UNRESTRICTED cabin and land in the mountains of Murphy NC! 2.18 acres. House pad is sloping/gentle, to a nice wooded area behind with gradual grade. Pond view from your screened in porch! Storage building for the extras. This 2 bed / 1 Bath features open concept living, perfect for entertaining those guests. Gas fireplace. Great for first time home buyers, vacation home, or rental! Check it out today. Short drive to downtown Murphy, NC or Blue Ridge Ga. for shopping and dining. Also close to John C. Campbell Folk School, Medical Center, Tri County Community College, Harrah's Valley River Casino and Hotel, vineyards, white water rafting, hiking, biking, and golf. A short ride to Cherohala Skyway, the dragon and lots more for the motorcycle enthusiast!!! Don't wait, the crisp cool air awaits
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,041
Per Month
Principal & Interest
$974
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$651
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Middle School
6
/10
Ranger Elementary/Middle
101 Hardy Truett Rd
Distance between this listing and this school3.13 miles
Public District Grades PK-8
High School
5
/10
Hiwassee Dam High School
267 Blue Eagle Cir
Distance between this listing and this school4.77 miles
Public District Grades 9-12
8
/10
Tri-County Early College High School
21 Campus Cir
Distance between this listing and this school15.18 miles
Public District Grades 9-12
Nearby Schools
4
/10
Copper Basin Elementary School
206 Cougar Dr
Distance between this listing and this school8.81 miles
Public District Grades PK-6
5
/10
East Fannin Elementary School
1 Elementary Cir
Distance between this listing and this school10.67 miles
Public District Grades KG-5
8
/10
Murphy Elementary School
315 Valley River Ave
Distance between this listing and this school12.05 miles
Public District Grades PK-5
Assigned Schools
6
/10
Ranger Elementary/Middle
101 Hardy Truett Rd
Distance between this listing and this school3.13 miles
Public District Grades PK-8
Nearby Schools
6
/10
Hiwassee Dam Elementary/Middle
337 Blue Eagle Cir
Distance between this listing and this school4.65 miles
Public District Grades PK-8
7
/10
Fannin County Middle School
4560 Old Highway 76
Distance between this listing and this school12.05 miles
Public District Grades 6-8
Assigned Schools
5
/10
Hiwassee Dam High School
267 Blue Eagle Cir
Distance between this listing and this school4.77 miles
Public District Grades 9-12
8
/10
Tri-County Early College High School
21 Campus Cir
Distance between this listing and this school15.18 miles
Public District Grades 9-12
Nearby Schools
7
/10
Copper Basin High School
205 Cougar Dr
Distance between this listing and this school8.92 miles
The neighbors living near this home have an average income of $41,600. Most Murphy, NC residents have annual incomes less than $35k. Most families are married, no kids. Most residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 340 Trout Pond Cir
What is the listing price of this property?
The listing price of 340 Trout Pond Cir property is $195,000.
What type of property is this?
The property 340 Trout Pond Cir is a house located in Murphy, North Carolina, 28906.
Is this property for sale now?
Active Listing: 340 Trout Pond Cir is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 340 Trout Pond Cir are: Ranger Elementary/Middle: GreatSchools Rating 6/10Hiwassee Dam High School: GreatSchools Rating 5/10Tri-County Early College High School: GreatSchools Rating 8/10
What is the annual property tax for this property?
According to the records, the last property tax for 2018 is $470 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on April 5, 2006 for $64,000. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 340 Trout Pond Cir has 2 bedrooms and 1 bathroom.
What is the square footage of this property?
The property 340 Trout Pond Cir is 1,000 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 340 Trout Pond Cir is 1973.
This home is located at 340 Trout Pond Cir in Murphy, NC and zip code 28906. This 1,000 square foot home was built in 1973. Features: 2 bedrooms, 1 bathroom. It has been listed on Rocket Homes since December 11, 2023 and is currently priced at $195,000.
Over 1 listings were sold over their listed price in April 2024 in Murphy, NC. In the same period over 3 listings were sold below the listed price and 2 listings were sold for the listed price. The number of homes for sale in Murphy, NC increased by 32.1% between March 2024 and April 2024. Listings spent 27 days on the market in April 2024, and had a median list price of $333,500 during the same period.
From Rocket Homes Real Estate and based on county public records data.