2 months on rocket

3539 Payne Lake Rd, Chipley, FL, 32428

$429,000

Home List Price

$5,094*

Closing Credit

4 Bedrooms
3 Full Baths
2,720 SqFt
$158/SqFt
House
Schools Nearby

Location

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3539 Payne Lake Rd, Chipley$429,000

Buyer Closing Credits

$5,094*

1.25% Loan Amount

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Property Highlights

Home TypeSingle Family Residence
ParkingGarage
Attached Garage1 space
Year Built2007
CoolingCentral Air
WaterfrontLake Front
FireplaceGas Fireplace
ViewLake
MLS #943138
Lot Size2.51 Acres
StatusActive

About 3539 Payne Lake Rd

Welcome to lakefront living! This captivating 4-bedroom, 3-bathroom log cabin, complete with a loft space, offers a rustic yet luxurious retreat. Featured with beautiful pine interior walls and a vaulted ceiling, almost every room provides panoramic views of the tranquil lake. Step outside onto the expansive covered deck that spans the entire backside of the house, offering the perfect spot to relax and take in the views. The bottom floor features a roughed-in kitchen, living area, utility room, bedroom, and bathroom, providing versatility for guests or as a cozy in-law suite. Recently painted exterior, HVAC replacement 4 years ago, well pump and water filtration system 3 years ago ensure this home has been efficiently maintained. Situated on .74 acres, this property also includes Welcome to lakefront living! This captivating 4-bedroom, 3-bathroom log cabin, complete with a loft space, offers a rustic yet luxurious retreat. Featured with beautiful pine interior walls and a vaulted ceiling, almost every room provides panoramic views of the tranquil lake. Step outside onto the expansive covered deck that spans the entire backside of the house, offering the perfect spot to relax and take in the views. The bottom floor features a roughed-in kitchen, living area, utility room, bedroom, and bathroom, providing versatility for guests or as a cozy in-law suite. Recently painted exterior, HVAC replacement 4 years ago, well pump and water filtration system 3 years ago ensure this home has been efficiently maintained. Situated on .74 acres, this property also includes an additional 1.77 acres directly in front, offering endless possibilities for outdoor activities and enjoyment. Dont let this lakeside retreat slip away! Schedule your showing today

Property Details

Property Features

Property Information:

  • Architectural Style: Log Cabin
  • Year Built: 2007
  • Stories: 3
  • Living Area: 2,720 SqFt

Listing Office:

  • Office Name: Coastal Heritage Real Estate LLC
  • Office Email: matthew@coastalheritagerealty.com
  • Listing Agent: Matthew T Jones

Interior Features

Interior Information:

  • Appliances: Dishwasher, Disposal, Refrigerator, Electric Oven
  • Flooring Type: Laminate, Carpet
  • Interior: Breakfast Bar, Vaulted Ceilings, Recessed Lighting, Woodwork Stained
  • Fireplace: Gas Fireplace

Bedroom and Bathroom Information:

  • Full Bathrooms: 3
  • Total Bedroom Count: 4

Exterior Features

Exterior Information:

  • Private Pool: No
  • Waterfront: Lake Front
  • View: Lake
  • Exterior: Balcony, Deck Covered, Fenced Lot-Part, Porch Screened

Parking Information:

  • Garage Space: 1 space
  • Attached Garage: Yes
  • Parking: Garage

Lot Features

Lot Information:

  • Lot Size: 2.51 Acres

Utilities

Utilities Information:

  • Cooling: Central Air

School Info

Assigned Schools Information:

  • Vernon High School, Public District Grades 9-12
  • Chipley High School, Public District Grades 9-12
  • Vernon Middle School, Public District Grades 5-8
  • Roulhac Middle School, Public District Grades 5-8
  • Vernon Elementary School, Public District Grades PK-4
  • Kate M. Smith Elementary School, Public District Grades PK-4

Other

Directions Information:

  • Directions: North on Hwy 77. Left at light in Greenhead onto Hwy 279 (Moss Hill Rd). After a few miles, there will be a sign on the right for the Payne Lake community. Turn right and stay to the right at the fork in the road. House on the left. Look for the sign. The land with the home is directly across the road.

Price Information

Listing Price Info

Price Summary:

  • List Price: $429,000
  • Price Per SqFt: $158/SqFt

Tax Information:

  • Annual Amount: $2,231
  • Tax Year: 2020
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Housing Market Comparison

See how this home compares to others in Chipley, FL.

