Welcome to 653 Bank Street, your coastal oasis nestled in the heart of Old Mount Pleasant! This charming property exudes classic cottage vibes with modern flair, offering a perfect blend of comfort and sophistication while offering endless opportunities.Step inside the main house, where you'll find an inviting layout all on one level, boasting 3 bedrooms and 2.5 bathrooms. Bamboo floors throughout add a touch of natural elegance, while updated lighting fixtures illuminate the space beautifully. The kitchen and bathrooms have been tastefully updated, blending contemporary amenities with coastal charm.Venture outside to discover your own private paradise. The backyard is a true entertainer's delight, featuring a spacious screened porch, pergola, and an in-ground saltwater pool where you can cool off on hot summer days. As night falls, gather around the fire pit for cozy evenings under the stars. Indulge your green thumb at the covered potting bench. A shed provides convenient storage for all your outdoor essentials. The ADU, completed in 2023, offers an additional 663 square feet of living space, perfect for guests, extended family, or potentially extra income. With a living room, kitchen, bedroom, and full bathroom/laundry room, it provides both comfort and convenience. The kitchen window opens up to the pool area, creating the ultimate entertaining space where you can effortlessly transition between indoor and outdoor living. More potential upstairs with 663 sqft of unfinished storage space. The spacious driveway and parking pad allow for plenty of off-street parking. Attic has been reinsulated for optimal energy efficiency. HVAC system was replaced in 2022. Tankless hot water heater with endless hot water. Main house roof replaced in 2018. Transferable termite bond with Terminix. Pool sand filter and pool pump were replaced in 2022. Lot rezoned to R2 with TOMPSC. Full yard irrigation system and fully fenced backyard with side gate wide enough to accommodate a boat. Don't miss your chance to call this coastal retreat home. 653 Bank Street awaits, offering the perfect blend of relaxation and recreation in one of Mount Pleasant's most sought-after neighborhoods. Schedule your showing today and make your coastal dreams a reality!
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$10.7K
Per Month
Principal & Interest
$10.7K
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$6,512
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
High School
7
/10
Wando High School
1000 Warrior Way
Distance between this listing and this school9.15 miles
Public District Grades 9-12
Nearby Schools
1
/10
Edmund A. Burns Elementary School
3750 Dorchester Rd
Distance between this listing and this school8.46 miles
Public District Grades PK-5
Nearby Schools
4
/10
West Ashley Middle School
1776 Kennerty Dr
Distance between this listing and this school9.30 miles
Public Magnet Grades 6-8
6
/10
Lowcountry Leadership Academy
5139 Gibson Rd
Distance between this listing and this school20.95 miles
Public Charter Grades KG-9
Assigned Schools
7
/10
Wando High School
1000 Warrior Way
Distance between this listing and this school9.15 miles
Public District Grades 9-12
Nearby Schools
6
/10
Charleston Charter School For Math and Science
1002 King St
Distance between this listing and this school4.88 miles
Public Charter Grades 6-12
2
/10
Burke High School
244 President St
Distance between this listing and this school4.96 miles
The neighbors living near this home have an average income of $36,196. Residents of Mount Pleasant, SC typically earn less than $35k each year. Typical family type is single, no kids. Most residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 653 Bank St
What is the listing price of this property?
The listing price of 653 Bank St property is $2,150,000.
What type of property is this?
The property 653 Bank St is a house located in Mount Pleasant, South Carolina, 29464.
Is this property for sale now?
Accepting Backup Offers: 653 Bank St is Accepting Backup Offers (Active Under Contract), there is still a chance to have your real estate agent submit an offer.
What are the assigned schools for this property?
The assigned schools for 653 Bank St are: Wando High School: GreatSchools Rating 7/10
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $2,199 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on September 6, 2018 for $525,000. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 653 Bank St has 4 bedrooms and 3 full and 1 half bathrooms.
What is the square footage of this property?
The property 653 Bank St is 2,608 SqFt (source: MLS/tax record).
This home is located at 653 Bank St in Mount Pleasant, SC and zip code 29464. This 2,608 square foot home, which was built in 1955, sits on a 0.35 acre lot. Features: 4 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since March 28, 2024 and is currently priced at $2,150,000.
While more than 29 listings in Mount Pleasant, SC in March 2024 were sold above asking price, there were more than 33 listings sold at asking price, and more than 70 were sold below. Between February 2024 and March 2024, Mount Pleasant, SC real estate market has seen increase in the number of listings by 17.1%.
From Rocket Homes Real Estate and based on county public records data.