6464 Richard P Ratcliff Dr, Spiceland, IN, 47385

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

6464 Richard P Ratcliff Dr, Spiceland$250,000

Buyer Closing Credits

$2,969^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

ParkingGravel

Attached Garage2 spaces

Year Built2013

HeatingElectric, Natural Gas, Baseboard, Forced Air

CoolingCentral Air, Heat Pump

FireplaceLiving/Great Rm, Electric, Wood Burning

MLS #202413571

Lot Size3.80 Acres

StatusActive

About 6464 Richard P Ratcliff Dr

Welcome to this beautiful secluded 3.8 acre lot located on a dead end road. This barndominium needs just enough finish work, that you can make it your very own and very spectacular! This home has 3 bedrooms, a den and 3 full bathrooms. It is fully plumbed and ready for an outdoor wood burning furnace. It also has a separate electric furnace as a backup, a wood burning wood pellet stove, and central air. The upstairs bedroom has a beautiful landing overlooking the open concept of the house. You'll enjoy the electric fireplace, vaulted shiplap ceilings, and granite countertops. The possibilities are endless with this home!

View More

Property Details

Property Features

Property Information:

• Architectural Style: Other
• Year Built: 2013

Listing Office:

• Office Name: F.C. Tucker/Crossroads Real Estate
• Office Phone: (765) 969-1058
• Listing Agent: Carrissa Kidd

Interior Features

Interior Information:

• Flooring Type: Hardwood Floors, Carpet, Concrete
• Fireplace: Living/Great Rm, Electric, Wood Burning

Bedroom and Bathroom Information:

• Full Bathrooms: 3
• Total Bedroom Count: 3

Exterior Features

Exterior Information:

• Exterior: Aluminum

Parking Information:

• Garage Space: 2 spaces
• Attached Garage: Yes
• Parking: Gravel

Virtual/3D Tour

• Virtual Tour: 6464 Richard P Ratcliff Dr

Virtual Tour

Lot Features

Lot Information:

• Lot: Wooded
• Lot Size: 3.80 Acres

Utilities

Utilities Information:

• Heating: Electric, Natural Gas, Baseboard, Forced Air
• Cooling: Central Air, Heat Pump

School Info

Assigned Schools Information:

• Tri Junior-Senior High School, Public District Grades 7-12
• Tri-Elementary School, Public District Grades KG-6

Other

Directions Information:

• Directions: From 3 & 38, head S on SR 3, turn W on Main St, turn right on Richard P Ratcliff Dr.

Price Information

Listing Price Info

Price Summary:

• List Price: $250,000
• Price Per SqFt: $147/SqFt

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

MLS Details

MLS Information:

• MLS Number: #202413571

Listing Office:

• Office Name: F.C. Tucker/Crossroads Real Estate
• Office Phone: (765) 969-1058
• Listing Agent: Carrissa Kidd

The data on this website relating to real estate for sale comes in part from the Internet Data Exchange (IDX) program of the Indiana Regional MLS (IRMLS). IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2011-2024 Indiana Regional MLS. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 5/5/2024, 4:20:35 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Property Sales & Tax

We're sorry, we currently don't have sales or tax history data for this listing.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$1,315

Per Month

Principal & Interest

$1,248

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$816

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Indiana›Henry County›Spiceland›47385›6464 Richard P Ratcliff Dr

This home is located at 6464 Richard P Ratcliff Dr in Spiceland, IN and zip code 47385. This home was built in 2013. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since April 22, 2024 and is currently priced at $250,000.

In April 2024 more than 27 listings in Henry County, IN were sold above the asking price. During the same period more than 14 listings were sold at asking price, while more than 36 were sold below. The number of homes for sale in Henry County, IN increased by 14.7% between March 2024 and April 2024. In April 2024, listings were on the market for 36 days. During the same period, the median list price in this real estate market was $157,239.

From Rocket Homes Real Estate and based on county public records data.