Discover the potential of this 2-family residence nestled in the heart of Providence. Boasting 2 generously proportioned units, each comprising 3 bedrooms and 1 bathroom, this property offers abundant living space for both occupants and investment prospects. While in need of some loving care, the spacious layout of each unit presents an opportunity for customization and enhancement. Beyond the living quarters, the property is further complemented by a fenced in yard and a substantial detached garage, ideal for storage or workshop space, and a sprawling driveway that ensures hassle-free off-street parking for residents and guests alike. With its prime location and endless possibilities, this property invites you to unlock its full potential and craft your vision of home in this vibrant community.
Property Details
Property Features
Property Information:
Year Built: 1920
Listing Office:
Office Name: Century 21 The Seyboth Team
Office Phone: (401) 415-8527
Interior Features
Interior Information:
Appliances: Gas Water Heater
Basement: Yes
Flooring Type: Ceramic Tile, Hardwood
Bedroom and Bathroom Information:
Full Bathrooms: 2
Total Bedroom Count: 6
Exterior Features
Parking Information:
Attached Garage: No
Parking: Detached, Garage
Lot Features
Lot Information:
Lot Size: 0.09 Acres
Utilities
Utilities Information:
Heating: Forced Air, Natural Gas
Cooling: None
School Info
Assigned Schools Information:
Classical High School, Public District Grades 9-12
Central High School, Public District Grades 9-12
Mount Pleasant High School, Public District Grades 9-12
Nathanael Greene Middle School, Public District Grades 6-8
Gilbert Stuart Middle School, Public District Grades 6-8
Esek Hopkins Middle School, Public District Grades 6-8
Carl G. Lauro Elementary School, Public District Grades KG-5
William D'Abate Elementary School, Public District Grades KG-5
Harry Kizirian Elementary School, Public District Grades KG-5
Price Information
Listing Price Info
Price Summary:
List Price: $550,000
Tax Information:
Annual Amount: $6,437
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Providence, RI.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,813
Per Month
Principal & Interest
$2,746
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,715
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
2
/10
Carl G. Lauro Elementary School
99 Kenyon St
Distance between this listing and this school0.16 miles
Public District Grades KG-5
6
/10
William D'Abate Elementary School
60 Kossuth St
Distance between this listing and this school0.95 miles
Public District Grades KG-5
1
/10
Harry Kizirian Elementary School
60 Camden Ave
Distance between this listing and this school1.01 miles
Public District Grades KG-5
Middle School
4
/10
Nathanael Greene Middle School
721 Chalkstone Ave
Distance between this listing and this school0.82 miles
Public District Grades 6-8
2
/10
Gilbert Stuart Middle School
188 Princeton Ave
Distance between this listing and this school1.25 miles
Public District Grades 6-8
3
/10
Esek Hopkins Middle School
480 Charles St
Distance between this listing and this school1.82 miles
Public District Grades 6-8
High School
9
/10
Classical High School
770 Westminster St
Distance between this listing and this school0.53 miles
Public District Grades 9-12
2
/10
Central High School
70 Fricker St
Distance between this listing and this school0.59 miles
Public District Grades 9-12
1
/10
Mount Pleasant High School
434 Mount Pleasant Ave
Distance between this listing and this school1.70 miles
Public District Grades 9-12
Assigned Schools
2
/10
Carl G. Lauro Elementary School
99 Kenyon St
Distance between this listing and this school0.16 miles
Public District Grades KG-5
6
/10
William D'Abate Elementary School
60 Kossuth St
Distance between this listing and this school0.95 miles
Public District Grades KG-5
1
/10
Harry Kizirian Elementary School
60 Camden Ave
Distance between this listing and this school1.01 miles
Public District Grades KG-5
Assigned Schools
4
/10
Nathanael Greene Middle School
721 Chalkstone Ave
Distance between this listing and this school0.82 miles
Public District Grades 6-8
2
/10
Gilbert Stuart Middle School
188 Princeton Ave
Distance between this listing and this school1.25 miles
Public District Grades 6-8
3
/10
Esek Hopkins Middle School
480 Charles St
Distance between this listing and this school1.82 miles
Public District Grades 6-8
Assigned Schools
9
/10
Classical High School
770 Westminster St
Distance between this listing and this school0.53 miles
Public District Grades 9-12
2
/10
Central High School
70 Fricker St
Distance between this listing and this school0.59 miles
Public District Grades 9-12
1
/10
Mount Pleasant High School
434 Mount Pleasant Ave
Distance between this listing and this school1.70 miles
The neighbors living near this home have an average income of $43,026. The majority of Providence, RI residents have income between $35k-100k annually. Most families are single, no kids. Most residents in this area have post secondary degree education.
This home is located at 78 Sutton St in Providence, RI and zip code 02903 in the Federal Hill neighborhood. This home, which was built in 1920, sits on a 0.09 acre lot. Features: 6 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since April 04, 2024 and is currently priced at $550,000.
While more than 46 listings in Providence, RI in March 2024 were sold above asking price, there were more than 22 listings sold at asking price, and more than 22 were sold below. The number of homes for sale in Providence, RI increased by 6.3% between February 2024 and March 2024. In March 2024, listings were on the market for 34 days. During the same period, the median list price in this real estate market was $433,787.
From Rocket Homes Real Estate and based on county public records data.