Lakeside Expansion bungalow, upstairs is large bedroom, sitting area & full bath. Nice flat lot. Property needs updating. BACK YARD WILL BE CLEANED UP BY MAY 1ST.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,140
Per Month
Principal & Interest
$1,073
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$711
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
9
/10
Lester Park Elementary School
5300 Glenwood St
Distance between this listing and this school0.51 miles
Public District Grades KG-5
High School
7
/10
East High School
301 N 40th Ave E
Distance between this listing and this school1.08 miles
Public District Grades 9-12
Assigned Schools
9
/10
Lester Park Elementary School
5300 Glenwood St
Distance between this listing and this school0.51 miles
Public District Grades KG-5
Nearby Schools
9
/10
Congdon Elementary School
3116 E Superior St
Distance between this listing and this school2.06 miles
Public District Grades KG-5
7
/10
Lakewood Elementary School
5207 N Tischer Rd
Distance between this listing and this school3.63 miles
Public District Grades KG-5
Nearby Schools
7
/10
Ordean East Middle School
2900 E 4th St
Distance between this listing and this school2.31 miles
Public District Grades 6-8
3
/10
North Star Academy
3301 Technology Dr
Distance between this listing and this school4.99 miles
Public Charter Grades KG-8
2
/10
Lincoln Park Middle School
3215 W 3rd St
Distance between this listing and this school7.69 miles
Public District Grades 6-8
Assigned Schools
7
/10
East High School
301 N 40th Ave E
Distance between this listing and this school1.08 miles
Public District Grades 9-12
Nearby Schools
1
/10
Woodland Hills Academy
110 W Redwing St
Distance between this listing and this school2.78 miles
Public District Grades 6-12
1
/10
Superior Academy
215 N 1st Ave E
Distance between this listing and this school4.76 miles
The neighbors living near this home have an average income of $63,568. The most common annual income of people living in Duluth, MN is between $35k-100k. Typical family type is single, no kids. Most residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 4714 Otsego St
What is the listing price of this property?
The listing price of 4714 Otsego St property is $214,900.
What type of property is this?
The property 4714 Otsego St is a house located in Duluth, Minnesota, 55804.
Is this property for sale now?
Sale Pending: 4714 Otsego St is Sale Pending (Pending), which means that the seller has accepted an offer but the sale is not finalized.
What are the assigned schools for this property?
The assigned schools for 4714 Otsego St are: Lester Park Elementary School: GreatSchools Rating 9/10East High School: GreatSchools Rating 7/10
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $2,480 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 4714 Otsego St has 3 bedrooms and 2 bathrooms.
What is the square footage of this property?
The property 4714 Otsego St is 1,617 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 4714 Otsego St is 1951.
This home is located at 4714 Otsego St in Duluth, MN and zip code 55804 in the Lakeside / Lester Park neighborhood. This 1,617 square foot home, which was built in 1951, sits on a 0.16 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since April 29, 2024 and is currently priced at $214,900.
Over 51 listings were sold over their listed price in April 2024 in Duluth, MN. In the same period over 26 listings were sold below the listed price and 14 listings were sold for the listed price. The number of homes for sale in Duluth, MN increased by 21.7% between March 2024 and April 2024. In April 2024, listings were on the market for 19 days. During the same period, the median list price in this real estate market was $292,000.
From Rocket Homes Real Estate and based on county public records data.