428 S Main St, Urbana, OH, 43078

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

428 S Main St, Urbana$259,000

Buyer Closing Credits

$3,076^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

Parking2 Car Garage, Detached Garage

Garage2 spaces

Year Built1900

HeatingForced Air, Natural Gas

CoolingCentral Air

BasementYes

FireplaceDecorative, Two

MLS #223026460

Lot Size0.19 Acres

StatusActive

About 428 S Main St

This beautiful, ready to move in home has endless possibilities, especially since the zoning is BR1. The 3-5 bedroom, 2 story, historic home has original woodwork, hardwood floors, pocket doors, and a lovely staircase. Possible 1 bedroom apartment or privacy suite with a living room, kitchen, bedroom and unfinished full bath on the first floor. Giant attic that could be finished or makes great storage. There is a huge, fenced in backyard and a detached, 2 car garage.

View More

Property Details

Property Features

Property Information:

• Architectural Style: 2 Story
• Year Built: 1900
• Living Area: 2,764 SqFt

Listing Office:

• Office Name: HENDERSON LAND INVESTMENT CO
• Listing Agent: Dagny Dunham

Interior Features

Interior Information:

• Appliances: Gas Range, Refrigerator
• Basement: Yes
• Flooring Type: Wood-Solid or Veneer
• Interior: Gas Range, Refrigerator
• Fireplace: Decorative, Two

Bedroom and Bathroom Information:

• Partial Bathrooms: 1
• Full Bathrooms: 1
• Total Bedroom Count: 4

Exterior Features

Exterior Information:

• Exterior: Asbestos

Parking Information:

• Garage Space: 2 spaces
• Attached Garage: No
• Parking: 2 Car Garage, Detached Garage

Lot Features

Lot Information:

• Lot Size: 0.19 Acres

Utilities

Utilities Information:

• Heating: Forced Air, Natural Gas
• Cooling: Central Air

School Info

Assigned Schools Information:

• Urbana High School, Public District Grades 9-12
• Urbana Junior High School, Public District Grades 6-8
• East Elementary School, Public District Grades 4-5

Other

Directions Information:

• Directions: Take US 68 south of the square in Urbana (S Main) to address.

Price Information

Listing Price Info

Price Summary:

• List Price: $259,000
• Price Per SqFt: $94/SqFt

Tax Information:

• Annual Amount: $2,243
• Tax Year: 2020

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Urbana, OH.

Urbana, OH

City

Med. Sold Price

$205K

Med. Price/SqFt

$152

Avg. Days On Market

74

# of Sold Homes

11

428 S Main St vs Urbana

260 DAYS ON ROCKET

+186 Days

$259,000

+$54K More

$94/SqFt

-$58 Less

KEY TAKEAWAY

This property is $54K more than the Median Sold Price and $58/SqFt less than other homes in Urbana, OH.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Number: #223026460

Listing Office:

• Office Name: HENDERSON LAND INVESTMENT CO
• Listing Agent: Dagny Dunham

The information is being provided by Columbus and Central Ohio Regional Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.

Copyright © 2024 Columbus and Central Ohio Regional Multiple Listing Service. All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 5/1/2024, 10:25:18 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

Tax History

YEAR	PROP. TAX	ASSESSMENT
2020	$2,243	$46,350
2019	$2,217	$46,350
2018	$1,946	$38,860
2017	$1,932	$38,864

History based on county public records data.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$1,360

Per Month

Principal & Interest

$1,293

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$843

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Ohio›Champaign County›Urbana›43078›428 S Main St

This home is located at 428 S Main St in Urbana, OH and zip code 43078. This 2,764 square foot home, which was built in 1900, sits on a 0.19 acre lot. Features: 4 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since August 15, 2023 and is currently priced at $259,000.

Over 2 listings were sold over their listed price in April 2024 in Urbana, OH. In the same period over 9 listings were sold below the listed price and 0 listings were sold for the listed price. The number of homes for sale in Urbana, OH increased by 2.3% between March 2024 and April 2024. In April 2024, listings were on the market for 74 days. During the same period, the median list price in this real estate market was $205,000.

From Rocket Homes Real Estate and based on county public records data.