Ave
Distance between this listing and this school11.24 miles
The neighbors living near this home have an average income of $82,012. Most Madison County, IA residents have annual incomes between $35k-100k. Typical family type is married, no kids. Residents of this area typically have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 2636 Settlers Trl
What is the listing price of this property?
The listing price of 2636 Settlers Trl property is $995,000.
What type of property is this?
The property 2636 Settlers Trl is land located in Saint Charles, Iowa, 50240.
Is this property for sale now?
Active Listing: 2636 Settlers Trl is For Sale (Active/New) which means the seller is accepting offers.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 2636 Settlers Trl in Saint Charles, IA and zip code 50240. This 2,072 square foot home, which was built in 2022, sits on a 17.00 acre lot. Features: 5 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since February 20, 2024 and is currently priced at $995,000.
In March 2024, from all listings sold in Madison County, IA there were more than 1 sold above asking price, over 8 sold below and more than 4 were sold right at the asked price. The number of homes for sale in Madison County, IA increased by 1.6% between February 2024 and March 2024. In March 2024, listings were on the market for 84 days. During the same period, the median list price in this real estate market was $267,000.
From Rocket Homes Real Estate and based on county public records data.
Hunting
Hunting
NASCAR
Figure Skating
Academy Sports & Outdoors
Bass Pro Shops
Wal-Mart
Jimmy Johns
Hardee's
Applebees
Chevrolet
GMC
Ram
New Country
Classic Country
Oldies