Priced to sell! Rare opportunity to build a waterfront home on protected Aberdeen Creek. Elevated 1.12 acre lot with approximately 109 feet of waterfront. Located adjacent to Great Frogs Vineyard and at the end of a private, wooded driveway and right of way shared by several neighbors. Health Department Septic Site Plan dated 4/2/2024 allows for a home with 3500 square feet of livable space and up to 5 bedrooms. Do not go down private driveway without an appointment. Please call listing agent for details.
Property Details
Property Features
Listing Office:
Office Name: Coldwell Banker Realty
Office Phone: (410) 263-8686
Listing Agent: Georgeann A Berkinshaw
Exterior Features
Exterior Information:
View: Water, Trees/Woods, Panoramic
Lot Features
Lot Information:
Lot: Wooded, Private
Lot Size: 1.13 Acres
School Info
Assigned Schools Information:
Annapolis High School, Public District Grades 9-12
Annapolis Middle School, Public District Grades 6-8
Hillsmere Elementary School, Public District Grades PK-5
Other
Directions Information:
Directions: DO NOT DRIVE DOWN DRIVEWAY without confirmed appointment. Harness Creek Road to long private driveway adjacent to Vineyard. Please Drive SLOWLY!!
Price Information
Listing Price Info
Price Summary:
List Price: $2,200,000
Tax Information:
Annual Amount: $5,350
Tax Year: 2021
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Annapolis, MD.
This property is $1.6M more than the Median Sold Price in Annapolis, MD.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Name: BRIGHT
MLS Number: #MDAA2071364
Listing Office:
Office Name: Coldwell Banker Realty
Office Phone: (410) 263-8686
Listing Agent: Georgeann A Berkinshaw
Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.
The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have sold or are no longer being offered for sale. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller. This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$11K
Per Month
Principal & Interest
$10.9K
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$6,662
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
6
/10
Hillsmere Elementary School
3052 Arundel On The Bay Rd
Distance between this listing and this school1.68 miles
Public District Grades PK-5
Middle School
3
/10
Annapolis Middle School
1399 Forest Dr
Distance between this listing and this school0.87 miles
Public District Grades 6-8
High School
3
/10
Annapolis High School
2700 Riva Rd
Distance between this listing and this school3.23 miles
Public District Grades 9-12
Assigned Schools
6
/10
Hillsmere Elementary School
3052 Arundel On The Bay Rd
Distance between this listing and this school1.68 miles
Public District Grades PK-5
Nearby Schools
3
/10
Annapolis Elementary School
1399 Bay Ave
Distance between this listing and this school0.84 miles
Public District Grades PK-5
2
/10
Tyler Heights Elementary School
200 Janwall St
Distance between this listing and this school1.15 miles
Public District Grades PK-5
Assigned Schools
3
/10
Annapolis Middle School
1399 Forest Dr
Distance between this listing and this school0.87 miles
Public District Grades 6-8
Nearby Schools
5
/10
Wiley H. Bates Middle School
701 Chase St
Distance between this listing and this school1.87 miles
Public District Grades 6-8
7
/10
Central Middle School
221 Central Ave E
Distance between this listing and this school2.87 miles
Public District Grades 6-8
Assigned Schools
3
/10
Annapolis High School
2700 Riva Rd
Distance between this listing and this school3.23 miles
Public District Grades 9-12
Nearby Schools
6
/10
South River High School
201 Central Ave E
Distance between this listing and this school2.85 miles
Public District Grades 9-12
6
/10
Broadneck High School
1265 Green Holly Dr
Distance between this listing and this school7.28 miles
The neighbors living near this home have an average income of $117,794. The most common annual income of people living in Annapolis, MD is between $100k-200k. Residents typically live in single, no kids family. Residents of this area typically have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 3178 Harness Creek Rd
What is the listing price of this property?
The listing price of 3178 Harness Creek Rd property is $2,200,000.
What type of property is this?
The property 3178 Harness Creek Rd is land located in Annapolis, Maryland, 21403.
Is this property for sale now?
Active Listing: 3178 Harness Creek Rd is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 3178 Harness Creek Rd are: Hillsmere Elementary School: GreatSchools Rating 6/10Annapolis Middle School: GreatSchools Rating 3/10Annapolis High School: GreatSchools Rating 3/10
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $5,350 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on March 2, 2006 for $1,400,000. (source: MLS/tax record).
How much acreage is this property?
The property 3178 Harness Creek Rd is 1.13 acres.
Interested in 3178 Harness Creek Rd? Let's connect.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 3178 Harness Creek Rd in Annapolis, MD and zip code 21403 in the Annapolis Neck neighborhood. This home sits on a 1.13 acre lot. It has been listed on Rocket Homes since October 27, 2023 and is currently priced at $2,200,000.
Annapolis, MD housing market in April 2024 saw over 55 listings sold above listed price, more than 21 sold at listed price and over 29 sold below. The number of listings in Annapolis, MD increased by 19.7% between March 2024 and April 2024. The median list price of listings available in April 2024 was $597,000, while the average time on the real estate market was 24 days.
From Rocket Homes Real Estate and based on county public records data.