Seller reserves right to accept any offer, at any time. Back on market, buyer's loss is your gain! Step inside this exceptionally well kept home in the sought-after subdivision of Fredericktowne Village (within a gorgeous cul-de-sac), located just minutes away from Downtown Frederick. This two level split-foyer offers luxurious living accommodations and was totally renovated in 2017. Enjoy recessed lighting throughout and upgraded luxury vinyl plank plus plush carpeting. The kitchen is an absolute stunner - showcasing high end cabinetry, upgraded granite countertops, designer subway tile backsplash, and a full stainless steel appliance package. This gorgeous space also features an area that can act as an eat-in area or formal dining, which connects directly to the spacious exterior rear deck seamlessly. Also on the main floor are 2 well-sized bedrooms and a beautifully renovated full bathroom. Step down to the lower level and find an expansive recreation room plus an additional bedroom, which has an en-suite full bathroom. Additionally found on the lower level is a laundry room and direct walk-out/up access to the leveled and fully fenced rear yard, encapsulating the utmost level of privacy. Extra features include a spacious concrete paved driveway providing ample parking for 2 vehicles, an oversized rear deck overlooking the yard, a storage shed for your garden tools, and a top tier location - minutes away from all major commuter interstates such as 15, 40, 70, and 270, while also being walking distance to parks/trails. As mentioned earlier, this home is ideally situated minutes away from Downtown Frederick, which offers shopping, restaurants, and more.
Property Details
Property Features
Property Information:
Architectural Style: Split Foyer
Year Built: 1987
Stories: 2
Living Area: 1,418 SqFt
Listing Office:
Office Name: Long & Foster Real Estate, Inc.
Office Phone: (240) 497-1700
Listing Agent: H. Joe Faraji
Interior Features
Interior Information:
Appliances: Stove, Refrigerator, Dishwasher, Microwave, Washer, Dryer, Disposal, Water Heater
This property is $14K more than the Median Sold Price and $94/SqFt more than other homes in Frederick, MD.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Name: BRIGHT
MLS Number: #MDFR2047106
Listing Office:
Office Name: Long & Foster Real Estate, Inc.
Office Phone: (240) 497-1700
Listing Agent: H. Joe Faraji
Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.
The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have sold or are no longer being offered for sale. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller. This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,308
Per Month
Principal & Interest
$2,241
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,413
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
6
/10
North Frederick Elementary School
1001 Motter Ave
Distance between this listing and this school1.00 miles
Public Magnet Grades PK-5
Middle School
7
/10
Gov. Thomas Johnson Middle School
1799 Schifferstadt Blvd
Distance between this listing and this school0.24 miles
Public District Grades 6-8
High School
6
/10
Gov. Thomas Johnson High School
1501 N Market St
Distance between this listing and this school0.58 miles
Public District Grades 9-12
Assigned Schools
6
/10
North Frederick Elementary School
1001 Motter Ave
Distance between this listing and this school1.00 miles
Public Magnet Grades PK-5
Nearby Schools
8
/10
Frederick Classical Charter School
8445 Spires Way
Distance between this listing and this school1.15 miles
Public Charter Grades KG-6
6
/10
Monocacy Elementary School
7421 Hayward Rd
Distance between this listing and this school1.52 miles
Public District Grades PK-5
Assigned Schools
7
/10
Gov. Thomas Johnson Middle School
1799 Schifferstadt Blvd
Distance between this listing and this school0.24 miles
Public District Grades 6-8
Nearby Schools
6
/10
Monocacy Middle School
8009 Opossumtown Pike
Distance between this listing and this school1.58 miles
Public District Grades 6-8
8
/10
Monocacy Valley Montessori School
217 Dill Ave
Distance between this listing and this school1.59 miles
Public Charter Grades PK-8
Assigned Schools
6
/10
Gov. Thomas Johnson High School
1501 N Market St
Distance between this listing and this school0.58 miles
Public District Grades 9-12
Nearby Schools
5
/10
Frederick High School
650 Carroll Pkwy
Distance between this listing and this school2.14 miles
Public District Grades 9-12
7
/10
Walkersville High School
81 W Frederick St
Distance between this listing and this school3.18 miles
The neighbors living near this home have an average income of $94,280. The majority of Frederick, MD residents have income between $35k-100k annually. The majority of families are single, no kids. The majority of residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 840 Insley Cir
What is the listing price of this property?
The listing price of 840 Insley Cir property is $449,000.
What type of property is this?
The property 840 Insley Cir is a house located in Frederick, Maryland, 21701.
Is this property for sale now?
Active Listing: 840 Insley Cir is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 840 Insley Cir are: North Frederick Elementary School: GreatSchools Rating 6/10Gov. Thomas Johnson Middle School: GreatSchools Rating 7/10Gov. Thomas Johnson High School: GreatSchools Rating 6/10
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $3,801 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on March 23, 2017 for $268,000. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 840 Insley Cir has 3 bedrooms and 2 bathrooms.
What is the square footage of this property?
The property 840 Insley Cir is 1,418 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 840 Insley Cir is 1987.
This home is located at 840 Insley Cir in Frederick, MD and zip code 21701 in the Fredericktowne Village neighborhood. This 1,418 square foot home, which was built in 1987, sits on a 0.16 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since April 14, 2024 and is currently priced at $449,000.
Frederick, MD housing market in March 2024 saw over 53 listings sold above listed price, more than 58 sold at listed price and over 26 sold below. The inventory of homes for sale in Frederick, MD between February 2024 and March 2024 increased by 2.7%. In March 2024 median list price was $434,918 and the average listing age was 19 days.
From Rocket Homes Real Estate and based on county public records data.