Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$132
Per Month
Principal & Interest
$65
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$105
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
4
/10
Kanawha City Elementary School
3601 Staunton Ave SE
Distance between this listing and this school1.58 miles
Public District Grades PK-5
Middle School
5
/10
Horace Mann Middle School
4300 Maccorkle Ave
Distance between this listing and this school2.12 miles
Public District Grades 6-8
High School
3
/10
Capital High School
1500 Greenbrier St
Distance between this listing and this school4.00 miles
Public District Grades 9-12
Assigned Schools
4
/10
Kanawha City Elementary School
3601 Staunton Ave SE
Distance between this listing and this school1.58 miles
Public District Grades PK-5
Nearby Schools
9
/10
Holz Elementary School
1505 Hampton Rd
Distance between this listing and this school0.95 miles
Public District Grades PK-5
2
/10
Piedmont Year-Round Education
203 Bradford St
Distance between this listing and this school1.11 miles
Public District Grades PK-5
Assigned Schools
5
/10
Horace Mann Middle School
4300 Maccorkle Ave
Distance between this listing and this school2.12 miles
Public District Grades 6-8
Nearby Schools
8
/10
John Adams Middle School
2002 Presidential Dr
Distance between this listing and this school1.88 miles
Public District Grades 6-8
2
/10
Stonewall Jackson Middle School
812 Park Ave
Distance between this listing and this school3.08 miles
Public District Grades 6-8
Assigned Schools
3
/10
Capital High School
1500 Greenbrier St
Distance between this listing and this school4.00 miles
Public District Grades 9-12
Nearby Schools
8
/10
George Washington High School
1522 Tennis Club Rd
Distance between this listing and this school1.80 miles
Public District Grades 9-12
4
/10
South Charleston High School
1 Eagle Way
Distance between this listing and this school6.17 miles
The neighbors living near this home have an average income of $44,466. Residents of Charleston, WV typically earn between $35k-100k each year. Most families are single, no kids. Residents of this area typically have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 514 S Ruffner Rd
What is the listing price of this property?
The listing price of 514 S Ruffner Rd property is $13,000.
What type of property is this?
The property 514 S Ruffner Rd is land located in Charleston, West Virginia, 25314.
Is this property for sale now?
Active Listing: 514 S Ruffner Rd is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 514 S Ruffner Rd are: Kanawha City Elementary School: GreatSchools Rating 4/10Horace Mann Middle School: GreatSchools Rating 5/10Capital High School: GreatSchools Rating 3/10
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $183 (source: MLS/based on county public records data).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 514 S Ruffner Rd in Charleston, WV and zip code 25314. This home sits on a 0.22 acre lot. It has been listed on Rocket Homes since February 21, 2024 and is currently priced at $13,000.
While more than 6 listings in Charleston, WV in March 2024 were sold above asking price, there were more than 10 listings sold at asking price, and more than 31 were sold below. The inventory of homes for sale in Charleston, WV between February 2024 and March 2024 increased by 11.1%. Listings spent 41 days on the market in March 2024, and had a median list price of $190,557 during the same period.
From Rocket Homes Real Estate and based on county public records data.
Skiing/snowboarding
Skiing/snowboarding
College Football
Extreme Sports
BJs Wholesale Club
Express/Express For Men
Academy Sports & Outdoors
Panera
Sonic
Little Caesars
Infiniti
Kia
Chevrolet
Adult Hits
New Country
Country