Offered for sale is a cleared, surveyed building lot with a septic system already installed on the beautiful Payne Lake. Located one lot left of the entrance, access is quick and convenient. Whether you're looking for homestead or a weekend getaway this property will not disappoint. Payne lake is 26 acres and holds an abundant variety of fish. Located only 35 minutes from Panama City and 10 minutes to Vernon this property is in close proximity to all the Florida Panhandle coastline has to offer. Come get your slice of Panhandle paradise today!
Property Details
Property Features
Listing Office:
Office Name: Adventure Realty Group LLC
Exterior Features
Exterior Information:
Waterfront: Lake Front, Natural Shoreline
View: Lake
Lot Features
Lot Information:
Lot Size: 0.80 Acres
School Info
Assigned Schools Information:
Vernon High School, Public District Grades 9-12
Chipley High School, Public District Grades 9-12
Vernon Middle School, Public District Grades 5-8
Roulhac Middle School, Public District Grades 5-8
Vernon Elementary School, Public District Grades PK-4
Kate M. Smith Elementary School, Public District Grades PK-4
Other
Directions Information:
Directions: From Panama City, take Hwy 77 North to Greenhead, turn Left onto Moss Hill Rd. Go about 3.5 miles and turn right onto Payne Lake Rd. keep to the left and the lot will be on the right side of road.
Price Information
Listing Price Info
Price Summary:
List Price: $65,500
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Chipley, FL.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$394
Per Month
Principal & Interest
$327
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$263
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
5
/10
Vernon Elementary School
3665 Roche Ave
Distance between this listing and this school5.38 miles
Public District Grades PK-4
4
/10
Kate M. Smith Elementary School
750 Sinclair St
Distance between this listing and this school16.66 miles
Public District Grades PK-4
Middle School
3
/10
Vernon Middle School
3190 Moss Hill Rd
Distance between this listing and this school4.55 miles
Public District Grades 5-8
4
/10
Roulhac Middle School
1535 Brickyard Rd
Distance between this listing and this school15.68 miles
Public District Grades 5-8
High School
4
/10
Vernon High School
3232 Moss Hill Rd
Distance between this listing and this school3.88 miles
Public District Grades 9-12
3
/10
Chipley High School
1545 Brickyard Rd
Distance between this listing and this school15.65 miles
Public District Grades 9-12
Assigned Schools
5
/10
Vernon Elementary School
3665 Roche Ave
Distance between this listing and this school5.38 miles
Public District Grades PK-4
4
/10
Kate M. Smith Elementary School
750 Sinclair St
Distance between this listing and this school16.66 miles
Public District Grades PK-4
Nearby Schools
7
/10
Southport Elementary School
1835 Bridge St
Distance between this listing and this school18.67 miles
Public District Grades PK-5
Assigned Schools
3
/10
Vernon Middle School
3190 Moss Hill Rd
Distance between this listing and this school4.55 miles
Public District Grades 5-8
4
/10
Roulhac Middle School
1535 Brickyard Rd
Distance between this listing and this school15.68 miles
Public District Grades 5-8
Nearby Schools
3
/10
Merritt Brown Middle School
5044 Merritt Brown Way
Distance between this listing and this school22.66 miles
Public District Grades 6-8
Assigned Schools
4
/10
Vernon High School
3232 Moss Hill Rd
Distance between this listing and this school3.88 miles
Public District Grades 9-12
3
/10
Chipley High School
1545 Brickyard Rd
Distance between this listing and this school15.65 miles
Public District Grades 9-12
Nearby Schools
5
/10
Deane Bozeman School
13410 Highway 77
Distance between this listing and this school11.35 miles
The neighbors living near this home have an average income of $49,550. Residents of Chipley, FL typically earn between $35k-100k each year. Most families are married, no kids. The majority of residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 3779 Payne Lake Rd
What is the listing price of this property?
The listing price of 3779 Payne Lake Rd property is $65,500.
What type of property is this?
The property 3779 Payne Lake Rd is land located in Chipley, Florida, 32428.
Is this property for sale now?
Active Listing: 3779 Payne Lake Rd is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 3779 Payne Lake Rd are: Vernon Elementary School: GreatSchools Rating 5/10Kate M. Smith Elementary School: GreatSchools Rating 4/10Vernon Middle School: GreatSchools Rating 3/10Roulhac Middle School: GreatSchools Rating 4/10Vernon High School: GreatSchools Rating 4/10Chipley High School: GreatSchools Rating 3/10
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 3779 Payne Lake Rd in Chipley, FL and zip code 32428. This home sits on a 0.80 acre lot. It has been listed on Rocket Homes since March 25, 2024 and is currently priced at $65,500.
In March 2024 more than 0 listings in Chipley, FL were sold above the asking price. During the same period more than 12 listings were sold at asking price, while more than 7 were sold below. The number of listings in Chipley, FL increased by 2.2% between February 2024 and March 2024. While the average time on the market in March 2024 was 44 days, the median list price was $246,990.
From Rocket Homes Real Estate and based on county public records data.
The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2024 Central Panhandle Association of REALTORS.© All Rights Reserved.
Hunting
Hunting
NASCAR
Pro Wrestling
Wal-Mart
Dollar General
Academy Sports & Outdoors
Hardee's
Jimmy Johns
Applebees
Ram
GMC
Dodge
Classic Country
New Country