4812 Derby Dr, Chipley, FL, 32428

This custom home in the security gated subdivision of Leisure Lakes is special. This 3 bedroom, 2 bath home on a flat 1.52 acres is somewhat secluded due to the many trees, but just off Leisure Lakes Drive, the main road around the large freshwater lake. The home has many upgrades including a 10-foot trey ceiling upon entry of the open floor plan, with 9-foot ceilings throughout the rest of the home. The master bedroom is 13 x 15 and the master bedroom closet is 12 x 8 so no need for a dresser in the bedroom. The front porch is covered as is the back concrete patio, and part of the front wall is covered by custom rock. The home features a large granite island kitchen with lots of cabinetry, along with stainless steel appliances. The layout would be great for entertainment. It has a 2-car carport and a covered entrance from the carport to the front door or carport door. The split bedroom plan has a dimensional shingle roof, energy efficient windows and the roof rafters has spray foam insulation that will help on utility bills. The outside walls are covered by a durable composite-based boards that provide durability. The front porch has been partially covered with gray stone for added appeal. It has 2,340 square under roof, 125 square feet covered front porch, 240 square feet covered back porch, carport 457 square feet, and 1,518 heated and cooled square feet. Construction is now complete. The larger of 2 lakes in the subdivision is about 1 mile across or about 3 miles around. it is one of the cleanest freshwater lakes in the Florida Panhandle. The water is appears to be as clear as bath water. It has a pavilion area that includes a basketball court, tennis court, toddler playground covered with shade from big oak trees, concrete boat launch, picnic tables and grill stations along with a swimming pool. The lake is good for kayaking, boating, fishing, swimming and has a floating dock. The second lake is about half the size of the main lake. A security guard is on duty weekdays from 7:30 a.m. to 3 p.m. When guard is not present property owners have a special punch code for entry. The home is eligible for a 100 percent loan.