Discover the epitome of Great Lakes luxury in Northern Michigan's premier destination off the bluffs of the famous Tunnel of Trees between Harbor Springs and Cross Village—a magnificent beachfront residence meticulously crafted by the esteemed Cottage Company. Spanning an impressive 5,845 square feet, this architectural masterpiece boasts exclusive access to 150 feet of pristine sandy beach, offering an unparalleled sense of privacy and serenity. With attention to detail evident in every facet of its design, this home features exquisite finishes that redefine luxury living. Envisioned for both relaxation and entertainment, the property encompasses multiple fireplaces, expansive decks, and terraces that invite seamless indoor-outdoor living, complemented by breathtaking lakefront vistas from an elevated third-floor lookout. A fully equipped lower level, replete with its own kitchen and fitness area, along with a charming carriage house and ample garage space for 3.5 vehicles, enhance the utility and elegance of this retreat. Secured by a private gated entrance, this estate stands as a sanctuary of tranquility, offering peace and exclusivity amidst nature's beauty. Recent enhancements, including a new synthetic roof, an exterior refresh with paint and cedar shingles, elevate the home's allure, ensuring a setting of unmatched sophistication and comfort. Experience the zenith of lakeside living, where every sunset over the lake is a masterpiece of its own. Welcome Home!
Property Details
Property Features
Property Information:
Year Built: 2000
Living Area: 5,842 SqFt
Listing Office:
Office Name: Pat O'Brien & Associates - Boyne City
Exterior: Deck, Patio, Sprinklers, Security System
Parking Information:
Garage Space: 3 spaces
Attached Garage: No
Parking: Garage-Detached
Lot Features
Lot Information:
Lot: Paved, Sprinklers
Lot Size: 0.96 Acres
Utilities
Utilities Information:
Heating: Forced Air, Propane
Cooling: Ceiling Fan(s), Central Air
School Info
Assigned Schools Information:
Harbor Springs High School, Public District Grades 9-12
Harbor Springs Middle School, Public District Grades 6-8
Shay Elementary School, Public District Grades 3-5
Other
Directions Information:
Directions: From downtown Harbor Springs take State St. to S. Lake Shore Drive for 8 miles. Look for sign and property is down the paved bluff-side private driveway to the end.
Price Information
Listing Price Info
Price Summary:
List Price: $4,995,000
Price Per SqFt: $855/SqFt
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Harbor Springs, MI.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$24.9K
Per Month
Principal & Interest
$24.9K
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$15K
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
7
/10
Shay Elementary School
175 E Lake St
Distance between this listing and this school6.41 miles
Public District Grades 3-5
Middle School
5
/10
Harbor Springs Middle School
800 S State Rd
Distance between this listing and this school6.40 miles
Public District Grades 6-8
High School
6
/10
Harbor Springs High School
327 E Bluff Dr
Distance between this listing and this school6.71 miles
Public District Grades 9-12
Assigned Schools
7
/10
Shay Elementary School
175 E Lake St
Distance between this listing and this school6.41 miles
Public District Grades 3-5
Nearby Schools
8
/10
Lincoln School
616 Connable Ave
Distance between this listing and this school10.28 miles
Public Magnet Grades KG-5
8
/10
Central Elementary School
410 State St
Distance between this listing and this school10.67 miles
Public Magnet Grades PK-5
Assigned Schools
5
/10
Harbor Springs Middle School
800 S State Rd
Distance between this listing and this school6.40 miles
Public District Grades 6-8
Nearby Schools
9
/10
Petoskey Middle School
801 Northmen Dr
Distance between this listing and this school11.54 miles
Public Magnet Grades 6-8
5
/10
Boyne City Middle School
1025 Boyne Ave
Distance between this listing and this school20.02 miles
Public District Grades 5-8
Assigned Schools
6
/10
Harbor Springs High School
327 E Bluff Dr
Distance between this listing and this school6.71 miles
Public District Grades 9-12
Nearby Schools
6
/10
Petoskey High School
1500 Hill St
Distance between this listing and this school11.31 miles
Public Magnet Grades 9-12
4
/10
Concord Academy-Petoskey
2468 Atkins Rd
Distance between this listing and this school12.41 miles
The neighbors living near this home have an average income of $60,656. The most common annual income of people living in Harbor Springs, MI is between $35k-100k. The majority of families are married, no kids. The majority of residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 4050 S Lake Shore Dr
What is the listing price of this property?
The listing price of 4050 S Lake Shore Dr property is $4,995,000.
What type of property is this?
The property 4050 S Lake Shore Dr is a house located in Harbor Springs, Michigan, 49740.
Is this property for sale now?
Active Listing: 4050 S Lake Shore Dr is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 4050 S Lake Shore Dr are: Shay Elementary School: GreatSchools Rating 7/10Harbor Springs Middle School: GreatSchools Rating 5/10Harbor Springs High School: GreatSchools Rating 6/10
How many bedrooms and bathrooms does this property have?
The property at 4050 S Lake Shore Dr has 6 bedrooms and 7 full and 1 half bathrooms.
What is the square footage of this property?
The property 4050 S Lake Shore Dr is 5,842 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 4050 S Lake Shore Dr is 2000.
Interested in 4050 S Lake Shore Dr? Let's connect.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 4050 S Lake Shore Dr in Harbor Springs, MI and zip code 49740. This 5,842 square foot home, which was built in 2000, sits on a 0.96 acre lot. Features: 6 bedrooms, 8 bathrooms. It has been listed on Rocket Homes since March 12, 2024 and is currently priced at $4,995,000.
Harbor Springs, MI housing market in March 2024 saw over 1 listings sold above listed price, more than 2 sold at listed price and over 6 sold below. In March 2024 in Harbor Springs, MI there were 9.3% less homes for sale than in February 2024.
From Rocket Homes Real Estate and based on county public records data.
The data relating to real estate on this web site comes in part from the Internet Data Exchange Program of the Northern Michigan MLS (NM-MLS). The listings displayed come from various NM-MLS. member offices who have chosen to participate in NM-MLSX IDX, the detailed information The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing about said listings includes the listing office information. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the site hosting broker(s), nor the listing broker or NM-MLS, or this broker shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. © 2024 NM-MLS. All rights reserved
Hunting
Hunting
Figure Skating
NASCAR
Dillards
Dick's Sporting Goods
Wal-Mart
Cracker Barrel
Texas Roadhouse
Hardee's
Cadillac
Subaru
Ram
News/Talk/Information
New Country
Classic Country