306 Palisades Rd SW, Mount Vernon, IA, 52314

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

306 Palisades Rd SW, Mount Vernon$270,000

Buyer Closing Credits

$3,206^*

1.25% Loan Amount

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

ParkingAttached, Garage, Garage Door Opener

Garage2 spaces

Year Built1957

HeatingForced Air, Natural Gas

CoolingCentral Air

BasementYes

FireplaceInsert, Family Room, Gas

MLS #2403315

Lot Size0.28 Acres

StatusActive

Property Details

Property Features

Property Information:

• Architectural Style: Ranch
• Year Built: 1957
• Living Area: 1,740 SqFt

Listing Office:

• Office Name: SKOGMAN REALTY
• Office Phone: (319) 366-6427
• Listing Agent: Rachael Ray

Interior Features

Interior Information:

• Appliances: Dryer, Dishwasher, Disposal, Gas Water Heater, Microwave, Refrigerator, Water Softener, Washer
• Basement: Yes
• Interior: Dining Area, Separate/Formal Dining Room, Bath in Primary Bedroom, Main Level Primary
• Fireplace: Insert, Family Room, Gas

Bedroom and Bathroom Information:

• Full Bathrooms: 2
• Total Bedroom Count: 3

Exterior Features

Exterior Information:

• Exterior: Fence

Parking Information:

• Garage Space: 2 spaces
• Parking: Attached, Garage, Garage Door Opener

Virtual/3D Tour

• Virtual Tour: 306 Palisades Rd SW

Virtual Tour

Lot Features

Lot Information:

• Lot Size: 0.28 Acres

Utilities

Utilities Information:

• Heating: Forced Air, Natural Gas
• Cooling: Central Air

School Info

Assigned Schools Information:

• Mount Vernon High School, Public District Grades 9-12
• Mount Vernon Middle School, Public District Grades 5-8
• Washington Elementary School, Public District Grades PK-4

Price Information

Listing Price Info

Price Summary:

• List Price: $270,000
• Price Per SqFt: $155/SqFt

Tax Information:

• Annual Amount: $4,254
• Tax Year: 2020

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

MLS Details

MLS Information:

• MLS Name: CDR
• MLS Number: #2403315

Listing Office:

• Office Name: SKOGMAN REALTY
• Office Phone: (319) 366-6427
• Listing Agent: Rachael Ray

Provided Courtesy Of Cedar Rapids Area Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information Is Believed To Be Accurate But Not Guaranteed.
Copyright 2024 Cedar Rapids Area Association of REALTORS®. All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 5/29/2024, 5:20:32 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

Tax History

YEAR	PROP. TAX	ASSESSMENT
2020	$4,254	$203,100
2018	$3,816	$185,500

History based on county public records data.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$1,415

Per Month

Principal & Interest

$1,348

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$876

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Iowa›Linn County›Mount Vernon›52314›306 Palisades Rd SW

This home is located at 306 Palisades Rd SW in Mount Vernon, IA and zip code 52314. This 1,740 square foot home, which was built in 1957, sits on a 0.28 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since May 15, 2024 and is currently priced at $270,000.

In April 2024 more than 55 listings in Linn County, IA were sold above the asking price. During the same period more than 64 listings were sold at asking price, while more than 90 were sold below. The inventory of homes for sale in Linn County, IA between March 2024 and April 2024 increased by 6.2%. Listings spent 29 days on the market in April 2024, and had a median list price of $209,401 during the same period.

From Rocket Homes Real Estate and based on county public records data.