477 E Jefferson St, Spencer, IN, 47460

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

477 E Jefferson St, Spencer$214,900

Buyer Closing Credits

$2,552^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

Garage1 space

Year Built1960

HeatingNatural Gas

CoolingCentral Air

MLS #202413347

Lot Size0.18 Acres

StatusActive

About 477 E Jefferson St

WELCOME HOME TO THIS NICE 3 BEDROOM HOME LOCATED ON A QUITE STREET IN THE TOWN OF SPENCER. ONCE INSIDE YOU WILL NOTICE THE HARDWOOD FLOORING THROUGHOUT AND FRESHLY PAINTED WALLS. A NICE SIZE EAT -IN KITCHEN WITH AMPLE STORAGE AND JUST OFF THE KITCHEN IS A SPACIOUS LAUNDRY ROOM WITH A DOOR LEADING OUT TO THE FENCED IN BACK YARD WITH ABOVE POOL AND DETACHED GARAGE. ALL 3 BEDROOMS ARE A NICE SIZE AND THE BATHROOM HAS BEEN UPDATED. ENJOY YOUR MORNING COFFEE SITTING IN THE SWING ON YOUR COVERED FRONT PORCH. METAL ROOF AND WINDOWS ARE 5 YEARS OLD. CALL AND SCHEDULE YOU'RE SHOWING TODAY!

View More

Property Details

Property Features

Property Information:

• Year Built: 1960

Listing Office:

• Office Name: Choice Realty & Management
• Office Email: Lori@CallChoiceRealty.com
• Listing Agent: Tonya Clark

Interior Features

Interior Information:

• Flooring Type: Hardwood Floors

Bedroom and Bathroom Information:

• Full Bathrooms: 1
• Total Bedroom Count: 3

Exterior Features

Exterior Information:

• Exterior: Vinyl

Parking Information:

• Garage Space: 1 space
• Attached Garage: No

Virtual/3D Tour

• Virtual Tour: 477 E Jefferson St

Virtual Tour

Lot Features

Lot Information:

• Lot: Level
• Lot Size: 0.18 Acres

Utilities

Utilities Information:

• Heating: Natural Gas
• Cooling: Central Air

School Info

Assigned Schools Information:

• Owen Valley Community High School, Public District Grades 9-12
• Owen Valley Middle School, Public District Grades 7-8
• Spencer Elementary School, Public District Grades PK-6

Other

Directions Information:

• Directions: Take Hwy 46 W, turn left (after Dairy Queen) onto N Park Ave then left onto E Jefferson Street

Price Information

Listing Price Info

Price Summary:

• List Price: $214,900
• Price Per SqFt: $163/SqFt

Tax Information:

• Annual Amount: $954
• Tax Year: 2020

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

MLS Details

MLS Information:

• MLS Number: #202413347

Listing Office:

• Office Name: Choice Realty & Management
• Office Email: Lori@CallChoiceRealty.com
• Listing Agent: Tonya Clark

The data on this website relating to real estate for sale comes in part from the Internet Data Exchange (IDX) program of the Indiana Regional MLS (IRMLS). IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2011-2024 Indiana Regional MLS. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 5/6/2024, 12:20:33 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Property Sales & Tax

Tax History

YEAR	PROP. TAX	ASSESSMENT
2020	$954	$107,000
2019	$781	$99,100
2017	$623	$86,900

History based on county public records data.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$1,140

Per Month

Principal & Interest

$1,073

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$711

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Indiana›Owen County›Spencer›47460›477 E Jefferson St

This home is located at 477 E Jefferson St in Spencer, IN and zip code 47460. This home was built in 1960. Features: 3 bedrooms, 1 bathroom. It has been listed on Rocket Homes since April 19, 2024 and is currently priced at $214,900.

In April 2024, from all listings sold in Owen County, IN there were more than 2 sold above asking price, over 5 sold below and more than 7 were sold right at the asked price. The number of homes for sale in Owen County, IN increased by 21.4% between March 2024 and April 2024. The median list price of listings available in April 2024 was $243,000, while the average time on the real estate market was 36 days.

From Rocket Homes Real Estate and based on county public records data.