Welcome to 520 W. Oak St! Located in Old Louisville, You'll feel right at home in this beautiful contemporary structure with a beautiful modern style just minutes from downtown. This historic 2.5 Level home has 6 bedroom, 3 full bathroom, and ready to welcome its new owners. As you enter the house, you will be welcome by a spacious foyer, following by the living room with spectacular natural light, Next you have a large formal dining room and then the large and fully renovated kitchen with beautiful cabinets, granite countertops waiting for you to enjoy. Down the hall you will find a full bathroom, two bedrooms with spacious closets, and the laundry room to complete the first floor. Going up to the second floor, you will land in the loft with a nice size balcony to the front of the house Down the hall you will find three other bedrooms and a full bathroom, and then the primary bedroom with a huge bathroom, walk-in closet and access to a beautiful balcony to complete the second floor. Go up the stairs to the Walk-up attic, is fully unfinished and ready for your special touch, this area could easily add 1200sq ft of additional living area. Schedule your showing TODAY!!
Property Details
Property Features
Property Information:
Year Built: 1902
Stories: 3
Living Area: 3,734 SqFt
Listing Office:
Office Name: EXP Realty LLC
Interior Features
Interior Information:
Basement: Yes
Bedroom and Bathroom Information:
Full Bathrooms: 3
Total Bedroom Count: 6
Exterior Features
Exterior Information:
Exterior: Porch, Deck, Balcony
Parking Information:
Attached Garage: No
Parking: Entry Rear, Street, Driveway
Lot Features
Lot Information:
Lot: Sidewalk, Cleared, Level
Lot Size: 0.23 Acres
Utilities
Utilities Information:
Heating: Forced Air, Natural Gas
Cooling: Central Air
School Info
Assigned Schools Information:
Brown School, Public District Grades KG-12
Jeffersontown High School, Public Magnet Grades 9-12
Western Middle School, Public District Grades 6-8
Highland Middle School, Public District Grades 6-8
Engelhard Elementary School, Public District Grades PK-5
Lincoln Elementary Performing Arts, Public District Grades KG-5
Other
Directions Information:
Directions: From I-65, take exit 35 for West St Catherine St. Turn right on E St Catherine St, left onto S 6th St, left onto W Oak St. Destination will be on the right.
Price Information
Listing Price Info
Price Summary:
List Price: $474,900
Price Per SqFt: $127/SqFt
Tax Information:
Annual Amount: $2,559
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Louisville, KY.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,438
Per Month
Principal & Interest
$2,371
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,490
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
2
/10
Engelhard Elementary School
1004 S 1st St
Distance between this listing and this school0.50 miles
Public District Grades PK-5
5
/10
Lincoln Elementary Performing Arts
930 E Main St
Distance between this listing and this school2.00 miles
Public District Grades KG-5
Middle School
4
/10
Western Middle School
2201 W Main St
Distance between this listing and this school2.19 miles
Public District Grades 6-8
3
/10
Highland Middle School
1700 Norris Pl
Distance between this listing and this school3.19 miles
Public District Grades 6-8
High School
8
/10
Brown School
546 S 1st St
Distance between this listing and this school1.15 miles
Public District Grades KG-12
1
/10
Jeffersontown High School
9600 Old Six Mile Ln
Distance between this listing and this school10.14 miles
Public Magnet Grades 9-12
Assigned Schools
2
/10
Engelhard Elementary School
1004 S 1st St
Distance between this listing and this school0.50 miles
Public District Grades PK-5
5
/10
Lincoln Elementary Performing Arts
930 E Main St
Distance between this listing and this school2.00 miles
Public District Grades KG-5
Nearby Schools
7
/10
Cochran Elementary School
500 W Gaulbert Ave
Distance between this listing and this school0.74 miles
Public District Grades PK-5
Assigned Schools
4
/10
Western Middle School
2201 W Main St
Distance between this listing and this school2.19 miles
Public District Grades 6-8
3
/10
Highland Middle School
1700 Norris Pl
Distance between this listing and this school3.19 miles
Public District Grades 6-8
Nearby Schools
5
/10
Noe Middle School
121 W Lee St
Distance between this listing and this school0.75 miles
Public District Grades 6-8
Assigned Schools
8
/10
Brown School
546 S 1st St
Distance between this listing and this school1.15 miles
Public District Grades KG-12
1
/10
Jeffersontown High School
9600 Old Six Mile Ln
Distance between this listing and this school10.14 miles
Public Magnet Grades 9-12
Nearby Schools
10
/10
Dupont Manual High School
120 W Lee St
Distance between this listing and this school0.84 miles
The neighbors living near this home have an average income of $29,038. The most common annual income of people living in Louisville, KY is less than $35k. Residents typically live in single, no kids family. Most residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 520 W Oak St
What is the listing price of this property?
The listing price of 520 W Oak St property is $474,900.
What type of property is this?
The property 520 W Oak St is a house located in Louisville, Kentucky, 40203.
Is this property for sale now?
Active Listing: 520 W Oak St is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 520 W Oak St are: Engelhard Elementary School: GreatSchools Rating 2/10Lincoln Elementary Performing Arts: GreatSchools Rating 5/10Western Middle School: GreatSchools Rating 4/10Highland Middle School: GreatSchools Rating 3/10Brown School: GreatSchools Rating 8/10Jeffersontown High School: GreatSchools Rating 1/10
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $2,559 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on September 2, 2021 for $160,000. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 520 W Oak St has 6 bedrooms and 3 bathrooms.
What is the square footage of this property?
The property 520 W Oak St is 3,734 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 520 W Oak St is 1902.
This home is located at 520 W Oak St in Louisville, KY and zip code 40203 in the Old Louisville neighborhood. This 3,734 square foot home, which was built in 1902, sits on a 0.23 acre lot. Features: 6 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since December 07, 2023 and is currently priced at $474,900.
While more than 237 listings in Louisville, KY in April 2024 were sold above asking price, there were more than 199 listings sold at asking price, and more than 318 were sold below. In April 2024 in Louisville, KY there were 3.6% more homes for sale than in March 2024. In April 2024 median list price was $245,988 and the average listing age was 18 days.
From Rocket Homes Real Estate and based on county public records data.