628 S Oak St, Mount Pleasant, MI, 48858

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

628 S Oak St, Mount Pleasant$147,000

Buyer Closing Credits

$1,746^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

ParkingOne Car, Detached

Year Built1893

HeatingNatural Gas, Forced Air

CoolingNatural Gas, Central Air

WaterfrontNone

FireplaceNone

MLS #1914352

Lot Size0.19 Acres

StatusActive

About 628 S Oak St

Duplex in downtown Mount Pleasant! Walking distance to just about every park and the downtown shops. 2 Bedrooms per unit. Possibility to be turned back into a single family home. Large garage in the back. Parking in rear. Great sized rooms throughout. Laundry on the main floor.

View More

Property Details

Property Features

Property Information:

• Architectural Style: 2 Story
• Year Built: 1893
• Living Area: 1,517 SqFt

Listing Office:

• Office Name: FIRST CHOICE REALTY
• Listing Agent: Shelley Dixon

Interior Features

Interior Information:

• Appliances: Refrigerator, Oven/Range, Washer, Dryer
• Interior: Mud Room
• Fireplace: None

Exterior Features

Exterior Information:

• Waterfront: None
• Exterior: Sidewalk, Porch, Screened Porch, Wood

Parking Information:

• Attached Garage: No
• Parking: One Car, Detached

Lot Features

Lot Information:

• Lot Size: 0.19 Acres

Utilities

Utilities Information:

• Heating: Natural Gas, Forced Air
• Cooling: Natural Gas, Central Air

Other

Directions Information:

• Directions: Broadway East to Oak Street. Oak Street South to house.

Price Information

Listing Price Info

Price Summary:

• List Price: $147,000
• Price Per SqFt: $97/SqFt

Tax Information:

• Annual Amount: $2,070
• Tax Year: 2020

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Mount Pleasant, MI.

Mount Pleasant, MI

City

Med. Sold Price

$181K

Med. Price/SqFt

$116

Avg. Days On Market

90

# of Sold Homes

23

628 S Oak St vs Mount Pleasant

262 DAYS ON ROCKET

+172 Days

$147,000

-$34K Less

$97/SqFt

-$19 Less

KEY TAKEAWAY

This property is $34K less than the Median Sold Price and $19/SqFt less than other homes in Mount Pleasant, MI.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Name: CMIAR
• MLS Number: #1914352

Listing Office:

• Office Name: FIRST CHOICE REALTY
• Listing Agent: Shelley Dixon

Copyright © 2024 Northern Great Lakes REALTORS® MLS™ All Rights Reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 4/27/2024, 1:25:18 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

Tax History

YEAR	PROP. TAX	ASSESSMENT
2020	$2,070	$51,000
2017	$2,098	$44,900

History based on county public records data.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$801

Per Month

Principal & Interest

$734

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$507

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Michigan›Isabella County›Mount Pleasant›48858›628 S Oak St

This home is located at 628 S Oak St in Mount Pleasant, MI and zip code 48858. This 1,517 square foot home, which was built in 1893, sits on a 0.19 acre lot. Features: 2 bathrooms. It has been listed on Rocket Homes since August 09, 2023 and is currently priced at $147,000.

Over 7 listings were sold over their listed price in March 2024 in Mount Pleasant, MI. In the same period over 9 listings were sold below the listed price and 7 listings were sold for the listed price. In March 2024 in Mount Pleasant, MI there were 23.9% more homes for sale than in February 2024. Listings spent 90 days on the market in March 2024, and had a median list price of $181,000 during the same period.

From Rocket Homes Real Estate and based on county public records data.