Ridgewater is a wonderful community near the Dawsonville shopping district off 400 and near the site of the newest hospital being built just off 400. This lot is LAKEFRONT with a low corp line. The lot is large (.73 acres) nicely wooded with a soft slope to the water perfect for a terrace level home. Just under 10 minutes to North Georgia Premium Outlet Mall, a fabulous selection of new restaurants and the site of the new hospital coming soon just minutes away-NGMC Lumpkin 2024. Most importantly this lot is very private with a lush setting, and we have top quality builders who have wonderful open concept floorplans and to help you complete your budget before you finalize your lot purchase and build your perfect lake home. Community dock is just two lots away. Also Ridgewater has architectural controls , Swim, tennis and a beautiful main entrance. Let us help you choose the perfect plan, price it and secure a Construction Perm loan with a one time closing that charges interest only on the draws until the home is complete then rolls over into a mortgage. Average construction time is less than 9 months. You could be boating this summer. Toto Creek Park and Boat ramp is just a few miles away.
Property Details
Property Features
Listing Office:
Office Name: Marina Bay Properties, LLC.
Listing Agent: Susan Verlander
Exterior Features
Exterior Information:
Private Pool: No
Waterfront: Lake Front
View: Lake
Lot Features
Lot Information:
Lot: Sloped
Lot Size: 0.73 Acres
School Info
Assigned Schools Information:
Chestatee High School, Public District Grades 9-12
Chestatee Middle School, Public Charter Grades 6-8
Lanier Elementary School, Public District Grades KG-5
Other
Directions Information:
Directions: Use GPS.
Price Information
Listing Price Info
Price Summary:
List Price: $169,500
HOA Fees:
Amount: $33
Frequency: Monthly
Tax Information:
Annual Amount: $805
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Gainesville, GA.
This property is $222.1K less than the Median Sold Price in Gainesville, GA.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Name: First Multiple Listing Service
MLS Number: #7340887
Listing Office:
Office Name: Marina Bay Properties, LLC.
Listing Agent: Susan Verlander
Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$946
Per Month
Principal & Interest
$846
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$33
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$575
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
6
/10
Lanier Elementary School
4782 Thompson Bridge Rd
Distance between this listing and this school4.78 miles
Public District Grades KG-5
Middle School
5
/10
Chestatee Middle School
2740 Fran Mar Dr
Distance between this listing and this school5.64 miles
Public Charter Grades 6-8
High School
5
/10
Chestatee High School
3005 Sardis Rd
Distance between this listing and this school5.71 miles
Public District Grades 9-12
Assigned Schools
6
/10
Lanier Elementary School
4782 Thompson Bridge Rd
Distance between this listing and this school4.78 miles
Public District Grades KG-5
Nearby Schools
6
/10
Kilough Elementary School
1063 Kilough Church Rd
Distance between this listing and this school3.27 miles
Public District Grades KG-5
8
/10
Blackburn Elementary School
45 Blackburn Rd
Distance between this listing and this school4.89 miles
Public District Grades KG-5
Assigned Schools
5
/10
Chestatee Middle School
2740 Fran Mar Dr
Distance between this listing and this school5.64 miles
Public Charter Grades 6-8
Nearby Schools
5
/10
North Hall Middle School
4856 Rilla Rd
Distance between this listing and this school7.16 miles
Public District Grades 6-8
4
/10
New Dawson County Middle School
332 Highway 9 N
Distance between this listing and this school8.10 miles
Public District Grades 6-8
Assigned Schools
5
/10
Chestatee High School
3005 Sardis Rd
Distance between this listing and this school5.71 miles
Public District Grades 9-12
Nearby Schools
6
/10
North Hall High School
4885 Mount Vernon Rd
Distance between this listing and this school7.30 miles
Public District Grades 9-12
6
/10
Dawson County High School
1665 Perimeter Rd
Distance between this listing and this school7.47 miles
The neighbors living near this home have an average income of $35,435. Typical income of Gainesville, GA residents is less than $35k annually. Residents typically live in single, no kids family. Typical level of education for residents in this area is high school diploma.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 5782 Ridgewater Cir
What is the listing price of this property?
The listing price of 5782 Ridgewater Cir property is $169,500.
What type of property is this?
The property 5782 Ridgewater Cir is land located in Gainesville, Georgia, 30506.
Is this property for sale now?
Active Listing: 5782 Ridgewater Cir is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 5782 Ridgewater Cir are: Lanier Elementary School: GreatSchools Rating 6/10Chestatee Middle School: GreatSchools Rating 5/10Chestatee High School: GreatSchools Rating 5/10
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $805 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on September 14, 2016 for $89,900. (source: MLS/tax record).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 5782 Ridgewater Cir in Gainesville, GA and zip code 30506. This home sits on a 0.73 acre lot. It has been listed on Rocket Homes since April 01, 2024 and is currently priced at $169,500.
Gainesville, GA housing market in April 2024 saw over 39 listings sold above listed price, more than 27 sold at listed price and over 89 sold below. The number of listings in Gainesville, GA increased by 15.3% between March 2024 and April 2024. Listings spent 39 days on the market in April 2024, and had a median list price of $391,600 during the same period.
From Rocket Homes Real Estate and based on county public records data.
Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. 
Extreme Sports
Extreme Sports
Figure Skating
NASCAR
Academy Sports & Outdoors
Kmart
Dick's Sporting Goods
Little Caesars
Bob Evans
Arbys
Chevrolet
Buick
GMC
Country
Oldies
Adult Hits