2 months on rocket

445 Cliffs Ridge Dr, Toccoa, GA, 30577

$1,150,000

Home List Price

$10,000*

Closing Credit

10 Bedrooms
9 Full Baths
House
Schools Nearby

Location

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445 Cliffs Ridge Dr, Toccoa$1,150,000

Buyer Closing Credits

$10,000*

1.25% Loan Amount

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Property Highlights

Home TypeSingle Family Residence
ParkingOff Street
Year Built2005
HeatingCentral
CoolingCeiling Fan(s), Central Air
BasementYes
WaterfrontCorps of Engineers Control, Water Access, Lake Privileges, Lake Front
FireplaceLiving Room, Other
ViewMountain(s), Lake
MLS #10252825
Lot Size1.30 Acres
StatusActive

About 445 Cliffs Ridge Dr

3 Waterfront Homes PLUS 1 more buidlable lot. Includes 1 finished home, 2 homes that need to be completed on 5 parcels that can be subdivided into 4 separate addresses/lots. Create your own residential community or live in you own home and rent out or sell off the rest. Or make this 3-4 homes in your rental portfolio. A true investment opportunity abounds here in North Georgia facing the Tugaloo Channel of Lake Hartwell in charming Toccoa, Georgia. This is perfect for the opportunistic investor, builder, developer or someone choosing to buy and hold. The finished home is an active income generating short-term rental/Airbnb and the 2 additional, partially finished homes plus one buildable lot are on over 1 acre of waterfront land. This location is unbeatable. Follow the stairs down to a large, covered dock suitable with a boat slip and racks for kayaks. And you are sure to catch some fish in this area off the dock or on the water. A great waterway for paddlers, as well! The finished home features 3 levels of living and multiple outdoor spaces to enjoy the wildlife all around you. Not only is this property tucked away and very quiet as you enjoy nature’s calling from the wraparound porch, there is a massive patio between 2 of the homes with firepit. It is even more serene at the dock where there is no other home in view! Inside enjoy the outside with a generious amount of natural light and seasonal views of the trees and the water from the windows at the loft level down to the main level. Vaulted ceiling and open concept. The floor plans on all 3 homes are very similar and 2 of the unfinished homes can still be modified to fit your design ideas. The finished home features 2 kitchens, 3 private bedrooms and one loft that acts as an additional full bedroom plus living area combined. This home has built-in movie theater seating and sound system. 3 living spaces make this home an ideal way to spread out on all levels. The electric insert for the stone fireplace makes gathering in the open living/dining/kitchen area cozy and safe. Main level owner’s suite also has a separate, exterior entrance with easy 2 steps up. The opportunity to further modernize this finished home to your liking allows for many options, and the 2 unfinished homes can be completed with the option to build yet 1 more home on the vacant buildable lot. This set up allows for multiple short term side by side waterfront rentals or to subdivided out into 4 individual lots, or complete the homes, build a 4th and sell them individually. This waterfront property area of Toccoa is close to the wonderful historic downtown Toccoa restaurants, galleries, and shops, includes a stop on the Amtrak Crescent Line, is very close to the Curahee Country Club and Golf Course, Toccoa Falls College, Tallulah Gorge State Park and many other waterfalls and trails. The Tugaloo River Water Trail, vineyards, wineries, local farms and tours and close by access to other outdoor recreational areas and parks like Lake Hartwell and its marinas, Lake Toccoa and the Links Golf Course, Toccoa Park, etc. This property and location is suitable for a long term investment or turning it around to make your profit after renovations. This is listed in the Residential Income category in GaMLS, as well. Listing agent is also co-owner.

Property Details

Property Features

Property Information:

  • Architectural Style: Adirondack
  • Year Built: 2005

Listing Office:

  • Office Name: Keller Williams Realty
  • Listing Agent: Marjory G. Lowman

Interior Features

Interior Information:

  • Appliances: Electric Water Heater, Cooktop, Dishwasher, Oven, Stainless Steel Appliance(s)
  • Basement: Yes
  • Flooring Type: Hardwood, Tile, Carpet
  • Interior: Vaulted Ceiling(s), High Ceilings, Master On Main Level
  • Fireplace: Living Room, Other

Bedroom and Bathroom Information:

  • Full Bathrooms: 9
  • Total Bedroom Count: 10

Exterior Features

Exterior Information:

  • Waterfront: Corps of Engineers Control, Water Access, Lake Privileges, Lake Front
  • View: Mountain(s), Lake
  • Exterior: Dock

Parking Information:

  • Attached Garage: No
  • Parking: Off Street

Lot Features

Lot Information:

  • Lot: Open Lot, Private, Sloped
  • Lot Size: 1.30 Acres

Utilities

Utilities Information:

  • Heating: Central
  • Cooling: Ceiling Fan(s), Central Air

School Info

Assigned Schools Information:

  • Stephens County High School, Public District Grades 9-12
  • Stephens County Middle School, Public District Grades 6-8

Other

Directions Information:

  • Directions: Located near Prather Bridge Rd and Sunshine Ridge Drive. Enter private, gravel driveway at cul de sac with basketball hoops and take to the top. Please use GPS.

