StatusAccepting Backup Offers (Active Under Contract)
About 430 W Fort Morgan Rd Unit 1603
Welcome to The Ridge! This 3-bedroom, 2.5-bathroom unit is situated in a prime location within a highly sought-after community. Nestled against an 8-acre conservation easement, this particular unit stands out by offering unparalleled privacy from its screened-in back porch. Located just half a mile down Fort Morgan Rd and less than 2 miles from the beach, this townhome-style residence features a one-car garage, stainless steel appliances, a washer and dryer, granite countertops, stylish LVP flooring in the living areas and primary bedroom, tile in wet areas, carpeting in the upstairs bedrooms, a beautifully tiled screen porch, and a leaf-guard gutter system on the back side. Convenience and comfort are key here, with the primary bedroom conveniently located on the ground floor, and an updated walk-in tile shower in the primary bathroom. The Ridge community offers an array of amenities, including a refreshing community pool, meticulously maintained landscaping, a serene nature trail, well-lit sidewalks, all within walking distance to an array of dining options, grocery stores, shopping venues, and the scenic Hugh Branyon Backcountry trails. Please note that this complex does not permit short-term rentals.
Gulf Shores High School, Public District Grades 9-12
Gulf Shores Middle School, Public District Grades 7-8
Gulf Shores Elementary School, Public District Grades PK-6
Other
Directions Information:
Directions: Traveling south on Hwy 59, turn right onto Fort Morgan Rd at Walgreens. Travel approximately 1/2 mile and Turn right into The Ridge. The unit will be on the right.
Price Information
Listing Price Info
Price Summary:
List Price: $349,000
Price Per SqFt: $239/SqFt
HOA Fees:
Amount: $667
Frequency: Monthly
Tax Information:
Annual Amount: $728
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Gulf Shores, AL.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,476
Per Month
Principal & Interest
$1,742
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$667
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,113
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
8
/10
Gulf Shores Elementary School
1600 E 3rd St
Distance between this listing and this school1.06 miles
Public District Grades PK-6
Middle School
10
/10
Gulf Shores Middle School
450 E 15th Ave
Distance between this listing and this school1.07 miles
Public District Grades 7-8
High School
2
/10
Gulf Shores High School
600 East 15th Ave
Distance between this listing and this school1.32 miles
Public District Grades 9-12
Assigned Schools
8
/10
Gulf Shores Elementary School
1600 E 3rd St
Distance between this listing and this school1.06 miles
Public District Grades PK-6
Nearby Schools
5
/10
Swift Consolidated Elementary School
6330 Bon Secour Hwy
Distance between this listing and this school3.93 miles
Public District Grades PK-6
9
/10
Orange Beach Elementary School
4900 S Wilson Blvd
Distance between this listing and this school8.57 miles
Public District Grades KG-6
Assigned Schools
10
/10
Gulf Shores Middle School
450 E 15th Ave
Distance between this listing and this school1.07 miles
Public District Grades 7-8
Nearby Schools
4
/10
Foley Intermediate School
2000 S Cedar St
Distance between this listing and this school8.28 miles
Public District Grades 5-6
3
/10
Foley Middle School
200 N Oak St
Distance between this listing and this school9.77 miles
Public District Grades 7-8
Assigned Schools
2
/10
Gulf Shores High School
600 East 15th Ave
Distance between this listing and this school1.32 miles
Public District Grades 9-12
Nearby Schools
2
/10
Foley High School
1 Pride Pl
Distance between this listing and this school8.03 miles
Public District Grades 9-12
3
/10
Robertsdale High School
21630 Hwy 59 South
Distance between this listing and this school19.15 miles
The neighbors living near this home have an average income of $41,841. The most common annual income of people living in Gulf Shores, AL is less than $35k. Most families are single, no kids. Typical level of education for residents in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 430 W Fort Morgan Rd Unit 1603
What is the listing price of this property?
The listing price of 430 W Fort Morgan Rd Unit 1603 property is $349,000.
What type of property is this?
The property 430 W Fort Morgan Rd Unit 1603 is a condo located in Gulf Shores, Alabama, 36542.
Is this property for sale now?
Accepting Backup Offers: 430 W Fort Morgan Rd Unit 1603 is Accepting Backup Offers (Active Under Contract), there is still a chance to have your real estate agent submit an offer.
What are the assigned schools for this property?
The assigned schools for 430 W Fort Morgan Rd Unit 1603 are: Gulf Shores Elementary School: GreatSchools Rating 8/10Gulf Shores Middle School: GreatSchools Rating 10/10Gulf Shores High School: GreatSchools Rating 2/10
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $728 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on February 19, 2019 for $214,500. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 430 W Fort Morgan Rd Unit 1603 has 3 bedrooms and 2 full and 1 half bathrooms.
What is the square footage of this property?
The property 430 W Fort Morgan Rd Unit 1603 is 1,458 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 430 W Fort Morgan Rd Unit 1603 is 2017.
This home is located at 430 W Fort Morgan Rd Unit 1603 in Gulf Shores, AL and zip code 36542. This 1,458 square foot home was built in 2017. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since October 20, 2023 and is currently priced at $349,000.
Over 3 listings were sold over their listed price in March 2024 in Gulf Shores, AL. In the same period over 75 listings were sold below the listed price and 19 listings were sold for the listed price. In March 2024 in Gulf Shores, AL there were 14.7% more homes for sale than in February 2024.
From Rocket Homes Real Estate and based on county public records data.