Situated in the heart of Shelby Park, 426 East Oak has seen a complete transformation and is ready for you to call it home. As you approach the home, you will appreciate the large, covered front porch. Open the door and enter the large foyer, the perfect gathering space, and just to your left a formal dining room or living room awaits. The kitchen is exquisite for a culinary artist on any level, with its stainless-steel appliances, abundance of cabinets, step in pantry, and butcherblock counters. A primary bedroom awaits, with large closet and private bathroom with tiled shower. A half bathroom and direct staircase access to your cellar space, where the in-home laundry is located, finish out your first floor. As we head up towards the second level, you are greeted with an abundance of natural sunlight from the newly replaced windows. Two large bedrooms, each with two walk-in closets, are ready for their new occupants. Located between the additional sleeping quarters is an elegant bathroom with waterfall showerhead and tiled shower wall. The new privacy fence off your covered back porch allows room to play and grow. Behind the fence is a dedicated parking space for the convenience of off-street parking. Ease concerns, knowing this home has seen a full metamorphosis. Roof, windows, appliances, water heater, HVAC system were all replaced during construction. 426 East Oak St in an immaculate home ready for you to make it your own! Buyer may qualify for special interest rates with preferred lender. Ask agent for more details.
Property Details
Property Features
Property Information:
Year Built: 1915
Stories: 2
Living Area: 1,856 SqFt
Listing Office:
Office Name: Redfin
Interior Features
Interior Information:
Basement: Yes
Bedroom and Bathroom Information:
Partial Bathrooms: 1
Full Bathrooms: 2
Total Bedroom Count: 3
Exterior Features
Exterior Information:
Exterior: Porch, Deck
Parking Information:
Attached Garage: No
Parking: Off-Street Parking, Street
Virtual/3D Tour
3D Tour: 426 E Oak St
3D Tour
Lot Features
Lot Information:
Lot Size: 0.09 Acres
Utilities
Utilities Information:
Heating: Natural Gas
Cooling: Central Air
School Info
Assigned Schools Information:
Brown School, Public District Grades KG-12
Atherton High School, Public District Grades 9-12
Meyzeek Middle School, Public Magnet Grades 6-8
Western Middle School, Public District Grades 6-8
Engelhard Elementary School, Public District Grades PK-5
Lincoln Elementary Performing Arts, Public District Grades KG-5
Other
Directions Information:
Directions: From Preston St, turn left onto E. Oak. Home is on the right.
Price Information
Listing Price Info
Price Summary:
List Price: $284,900
Price Per SqFt: $154/SqFt
Tax Information:
Annual Amount: $1,335
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Louisville, KY.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,489
Per Month
Principal & Interest
$1,422
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$921
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
2
/10
Engelhard Elementary School
1004 S 1st St
Distance between this listing and this school0.46 miles
Public District Grades PK-5
5
/10
Lincoln Elementary Performing Arts
930 E Main St
Distance between this listing and this school1.54 miles
Public District Grades KG-5
Middle School
4
/10
Meyzeek Middle School
828 S Jackson St
Distance between this listing and this school0.51 miles
Public Magnet Grades 6-8
4
/10
Western Middle School
2201 W Main St
Distance between this listing and this school2.80 miles
Public District Grades 6-8
High School
8
/10
Brown School
546 S 1st St
Distance between this listing and this school1.12 miles
Public District Grades KG-12
8
/10
Atherton High School
3000 Dundee Rd
Distance between this listing and this school3.54 miles
Public District Grades 9-12
Assigned Schools
2
/10
Engelhard Elementary School
1004 S 1st St
Distance between this listing and this school0.46 miles
Public District Grades PK-5
5
/10
Lincoln Elementary Performing Arts
930 E Main St
Distance between this listing and this school1.54 miles
Public District Grades KG-5
Nearby Schools
2
/10
Shelby Traditional Academy
735 Ziegler St
Distance between this listing and this school0.76 miles
Public District Grades PK-5
Assigned Schools
4
/10
Meyzeek Middle School
828 S Jackson St
Distance between this listing and this school0.51 miles
Public Magnet Grades 6-8
4
/10
Western Middle School
2201 W Main St
Distance between this listing and this school2.80 miles
Public District Grades 6-8
Nearby Schools
5
/10
Noe Middle School
121 W Lee St
Distance between this listing and this school0.86 miles
Public District Grades 6-8
Assigned Schools
8
/10
Brown School
546 S 1st St
Distance between this listing and this school1.12 miles
Public District Grades KG-12
8
/10
Atherton High School
3000 Dundee Rd
Distance between this listing and this school3.54 miles
Public District Grades 9-12
Nearby Schools
10
/10
Dupont Manual High School
120 W Lee St
Distance between this listing and this school0.90 miles
The neighbors living near this home have an average income of $23,511. Typical income of Louisville, KY residents is less than $35k annually. The most common type of family is single, no kids. Residents of this area typically have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 426 E Oak St
What is the listing price of this property?
The listing price of 426 E Oak St property is $284,900.
What type of property is this?
The property 426 E Oak St is a house located in Louisville, Kentucky, 40203.
Is this property for sale now?
Active Listing: 426 E Oak St is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 426 E Oak St are: Engelhard Elementary School: GreatSchools Rating 2/10Lincoln Elementary Performing Arts: GreatSchools Rating 5/10Meyzeek Middle School: GreatSchools Rating 4/10Western Middle School: GreatSchools Rating 4/10Brown School: GreatSchools Rating 8/10Atherton High School: GreatSchools Rating 8/10
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $1,335 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 426 E Oak St has 3 bedrooms and 2 full and 1 half bathrooms.
What is the square footage of this property?
The property 426 E Oak St is 1,856 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 426 E Oak St is 1915.
This home is located at 426 E Oak St in Louisville, KY and zip code 40203 in the Shelby Park neighborhood. This 1,856 square foot home, which was built in 1915, sits on a 0.09 acre lot. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since April 18, 2024 and is currently priced at $284,900.
In March 2024, from all listings sold in Louisville, KY there were more than 192 sold above asking price, over 317 sold below and more than 192 were sold right at the asked price. The inventory of homes for sale in Louisville, KY between February 2024 and March 2024 increased by 6.7%.
From Rocket Homes Real Estate and based on county public records data.