Price Information

Listing Price Info

Price Summary:

  • List Price: $1,150,000

Tax Information:

  • Annual Amount: $2,026
  • Tax Year: 2020
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Housing Market Comparison

See how this home compares to others in Toccoa, GA.

Med. Sold Price

$212K

Med. Price/SqFt

$142

Avg. Days On Market

66

# of Sold Homes

21

445 Cliffs Ridge Dr vs Toccoa

66 DAYS ON ROCKET

-0 Day

$1,150,000

+$938K More

KEY TAKEAWAY

This property is $938K more than the Median Sold Price in Toccoa, GA.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

  • MLS Name: Georgia MLS 2
  • MLS Number: #10252825

Listing Office:

  • Office Name: Keller Williams Realty
  • Listing Agent: Marjory G. Lowman

IDX Based on information from the Georgia MLS © 2024.

All information provided is deemed reliable but is not guaranteed and should be independently verified. GAMLS, this broker and their affiliates provide the MLS and all content therein “AS IS” and without any warranty, express or implied. The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser GAMLS and this broker assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law.

DMCA Notice
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 4/28/2024, 2:25:19 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Property Sales & Tax

Tax History

YEARPROP. TAXASSESSMENT
2020$2,026$64,620
2018$2,071$65,324

History based on county public records data.

Payment Calculator

$5,807

Per Month

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$3,514

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Schools

Schools Nearby

The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.

Middle School

school-card-donut-2313627
6
/10
  • Stephens County Middle School

  • 1315 Rose Ln

  • 3.68 miles

  • Public District Grades 6-8

High School

school-card-donut-2313628
5
/10
  • Stephens County High School

  • 638 White Pine Rd

  • 4.11 miles

  • Public District Grades 9-12

Neighborhood

What Are The Neighbors Like?

The neighbors living near this home have an average income of $49,397. Typical income of Toccoa, GA residents is between $35k-100k annually. Most families are married, no kids. Residents of this area typically have post secondary degree education.

All data provided by Home Junction and Claritas

Frequently Asked Questions About 445 Cliffs Ridge Dr

What is the listing price of this property?

The listing price of 445 Cliffs Ridge Dr property is $1,150,000.

What type of property is this?

The property 445 Cliffs Ridge Dr is a house located in Toccoa, Georgia, 30577.

Is this property for sale now?

Active Listing: 445 Cliffs Ridge Dr is For Sale (Active/New) which means the seller is accepting offers.

What are the assigned schools for this property?

The assigned schools for 445 Cliffs Ridge Dr are:
Stephens County Middle School: GreatSchools Rating 6/10
Stephens County High School: GreatSchools Rating 5/10

What is the annual property tax for this property?

According to the records, the last property tax for 2020 is $2,026 (source: MLS/based on county public records data).

How many bedrooms and bathrooms does this property have?

The property at 445 Cliffs Ridge Dr has 10 bedrooms and 9 bathrooms.

What is the square footage of this property?

The sq. ft. of 445 Cliffs Ridge Dr is not available (source: MLS/tax record).

Which year was this property built?

The year of construction for 445 Cliffs Ridge Dr is 2005.

Rocket HomesGeorgiaStephens CountyToccoa30577445 Cliffs Ridge Dr

This home is located at 445 Cliffs Ridge Dr in Toccoa, GA and zip code 30577. This home, which was built in 2005, sits on a 1.30 acre lot. Features: 10 bedrooms, 9 bathrooms. It has been listed on Rocket Homes since February 22, 2024 and is currently priced at $1,150,000.

Toccoa, GA housing market in March 2024 saw over 2 listings sold above listed price, more than 3 sold at listed price and over 16 sold below. The inventory of homes for sale in Toccoa, GA between February 2024 and March 2024 increased by 16.5%. The median list price of listings available in March 2024 was $212,000, while the average time on the real estate market was 66 days.

From Rocket Homes Real Estate and based on county public records data.

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