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Chipley, FL

City

Med. Sold Price

$246.9K

Med. Price/SqFt

$155

Avg. Days On Market

44

# of Sold Homes

19

3539 Payne Lake Rd vs Chipley

64 DAYS ON ROCKET

+20 Days

$429,000

+$182K More

$158/SqFt

+$3 More

KEY TAKEAWAY

This property is $182K more than the Median Sold Price and $3/SqFt more than other homes in Chipley, FL.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

  • MLS Name: Emerald Coast Association of REALTORS®
  • MLS Number: #943138

Listing Office:

  • Office Name: Coastal Heritage Real Estate LLC
  • Office Email: matthew@coastalheritagerealty.com
  • Listing Agent: Matthew T Jones

IDX Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright 2024. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 4/30/2024, 5:20:23 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Property Sales & Tax

Listing History

Jul 12, 2018Home Sold
$236,600
Nov 15, 2006Home Sold
$57,000

Tax History

YEARPROP. TAXASSESSMENT
2020$2,231$156,911
2019$2,216$150,171
2018$1,537$140,222
2017$1,557$137,338

History based on county public records data.

Payment Calculator

$2,209

Per Month

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$1,353

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Schools

Schools Nearby

The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.

Elementary School

school-card-donut-3835989
5
/10

  • Vernon Elementary School

  • 3665 Roche Ave

  • 5.45 miles

  • Public District Grades PK-4

school-card-donut-3835990
4
/10

  • Kate M. Smith Elementary School

  • 750 Sinclair St

  • 16.71 miles

  • Public District Grades PK-4

Middle School

school-card-donut-3835991
3
/10

  • Vernon Middle School

  • 3190 Moss Hill Rd

  • 4.62 miles

  • Public District Grades 5-8

school-card-donut-3835992
4
/10

  • Roulhac Middle School

  • 1535 Brickyard Rd

  • 15.72 miles

  • Public District Grades 5-8

High School

school-card-donut-3835993
4
/10

  • Vernon High School

  • 3232 Moss Hill Rd

  • 3.94 miles

  • Public District Grades 9-12

school-card-donut-3835994
3
/10

  • Chipley High School

  • 1545 Brickyard Rd

  • 15.70 miles

  • Public District Grades 9-12

All data from GreatSchools

Neighborhood

What Are The Neighbors Like?

The neighbors living near this home have an average income of $49,550. The most common annual income of people living in Chipley, FL is between $35k-100k. Residents typically live in married, no kids family. Most residents in this area have high school diploma education.

All data provided by Home Junction and Claritas

Frequently Asked Questions About 3539 Payne Lake Rd

What is the listing price of this property?

The listing price of 3539 Payne Lake Rd property is $429,000.

What type of property is this?

The property 3539 Payne Lake Rd is a house located in Chipley, Florida, 32428.

Is this property for sale now?

Active Listing: 3539 Payne Lake Rd is For Sale (Active/New) which means the seller is accepting offers.

What are the assigned schools for this property?

The assigned schools for 3539 Payne Lake Rd are:
Vernon Elementary School: GreatSchools Rating 5/10
Kate M. Smith Elementary School: GreatSchools Rating 4/10
Vernon Middle School: GreatSchools Rating 3/10
Roulhac Middle School: GreatSchools Rating 4/10
Vernon High School: GreatSchools Rating 4/10
Chipley High School: GreatSchools Rating 3/10

What is the annual property tax for this property?

According to the records, the last property tax for 2020 is $2,231 (source: MLS/based on county public records data).

When was this property sold last time and for how much?

The last sale was on July 12, 2018 for $236,600. (source: MLS/tax record).

How many bedrooms and bathrooms does this property have?

The property at 3539 Payne Lake Rd has 4 bedrooms and 3 bathrooms.

What is the square footage of this property?

The property 3539 Payne Lake Rd is 2,720 SqFt (source: MLS/tax record).

Which year was this property built?

The year of construction for 3539 Payne Lake Rd is 2007.

Rocket Homes›Florida›Washington County›Chipley›32428›3539 Payne Lake Rd

This home is located at 3539 Payne Lake Rd in Chipley, FL and zip code 32428. This 2,720 square foot home, which was built in 2007, sits on a 2.51 acre lot. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since February 26, 2024 and is currently priced at $429,000.

In March 2024 more than 0 listings in Chipley, FL were sold above the asking price. During the same period more than 12 listings were sold at asking price, while more than 7 were sold below. Between February 2024 and March 2024, Chipley, FL real estate market has seen increase in the number of listings by 2.2%. Listings spent 44 days on the market in March 2024, and had a median list price of $246,990 during the same period.

From Rocket Homes Real Estate and based on county public records data.

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