Welcome to your dream home in the sought-after Magnolia Pointe community! This stunning 2-story residence boasts a grand entrance foyer that sets the tone for the elegance within. Step into an open living concept, where the oversized kitchen island beckons gatherings and culinary adventures. With ample storage in the pantry and convenience in the adjacent laundry room featuring a drop zone, daily tasks become a breeze.Upstairs, discover a sanctuary of comfort with all four bedrooms, including a spacious primary bedroom retreat complete with an en suite bathroom and a generous walk-in closet for all your wardrobe needs.The basement offers endless possibilities with partial framing already in place, awaiting your personal touch to transform it into additional living space to suit your lifestyle.Outside, this home has a brand new exterior, new roof, siding, windows, gutters & garage door, the neighborhood of Magnolia Pointe treats residents to a serene environment with a walking trail for leisurely strolls and a dedicated dog park for furry friends to frolic and play.Experience luxury, convenience, and community in this exceptional home - schedule your showing today
Property Details
Property Features
Property Information:
Year Built: 2020
Stories: 2
Listing Office:
Office Name: Keller Williams Commonwealth
Office Phone: (859) 721-2121
Interior Features
Interior Information:
Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,063
Per Month
Principal & Interest
$1,996
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,265
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
5
/10
Daniel Boone Elementary School
710 N 2nd St
Distance between this listing and this school1.45 miles
Public District Grades PK-5
7
/10
Model Laboratory Elementary School
521 Lancaster Ave
Distance between this listing and this school2.31 miles
Public District Grades PK-5
Middle School
7
/10
Model Laboratory Middle School
521 Lancaster Ave
Distance between this listing and this school2.31 miles
Public District Grades 6-8
6
/10
Clark Moores Middle School
1143 Berea Rd
Distance between this listing and this school2.44 miles
Public District Grades 6-8
High School
5
/10
Madison Central High School
705 N 2nd St
Distance between this listing and this school1.34 miles
Public District Grades 9-12
8
/10
Model Laboratory High School
521 Lancaster Ave
Distance between this listing and this school2.31 miles
Public District Grades 9-12
Assigned Schools
5
/10
Daniel Boone Elementary School
710 N 2nd St
Distance between this listing and this school1.45 miles
Public District Grades PK-5
7
/10
Model Laboratory Elementary School
521 Lancaster Ave
Distance between this listing and this school2.31 miles
Public District Grades PK-5
Nearby Schools
6
/10
Glenn R Marshall Elementary School
1442 Robert R. Martin Bypass
Distance between this listing and this school0.46 miles
Public District Grades PK-5
Assigned Schools
7
/10
Model Laboratory Middle School
521 Lancaster Ave
Distance between this listing and this school2.31 miles
Public District Grades 6-8
6
/10
Clark Moores Middle School
1143 Berea Rd
Distance between this listing and this school2.44 miles
Public District Grades 6-8
Nearby Schools
7
/10
B. Michael Caudill Middle School
1428 Robert R. Martin By Pass
Distance between this listing and this school1.43 miles
Public District Grades 6-8
Assigned Schools
5
/10
Madison Central High School
705 N 2nd St
Distance between this listing and this school1.34 miles
Public District Grades 9-12
8
/10
Model Laboratory High School
521 Lancaster Ave
Distance between this listing and this school2.31 miles
Public District Grades 9-12
Nearby Schools
6
/10
Madison Southern High School
213 Glades Rd
Distance between this listing and this school12.41 miles
The neighbors living near this home have an average income of $40,411. Typical income of Richmond, KY residents is between $35k-100k annually. Most families are single, no kids. The majority of residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 528 Ryan Dr
What is the listing price of this property?
The listing price of 528 Ryan Dr property is $399,900.
What type of property is this?
The property 528 Ryan Dr is a house located in Richmond, Kentucky, 40475.
Is this property for sale now?
Active Listing: 528 Ryan Dr is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 528 Ryan Dr are: Daniel Boone Elementary School: GreatSchools Rating 5/10Model Laboratory Elementary School: GreatSchools Rating 7/10Model Laboratory Middle School: GreatSchools Rating 7/10Clark Moores Middle School: GreatSchools Rating 6/10Madison Central High School: GreatSchools Rating 5/10Model Laboratory High School: GreatSchools Rating 8/10
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $417 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on July 24, 2020 for $302,000. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 528 Ryan Dr has 4 bedrooms and 2 full and 1 half bathrooms.
This home is located at 528 Ryan Dr in Richmond, KY and zip code 40475. This home, which was built in 2020, sits on a 0.32 acre lot. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since March 16, 2024 and is currently priced at $399,900.
While more than 7 listings in Richmond, KY in March 2024 were sold above asking price, there were more than 12 listings sold at asking price, and more than 38 were sold below. Between February 2024 and March 2024, Richmond, KY real estate market has seen increase in the number of listings by 14.4%. The median list price of listings available in March 2024 was $287,230, while the average time on the real estate market was 45 days.
From Rocket Homes Real Estate and based on county public records data.